Aleksandr Roytman is a financial advisor at Osaic with 15 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Lincoln Financial Advisors Corporation for 12 years. Roytman also operates a sole proprietorship focused on providing clients with fixed annuities and term life insurance. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services and uses various asset-allocation tools and third-party solutions to construct diversified portfolios for its clients.

Mark Taylor is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018 and 2020, respectively. Prior to joining Morgan Stanley, he had brief roles including two separate one-year positions at Roanoke College and a year at Frost Gear. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

William Howard is a financial advisor at Ameriprise with 17 years of industry experience. He has been with Ameriprise and its related entities since 2014. Howard holds Series 65 and Series 66 credentials. He is co-owner of CFI Management Group LLC, through which he manages his advisory business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides a written Recommendation Report and ongoing retirement-income planning advice focusing on dependable income sources and tax-aware withdrawal strategies.

Paul Newman is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo since 2016, including time at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions.

Scott Abell is a financial advisor with RBC Capital Markets in Vienna, VA, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. He is a partner in RRPSLA LLC, a partnership focused on monitoring its investment. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individuals, institutions, and charitable organizations. The firm offers various advisory programs with tailored strategies, combining in-house and third-party management along with a range of portfolio and financial planning services.

Richard Caggiano is a financial advisor with Ameriprise in Herndon, VA, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized service delivered alongside client advisors, with a focus on assets held within Ameriprise Managed Accounts.

Nathaniel Parks is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines in Fairfax, VA. His work history includes multiple roles at Financial Engines Advisors L.L.C. dating back to 2018, as well as prior experience at Commonwealth Financial Network. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions across a broad range of portfolios and account types.

Owen Grady is an Investment Consultant at Fidelity Investments. In this role, he collaborates with clients to develop custom financial plans tailored to their specific needs and priorities, aiming to provide a positive client experience. Prior to his current position, Owen served as a Relationship Manager at Fidelity Investments from 2024 to 2025 and as a Financial Representative from 2023 to 2024. These roles have contributed to his understanding of client relationship management and financial services. Outside of his professional work, Owen has personal interests that include cooking and baking, golf, music, skiing, and traveling.

Stephanie Zebrowski is a Wealth Management Advisor at Merrill Lynch Wealth Management. She holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Stephanie's expertise centers on helping clients navigate life transitions and achieve both short-term and long-term financial goals through a detailed, collaborative planning approach. She has assisted clients with planning for events such as marriage or divorce, funding children's education, employment changes, and retirement. Additionally, she has completed ongoing training through Merrill's Insurance Accreditation Program, enabling her to provide services involving Life Insurance, Annuities, and Long Term Care Insurance. She graduated from the University of Mary Washington and joined Merrill Lynch Wealth Management in 2000. Outside of work, Stephanie enjoys antiquing, gardening, scrapbooking, spending time with her family, and watching movies.

Cassandra Lipp is a financial advisor with Edward Jones in Haymarket, VA, holding a Series 66 designation and one year of industry experience. She previously worked at Wells Fargo Bank for 12 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a wide range of investment strategies and affiliated services, supported by a large network of financial advisors and branch offices nationwide.

Eric Candelori is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He focuses on portfolio management and is responsible for developing investment strategies and disciplines for the Evans-Candelori Group. His client expertise includes education planning, family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Before joining Merrill Lynch Wealth Management, Eric served as an officer in the United States Marine Corps. He holds a Bachelor’s degree from American University and an MBA from National University, which he earned while on active duty. He holds professional designations as a Certified Investment Management Analyst (CIMA) and a Personal Investment Advisor (PIA). Eric has been involved with nonprofit organizations and currently serves as Vice Chairman of the Marine Corps Scholarship Foundation as well as a director with Navy Mutual Aid Association. He resides in Vienna, Virginia with his wife and two children. His personal interests include biking, golfing, reading, running, swimming, and traveling.

Kyra Irani is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. Prior to joining Equitable Advisors in 2024, she held various roles including positions at Trader Joe's, BrewBike, and Commonwealth One Federal Credit Union. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage channels to implement client recommendations.

Patrick Gaffney is a financial advisor at Morgan Stanley with 21 years of industry experience. He has held roles at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. He serves on the board of Community Ventures of Vienna, Inc., a civic organization in Virginia. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets.

Douglas Randolph is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing comprehensive wealth management services tailored to individual client needs. His approach begins with understanding the client's family and financial situation to develop flexible strategies aligned with their long-term goals. Douglas offers access to Merrill's investment insights and the banking services of Bank of America to address various aspects of his clients' financial lives. His expertise includes college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, socially responsible and ESG investing, sports and entertainment, and tax minimization. Douglas holds a Bachelor's Degree from the University of Notre Dame and is a Personal Investment Advisor (PIA). Douglas is actively involved in his community, participating in organizations such as Herb and Temple, Old City Cemetery, ND Club of Richmond, Grass Roots Soccer South Africa, Resume Support for College Students, and Trash Clean Up in Virginia. He follows Merrill's tradition of community participation through volunteering. Outside of his professional work, he enjoys adventure sports, basketball, camping, chess, cooking, fishing, gardening, hiking, and woodworking.

Dante Moncrieffe is a financial advisor at Charles Schwab with the Series 66 designation and two years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and several organizations outside finance such as Chesapeake Lighthouse Foundation and MOM's Organic. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment approach features a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Simon Moon is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan entities since 2023, following a prior role at Wells Fargo from 2020 to 2023. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Lauren Seim is a financial advisor with RBC Capital Markets in Vienna, VA, holding a Series 66 designation and 19 years of industry experience. She has worked at RBC Capital Markets since 2017 and previously held roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, incorporating options for tax management and responsible investing.

Benjamin Harbaugh is a financial advisor with Charles Schwab based in Tysons Corner, VA, holding Series 65 and Series 63 licenses and having four years of industry experience. His work history includes roles at Charles Schwab Bank and Charles Schwab since 2021, as well as prior positions at Berkshire Hathaway Carolinas Realty and American Logistics Company. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Natalie Davis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. She has worked at Wells Fargo Clearing since 2019 and previously held positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2010 to 2019. Outside of her advisory role, she serves as a trustee for her mother's trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is based on modern portfolio theory and includes a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Gregory Nerantzis Jr. is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Merrill since 2009 and also has a 15-year tenure at Bank of America. Outside of his advisory work, he serves as Chairperson for stewardship and the church renovation fund at Saints Peter & Paul Greek Orthodox Church in Frederick, MD. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, delivering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutions.