Craig Yates is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2016. Outside of his advisory role, he is listed as president of a health club business and is associated with a television pilot project involving his spouse. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and investment research.

Brendan Lefanto is an Investment Consultant at Fidelity Investments, where he collaborates with clients to develop personalized holistic plans aimed at helping them and their families achieve their financial goals. He has been with Fidelity Investments since 2021, serving in various roles including Planning Consultant and Financial Representative before his current position in 2024. Prior to joining Fidelity Investments, Brendan worked as a Quality Control Analyst at SEI Investments from 2019 to 2021. His professional experience reflects a progression within the financial services industry, focusing on investment consulting and financial planning. Outside of his professional role, Brendan has personal interests that include baseball, beach activities, social events with friends, golf, hiking, and snowboarding.

Grayson Wingert Jr. is a financial advisor with Equitable Advisors in Bala Cynwyd, PA, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors in 2022, he held roles at De Lazy Lizard and 85 N'Sunny, and studied at West Chester University. He serves as a trustee for a family trust, a role unrelated to investment activities. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model that leverages multiple third-party platforms and offers both advisory and brokerage services.

Logan Rindock is an advisor at Raymond James & Associates with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he worked in operations and facilities management roles, including at Muhlenberg College and Parkland High School. Outside of his advisory work, he is involved in buying and selling collectibles through online livestream auctions. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipalities. The firm provides financial planning and investment consulting with a range of portfolio management styles supported by affiliated research and sub-advisers.

Thomas Eybye is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He has been assisting individuals and families in pursuing their financial goals since 2012. Thomas emphasizes the importance of a comprehensive written financial plan as a foundation for financial decision-making and confidence. Thomas's expertise includes family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He takes a personalized approach by getting to know his clients and understanding their priorities to develop strategies aligned with their goals. His professional designation is Personal Investment Advisor (PIA). Thomas holds a Bachelor's Degree from the University of Delaware and a Master of Business Administration (MBA) from the State University of New York System. He is fluent in English, Spanish, and German. Outside of his professional role, Thomas enjoys camping, hiking, music, reading, running, spending time with his family, and traveling.

Mark Barrett is a financial advisor with Raymond James & Associates in Conshohocken, PA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Raymond James & Associates since 2013. Barrett serves as a director of College Possible, a nonprofit focused on expanding college admission and tutoring support for students. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Christine Beschen is a financial advisor with OSAIC, holding a Series 63 designation and bringing 38 years of industry experience. She has worked at firms including American Portfolios Advisors, Inc. and BCG Securities, Inc. In addition to her advisory work, she has experience in insurance sales through ownership of Haddon Planning Group. OSAIC serves a diverse client base ranging from individual and high-net-worth investors to institutional entities, offering integrated brokerage and advisory services supported by a broad network of affiliated advisers and multiple platforms. The firm employs various portfolio construction tools and provides access to a wide range of investment options and third-party managed account solutions.

William Gruehn is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA. He holds Series 63 and Series 65 licenses and has nine years of industry experience, all with Mass Mutual and its subsidiary. Outside of his advisory role, he is also licensed as an insurance agent specializing in individual and group life insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes collaborative, software-assisted planning tools to deliver written recommendations across various investment categories and offers specialized planning services such as divorce and estate settlement.

Anne St Clair is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at U.S. Bancorp Investments, U.S. Bank, Wilmington Trust, M&T Bank, and M&T Securities. Outside of her advisory work, she serves on the Board of Directors for the Delaware Symphony Orchestra and leads its development committee. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Louis Manon III is a CFP® professional affiliated with Equitable Advisors in Bala Cynwyd, PA, with 18 years of industry experience. He previously worked at Lincoln Investment for 16 years and operated his own practice, Louis Manon, for over two decades. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm provides financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers, utilizing a hybrid referral and implementation model.

Michael Morley II is a financial advisor with LPL Financial holding the PFS™ designation and Series 63 license, with two years of industry experience. His prior experience includes roles at Transamerica Financial Advisors, Inc. and World Financial Group, Inc., and he has been involved with Morley Consulting, LLC since 1977 and Morley and Company LLC since 2015. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services using model portfolios, research, and technologies such as machine learning.

Eric Allen is a CFP® professional with 12 years of experience in the financial advisory industry. He is currently affiliated with LPL Financial and has held various roles at several firms, including Generation Capital Group LLC and Regional Investment Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, with both discretionary and non-discretionary management supported by model portfolios and research from LPL Research and third-party subadvisors.

Susan Walter is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. She previously worked at MassMutual Life Insurance Company and was involved with SELF and SoupSisters, Inc. Outside of her advisory role, she serves as a trustee for a special needs trust and works as an insurance broker providing life, disability, and long-term care insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, annual planning engagements using firm-approved analytical tools.

Jeffrey Austinson is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. He previously worked at the University of Arizona Global Campus from 2021 to 2023. Outside of his advisory role, he is a co-owner of a family rental property in Ashburn, Virginia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies tailored to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Satyam Desai is a Senior Resident Director and Wealth Management Advisor at Merrill. He focuses on comprehensive wealth management services, including corporate executive services, executive and equity compensation, and managing new wealth. Satyam emphasizes a personalized approach, collaborating closely with clients to tailor financial strategies that align with their long-term goals and risk tolerance. Before joining Merrill in 2014, Satyam was a director at Morgan Stanley for eight years. He holds a Bachelor's degree from Michigan State University and has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Equity Plan Consultant (EPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Additionally, he served on the Philadelphia Chapter Board of the National Association of Stock Plan Professionals from 2012 to 2015. Satyam resides in Ardmore, Pennsylvania, with his wife and three children. Outside of his professional work, he is involved in community organizations such as Havertown Little League, Jewish Relief Agency, and We Not Me (formerly Mission 5&2). He enjoys coaching youth basketball, playing basketball, gardening, bowling, and golfing.

Gary Baker is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been affiliated with Merrill Lynch since 2007 and Bank of America NA since 2011. Outside of his advisory role, Baker serves as an advisory board member for Beat the Streets Philadelphia, a nonprofit focused on academic tutoring and wrestling programs for underprivileged youth, and is the head wrestling coach at Conestoga High School. He is also a general partner and consultant for GenreWerks, LLC, a company involved in developing character-based designs for screen-printed apparel. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rohi Batra is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines since 2025. Prior to this, he held roles at various affiliated firms, including Financial Engines Advisors L.L.C. and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary management services.

Patrick Duffield is a financial advisor with Ameriprise in Mount Laurel, NJ, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 1995. Outside of advising, he is involved in a business ownership role through Voorhees Management Group, LLC. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. Its retirement-income planning service targets clients with significant investable assets, providing written recommendations that incorporate tax-efficient strategies and advanced modeling techniques.

Erin Zegar is a financial advisor at RBC Capital Markets with 10 years of industry experience. She holds a Series 66 designation and has been with RBC Capital Markets since 2019, following four years at Morgan Stanley. Outside of her advisory role, she provides administrative support for a private company. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party providers.

Susan Butler is a financial advisor with Merrill, holding Series 63 and Series 65 designations and 39 years of industry experience. She has worked with Merrill since 1987 and has also been associated with Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.