Sheila Bowden is a financial advisor at Vanguard Advisers with five years of industry experience. She holds Series 66 and Series 63 licenses and has worked in various roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2020. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, catering to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages a large client base through its automated platform and team servicing model.

Mark Maertzig is a financial advisor at LPL Financial with 17 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Cadaret, Grant & Co., Inc. for 17 years. In addition to his advisory role, Maertzig operates Tax Aid Associates, a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by extensive operational tools and a broad platform of financial products.

Paul Krumenacker Sr. is a financial advisor with LPL Financial based in Doylestown, PA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Raymond James Financial Services Advisors and Wealth Advisory Services, where he worked for a combined total of over two decades. Outside of his advisory work, he is involved with a lifestyle brand clothing business called Zero Negative. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on both discretionary and non-discretionary investment strategies supported by research and technology tools.

Justice Smith is a CFP®-certified financial advisor with eight years of industry experience, currently serving at Cetera. His prior roles include positions at Voya Financial Advisors and involvement with educational institutions as a football coach and board member. He is active in nonprofit work as treasurer for Friends of PJP and holds ownership in a tax preparation business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base ranging from individual investors to institutional accounts. The firm offers a variety of portfolio management and retirement services, operating as a multi-manager platform that provides advisors with diverse investment options and program structures.

Jan Carr is a financial advisor with LPL Financial, holding a CFP® designation and a Series 63 license, and has 42 years of industry experience. Prior to joining LPL Financial, he worked at Boenning & Scattergood for 15 years and Uvest Financial Services Group, Inc. for two years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and investment management programs supported by a combination of proprietary research and third-party strategies.

Anthony Firrantello is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. In his role, he collaborates with clients to develop personalized strategies aimed at achieving their short-, mid-, and long-term financial goals. Anthony provides guidance on various financial matters, including investing, retirement planning, and saving for unexpected events, with access to specialized banking and lending solutions through Bank of America. His areas of expertise include college education planning, family wealth management, legacy planning, tax minimization, and small business strategies, among others. As a Senior Portfolio Advisor, he manages custom investment strategies on a discretionary basis, utilizing a range of Merrill Lynch model portfolios and third-party investment options. Anthony holds professional designations such as Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), and Chartered Retirement Planning Counselor (CRPC). He graduated from Downingtown East High School. Outside of his professional work, he spends time with his family, to which he is married with two daughters, and engages in activities including billiards, cooking, fishing, golfing, hiking, hunting, reading, traveling, and watching movies.

Nicholas Diascro is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has been associated with Vanguard and its affiliated entities since 2008 and operates a small e-commerce business selling handmade items on Etsy. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to construct portfolios mainly comprised of Vanguard funds and ETFs.

Paul Clancy is a financial advisor at RBC Capital Markets with 26 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. He holds Series 63 and Series 65 designations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs and tailors investment strategies to clients’ risk profiles using a combination of in-house and third-party managers.

Melissa Patton is a financial advisor at Vanguard Advisers with 21 years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Clearing and Ameriprise. Outside of her financial advising career, Patton is also active as an actor and an author. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds, supporting a large client base through a combination of digital platforms and advisor teams.

John Brannon is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and totaling 11 years of industry experience. He has been with Vanguard Advisers since 2019 and also works with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2014. Outside of his advisory role, he serves as president of the West Chester East High School Indoor Track Boosters board. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, managing a large client base through its digital platform and team servicing model.

Kenneth Montgomery is a financial advisor with Merrill in Conshohocken, PA, holding Series 65, Series 63, and Series 66 licenses and 13 years of industry experience. His career includes roles at Bank of America, N.A., and Chilton Trust before joining Merrill in 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Kevin Bondi is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. His career includes prior roles at Ameriprise Financial Services and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christopher Bahr is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has been with Cambridge since 2025 and has prior experience working in venue management and facility services. Outside of his advisory role, he is associated with the Philadelphia Country Club. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organization investors, offering services such as financial planning, investment management, and retirement-plan advisory through multiple platforms and proprietary model strategies.

Jake Szulinski is a CFP®-certified financial advisor with Edward Jones in Wayne, PA, where he has worked since 2016 and has 16 years of industry experience overall. He previously operated through multiple registered investment advisor entities and serves as president of the Picket Post STC club in Chesterbrook, PA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Daniel Rueckle is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has worked with various Vanguard entities since 2015. Mr. Rueckle also acts as a limited agent managing investment accounts for an immediate family member. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and extensive advisor team.

Andrew Moose is a CFP® with six years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His work history includes roles within multiple Vanguard entities since 2020, as well as positions at Randstad, Suraya, and other firms earlier in his career. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach incorporating proprietary models and primarily invests through Vanguard funds and ETFs, offering various customization options and managing a high volume of client relationships through its digital platform.

Jonathan Oh is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has been with The Vanguard Group, Inc. since 2015 and previously worked at Syndicate Sports from 2017 to 2019. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Pin Yao is a financial advisor with LPL Enterprise, holding a Series 66 designation and 26 years of industry experience. She has been with LPL Enterprise since 2024 and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for over two decades. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers and insurance products through affiliated entities.

Fred Horrocks is a financial advisor with Cambridge Investment Research Advisors in Collegeville, PA. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. His prior work includes positions at International Assets Investment Management, MML Investors Services, MassMutual, and Signator Investors. Outside of his advisory role, he operates a sole proprietorship insurance agency providing life, disability, long-term care, and fixed annuities. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports discretionary and non-discretionary management and provides access to proprietary model strategies and third-party sub-advisors.

Keith Schwarz is a financial advisor with Primerica Advisors in Chalfont, PA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Primerica Advisors since 2000 and has been affiliated with Primerica Financial Services since 1999. Outside of advising, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selected separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure, with an operational model that allows it to curate and oversee investment models.