Frank Buttacavoli is a Series 66-licensed financial advisor with Raymond James & Associates in Paramus, NJ, bringing 26 years of industry experience. His prior roles include positions at UBS Financial Services and LPL Financial. Outside of his advisory work, he occasionally rents out Disney Vacation Club points he owns for family vacations. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning and advisory services with a range of portfolio management styles and affiliated research.

Rachel Constant is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2021. Her prior roles include positions at Villanova University and Orono Senior High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including customized financial planning, and manages approximately $2.74 trillion in client assets.

Michael James is a financial advisor with UBS Financial Services in Franklin Lakes, NJ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform that includes custody, underwriting, and capital markets solutions.

Joseph Daly is a CFP® professional with 13 years of industry experience, currently affiliated with Morgan Stanley. He previously worked at UBS Financial Services, Inc. for 11 years. Outside of his advisory role, Daly has been a lacrosse instructor and coach since 2011. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

John Wapelhorst is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at Charles Schwab Bank, The Vozza Agency, and involvement with Rutgers University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across multiple asset classes.

Nilay Patel is a financial advisor with Mass Mutual Investors Services in Tarrytown, NY, holding a Series 63 designation and 12 years of industry experience. He has worked at Mass Mutual Investors Services since 2019 and previously held roles at Foresters Financial and First Investors Corporation. Outside of his advisory work, Patel is a partner in Envy Motorsports LLC, an exotic car rental business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client relationships with collaborative, goal-oriented planning engagements.

Jon Covlin is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliates since 2007. In addition to his financial services career, Covlin has been involved with Cascade Linen Service since 1987. Morgan Stanley Wealth Management delivers a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a comprehensive investment framework. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Dustin Miller is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to his current role, he worked at Pynt Inc. and served in the United States Army for 14 years. He also has experience with Healthbus, LLC and has taken a career break during 2023 to 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, employing structured planning tools and a variety of advisory programs.

Elizabeth Kennedy is a financial advisor at Edward Jones in Woodcliff Lake, NJ, with 12 years of industry experience. She holds a Series 66 designation and previously worked at Bank of America/Merrill Lynch for four years. Outside of her advisory role, she owns a second home in the Catskills. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Daniel Sirota is a financial advisor at J.P. Morgan Securities in White Plains, NY, holding a Series 66 designation with 26 years of industry experience. His prior roles include tenures at Bank of America, Merrill, and First Republic Investment Management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program.

Amy Wallack is a financial advisor at Merrill with 31 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with Merrill since 1995. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jilmmy Zevallos is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 licenses. He has 11 years of industry experience, having previously worked at Merrill Lynch, Bank of America, and JP Morgan. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software and collaborative planning processes to deliver written recommendations and offers specialized programs including estate-settlement and employer-sponsored planning.

Augustin Delgado is a Financial Consultant currently working at Fidelity since 2022. In this role, he collaborates with clients to apply long-term financial strategies and assist with major financial decisions using Fidelity's planning tools. He has over a decade of experience in the financial services industry, having previously worked as a Private Wealth Analyst at Rockefeller Capital Management from 2020 to 2022, and as a Senior Client Associate at JP Morgan Chase from 2010 to 2020. Outside of his professional work, Augustin engages in family activities and enjoys kayaking, movies, and music.

Michael Gaviser is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Mantle Ridge LP, Navab Capital Partners, and Kohlberg Kravis Roberts & Co. He also operates Gaviser Advisory, a consulting business providing strategic advice to multiple firms. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by structured planning tools and extensive investment resources.

Dominick Riolo is a financial advisor with LPL Financial in New City, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Ameriprise Financial Services and B. Riley Wealth Advisors. Outside of advisory work, he operates a FAFSA completion service that assists students and parents with college financial aid forms. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through its large network of investment adviser representatives, utilizing various portfolio strategies and technology tools.

Catherine Megna is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. She joined Morgan Stanley in 2018 after working at Virgo Investment and operating as a self-employed advisor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Robert Cappadona is a financial advisor at Osaic with 40 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at LPL Financial and Royal Alliance Associates. He is also an advisor for Garden State Capital Investments LLC, a business entity used for tax and investment purposes. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process emphasizes model-based asset allocation, portfolio optimization, and a range of discretionary and third-party manager strategies.

Christian Robinson is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with three years of industry experience. His prior work experience includes roles at Macy's, Cold Stone, Shoprite, and Baruch College. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

James Sears is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 66 designation and has previously worked at CUSO Financial Services, Edward Jones, and Michael Page. Sears has been with Ameriprise since 2020. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations, focusing on clients with significant assets in Ameriprise-managed accounts.

Robert Hausmann is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.