James Milani is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2017, following brief periods at HSBC Securities (USA) Inc. and HSBC Bank USA N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm uses centralized due diligence with both quantitative and qualitative research to support its advisory process.

Joann Semeraro is a CFP® with 39 years of experience in the financial industry. She is currently with Cetera and has previously worked at North Ridge Securities Corp. from 1997 to 2019. Semeraro is also a trustee of a family trust. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, retirement services, and access to third-party managers through a multi-manager platform with over 10,000 advisors nationwide.

Sam Botwinick is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan since 2022. Prior to joining the firm, his background includes roles outside the financial sector. J.P. Morgan Securities provides institutional consulting to plan sponsors, corporations, endowments, and other clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporating an ESG eligibility framework and broader derivatives and commodities capabilities.

Kyle Woll is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His background includes roles at Bank of America and Marist University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Dennis Herrera is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Cetera since 2019 and previously spent a decade with Foresters Financial and two years at Foresters Advisory Services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers and a variety of program structures.

Jeffrey Rozenberg is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley and First Republic Investment Management. J.P. Morgan Securities provides institutional consulting services focusing on asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process incorporates centralized due diligence with both quantitative and qualitative research and includes capabilities in derivatives and commodities.

Fredric Mayerson is a financial advisor at OSAIC with 38 years of industry experience. He holds a Series 63 designation and has worked at FSC Securities Corporation and Omni Financial Group. In addition to his advisory work, he is a Professor Emeritus at the City University of New York. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a wide range of brokerage and advisory services through a multi-advisor platform, utilizing model-based asset allocation and portfolio optimization strategies.

Christopher Sassone is a financial advisor at Stifel with six years of industry experience. He holds a Series 66 designation and previously worked at Janney Montgomery Scott and Konica Minolta USA. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Lisa Gasparro is a financial advisor with Merrill in Garden City, NY, holding Series 63 and Series 66 designations and 30 years of industry experience. She has worked at Merrill Lynch since 2013 and at UBS Financial Services Inc since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Olsen is a financial advisor with Merrill in Garden City, NY, holding Series 63 and Series 66 licenses. He has 10 years of industry experience, including roles at Bank of America, Merrill Lynch, JPMorgan Chase Bank, and HGCI Ventures. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various organizations.

Lisa Vandetti is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 31 years of industry experience. She has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, providing financial planning and non-discretionary investment consulting through various advisory programs.

Nicholas Seyfert is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has previously worked at New York Life Insurance and Northwestern Mutual. Outside of his advisory role, he is involved as a delivery driver for a restaurant/bar/nightclub business. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutions. The firm offers a range of advisory programs and financial planning services supported by firm-approved tools and advanced modeling techniques.

Fabrizio Glick is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. He has worked with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2005. Outside of his financial career, Glick is involved in youth sports coaching as a director and trainer for local lacrosse teams on Long Island. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program.

Gary Anderson is a financial advisor with J.P. Morgan Securities based in Forest Hills, NY. He holds Series 63 and Series 66 designations and has 11 years of industry experience. His prior roles include positions at Merrill and Bank of America, as well as extensive experience within JPMorgan Chase Bank and J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative due diligence and may incorporate an ESG eligibility framework.

Andrea Schwarz is a financial advisor at Morgan Stanley with 40 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. She holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Emmanuel Caldwell is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He has previously worked at Bank of America and has experience supervising personal training staff and performing marketing and client acquisition activities at GYMGUYZ North Queens. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Roslyn Wilenchik is a financial advisor with Primerica Advisors in Farmingdale, NY, holding a Series 63 designation and 19 years of industry experience. She has been with Primerica Advisors since 2006 and has worked with Primerica Financial Services since 2003. Outside of her advisory role, she works part-time as an advertising assistant for Manhattan Fashion Magazine. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm utilizes third-party asset managers and BNY Mellon Advisors for trading, offering a tiered wrap-fee structure and maintains oversight of its investment models.

James George is a financial advisor with Primerica Advisors, holding a Series 63 designation and 23 years of industry experience. He has worked at PFS Investments Inc. since 2016 and has been with Primerica Financial Services since 1998. Outside of advisory work, he is involved in the sale of non-investment products including loan products, home security, and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited selection of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Rosanne Gil is a financial advisor at Mass Mutual Investors Services with 17 years of industry experience. She holds Series 65 and Series 63 credentials and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for 15 years. Outside of her advisory role, she is an owner of two small businesses and works as an insurance broker specializing in life, fixed annuities, disability, long-term care, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, goal-oriented planning supported by firm-approved analytic tools.

Damien Lucadamo is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, NA since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research to build model asset allocations, with implementation and portfolio services offered through affiliated entities.