Nicholas Toy is a CFP® and CFA® credentialed advisor with 24 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked since 2016, and previously held roles at The Huntington Investment Company and U.S. Bancorp Advisors. Outside of his financial advisory work, he is a 40% owner of Early Bird Learning Center, where he participates in business decision-making and reviews financial records. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.

Jeremy Draskovich is a financial advisor with LPL Financial, holding a Series 66 credential and 12 years of industry experience. He previously worked at Citizens Securities, Inc. for seven years and PNC Wealth Management for two years. Draskovich is based in Pittsburgh, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to third-party asset managers and institutional platforms.

Russell Sherred III is a CFP®-credentialed financial advisor at RBC Capital Markets with 50 years of industry experience. He has worked at RBC Capital Markets since 2013 and previously spent two years at Morgan Stanley. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies and portfolio management services supported by a combination of internal and external investment managers.

Marc Mccarey is a financial advisor at Morgan Stanley with 15 years of industry experience and holds a Series 66 designation. He has been with Morgan Stanley since 2010 and has worked at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a variety of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and offers plans that utilize firm-approved tools such as Secular Return Estimates and Monte Carlo simulations.

William Mulvaney III is a financial advisor at Morgan Stanley in Sewickley, PA, holding a Series 66 designation. He has professional experience primarily with Morgan Stanley and WESCO, totaling several years across multiple roles. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a variety of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Evan Frazier Jr. is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. He has worked at JPMorgan Securities LLC and JPMorgan Chase Bank, NA since 2024, and previously was employed at Henderson Brothers, Inc. for five years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative screens and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Logan Dietz is a CFP® and holds a Series 66 designation, currently serving as a financial advisor at Robert Baird & Co. He has six years of industry experience, including five years at Hefren-Tillotson and one year with Robert Baird & Co. prior to his current role. He previously worked at Bowling Green State University for five years. Logan is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and advisory services, supported by home-office investment professionals and a variety of manager-traded and model-traded strategies.

Stephanie Mckay is a financial advisor at RBC Capital Markets with 17 years of industry experience. She holds the Series 66 designation and previously worked for 15 years at Hefren Tillotson, Inc. before joining RBC Capital Markets in 2022. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides tailored portfolio management and financial planning services through multiple advisory programs, leveraging a combination of in-house and third-party investment managers.

Adri Bleier is a financial advisor with LPL Financial in Pittsburgh, PA, holding Series 65 and Series 63 registrations and 11 years of industry experience. Prior to joining LPL Financial in 2021, she worked five years at Royal Alliance Associates and has managed Bleier Insurance Group since 2013. She is also involved in non-investment-related activities, including hosting the "Wiz Bleier Show" podcast and working as a website and technology consultant. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by extensive technology and operational tools, managing over $819 billion in discretionary assets through a network of more than 22,800 advisors.

Michaele Mcnelis is a financial advisor with OSAIC in Sewickley, PA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She worked at Lincoln Financial Advisors for 23 years before joining OSAIC in 2025. Outside of her advisory role, Michaele co-owns and manages real estate properties with her brother and serves as trustee for a family oil and gas lease trust that receives royalty income. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through various programs. The firm utilizes model-based asset allocation and portfolio optimization, supporting multiple investment strategies and custodial arrangements.

Constantine Mavrogianis is a financial advisor with LPL Financial in Wexford, PA, holding a Series 63 designation and 42 years of industry experience. He has worked at LPL Financial since 2016 and previously at MSI Financial Services, Inc. from 2011 to 2015. In addition to his advisory role, he is involved as an independent agent for non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Cathy Buck is a Series 66-licensed financial advisor with Morgan Stanley in Pittsburgh, PA, bringing 13 years of industry experience. She has worked at Morgan Stanley since 2018, following roles at RBC Capital Markets and Wells Fargo Clearing. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm emphasizes structured planning processes using advanced modeling techniques and serves a broad client base through both direct and corporate agreements.

John Mouganis is a financial advisor with LPL Financial based in Wexford, PA. He holds the CFP® and ChFC® designations and has 38 years of industry experience. Prior to joining LPL Financial in 2023, he was with Commonwealth Financial Network for 14 years and worked as an insurance agent for 15 years. He is also the author of a non-investment book titled "Schooled in Retirement." LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers various financial planning and portfolio management options, combining a broad array of investment strategies with extensive operational tools and a large network of advisors.

Brian Eagon is a financial advisor with Morgan Stanley in Sewickley, PA, holding Series 63 and Series 65 credentials and with 27 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as an officer for Horn Creek Acres, Inc., an agriculture business in Butler, Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a financial planning process based on structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Joseph Lantz is a CFA® charterholder and financial advisor with Raymond James Financial in Pittsburgh, PA, bringing seven years of industry experience. Prior to joining Raymond James in 2022, he spent fifteen years at Federated Hermes. He serves on the investment committees of two nonprofits, Achieva Family Trust and United Way of Southwestern PA, where he provides guidance on strategic investment matters. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm employs a non-discretionary, tailored investment approach supported by advanced analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Maxwell Hine is a CFP®-designated financial advisor with 10 years of industry experience. He is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., having previously worked at UBS Financial Services, Goldman Sachs & Co. LLC, and Waldron Private Wealth. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm integrates quantitative and qualitative research to build model asset allocations and offers a broad range of derivatives and commodities capabilities.

David Smarrelli is a financial advisor with MassMutual Investors Services in Pittsburgh, PA. He holds the ChFC® designation along with Series 63 and Series 65 licenses, and has 23 years of industry experience. He has worked at MassMutual Investors Services and MassMutual Life Insurance Company since 2002, where he is also involved in life, property/casualty, health, and group insurance sales. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using analytical tools such as Monte Carlo simulations and automated asset allocation in its planning engagements.

Darren Hucko is a CFP® and Series 66 licensed advisor with 14 years of industry experience. He has worked at Robert Baird & Co. since 2022 and previously spent 15 years at Hefren Tillotson, Inc. He serves as a board member and participates on the Investment/Finance Committee for the Bender Leadership Academy. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody, utilizing both manager-traded and model-traded strategies alongside internal research and investment tools.

Jeffrey Joy is a financial advisor with RBC Capital Markets in Sewickley, PA, holding the CFP® designation and Series 63 and 65 licenses. He has 37 years of industry experience, including roles at City National Bank since 2019 and RBC Capital Markets Corporation since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs and tailors investment strategies to clients' risk profiles using both in-house and third-party managers.

James Piersol III is a Series 66-licensed financial advisor with Equitable Advisors, bringing two years of industry experience. Prior to joining Equitable Advisors, he worked in roles at Penn State University, Toyota, Anova Innovations, Peek'n Peak Resort, and North East High School. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.