Henry Winslett III is a financial advisor with J.P. Morgan Securities in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and previously at Wells Fargo Securities from 2011 to 2018. Winslett is a co-founder and Treasurer of WARD'S Foundation, a nonprofit focused on supporting families with rare diseases. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering non-discretionary advice on asset allocation, investment manager selection, and performance reporting. The firm’s advisory process combines quantitative and qualitative research, includes an ESG eligibility framework, and features broad derivatives and commodities capabilities.

Christopher Charte is a CFP® professional with nine years of industry experience, currently serving as an advisor at Vanguard Advisers in Charlotte, NC. His career includes multiple roles at The Vanguard Group, Inc., along with prior experience at Selective Wealth Management and Barrett-Johnson & Associates. Vanguard Advisers provides automated and human-supported investment advice through services tailored for retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing a large client base with a combination of digital platforms and advisor support.

Ryan Culpepper is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds professional designations including Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). Ryan Culpepper earned a Bachelor's Degree from Wingate University.

Katherine Lazo is a financial advisor with Edward Jones in Charlotte, NC, holding a Series 66 designation and eight years of industry experience. She has worked at Edward Jones since 2018 and has prior experience in the solar energy and dental industries. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management, offering a range of advisory programs and investment solutions through a large national network of advisors and branch offices.

Justin Howard is a financial advisor at Fidelity with 10 years of industry experience. He has worked at Fidelity Investments since 2022 and previously held positions at Northwestern Mutual and NC State Employees Credit Union. Outside of his advisory role, Howard is the sole proprietor of Howard & Co, a financial counseling and therapy practice based in Charlotte, NC. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an advisor to multiple registered investment companies.

Nicholas Harris is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and five years of industry experience. He previously worked at BB&T for three years and has been with The Vanguard Group since 2021. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, delivering services at scale through a combination of digital platforms and advisor teams.

John Sontag is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. He previously worked at Merrill from 2007 to 2015. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Onyinyechuku Nwokorie is a CFP® professional affiliated with Vanguard Advisers, with eight years of industry experience. His prior roles include positions at Fidelity Investments, T. Rowe Price, and PNC Bank. Currently based in Charlotte, NC, he has been with Vanguard and its affiliated entities since 2026. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized portfolios predominantly composed of Vanguard funds and ETFs, supporting a large client base through a combination of digital platforms and advisory teams.

Michael Lanphier is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 24 years of experience in the financial services industry. Since joining Merrill Lynch in 2008, he has focused on providing customized wealth management strategies that consider the full financial picture of his clients. His areas of expertise include employee benefits planning, executive compensation, liquidity management, and retirement income. Michael is a Cum Laude graduate of Indiana University of Pennsylvania and holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is an active member of the Waxhaw-Weddington Rotary Club and the Union County Arts Council, reflecting his commitment to community involvement. Outside of his professional work, Michael enjoys cooking, fishing, football, and spending time with his family. He has been married to his wife Cindy for 26 years, and together they are raising their daughter Ashlyn Grace in historic Waxhaw.

James Gniadek is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and five years of industry experience. He has been with Vanguard and its affiliates since 2021. Prior to his current role, his work experience includes various positions outside the financial industry and at the University of North Carolina at Chapel Hill. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios primarily composed of Vanguard funds and ETFs, supported by a large team of advisors and a scalable digital platform.

Jackson Klein is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 65 and Series 66 licenses and has one year of industry experience. Prior to joining Vanguard, he worked at Morgan Stanley and United Community Bank, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Natalie Glenn is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and seven years of industry experience. She has worked at Wells Fargo Bank NA since 2015 and Wells Fargo Clearing Services, LLC since 2018. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Taylor Stevens is a Wealth Management Advisor at Merrill Lynch Wealth Management, joining the firm in 2016 as part of the Wright Beach & Associates team. He focuses on assisting individuals, families, and business owners in navigating financial complexities related to career shifts, business transitions, retirement, family growth, and evolving goals by providing personalized and adaptable wealth strategies. Taylor holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Certified Exit Planning Advisor (CEPA®) designation, which provide him with specialized knowledge in financial planning and business transition strategies. His expertise includes areas such as education planning, executive compensation, legacy planning, liquidity management, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Born and raised in Columbia, South Carolina, Taylor graduated magna cum laude from the University of South Carolina with a degree in Finance. He currently resides in Charlotte, North Carolina, with his wife Laine, their son Russ, and their pets. His personal interests include golfing, music, traveling, and spending time with his family.

William Fisher is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with Vanguard Advisers and its affiliated entities, including Vanguard Marketing Corporation and The Vanguard Group, where he has worked since 2022. Prior to that, he held roles at Edward Jones and was involved with organizations such as Western Carolina University and local arts and activity centers. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs, with various tax-aware and customization features.

Mitchell Hutula is a financial advisor at Raymond James & Associates with six years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Raymond James, he worked at TIAA and TEK Systems. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting across a range of portfolio management styles.

Gustavo Andrade Alanis is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and four years of industry experience. He has been with Vanguard-affiliated entities since 2021 and previously worked at CVS Health. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, offering various customization options and managing a large client base through a scalable digital platform.

Annette Patterson is a financial advisor with Wells Fargo Advisors in Charlotte, NC, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. She has been associated with Wells Fargo Clearing since 2016 and Wachovia Bank, N.A. since 2002. Outside of her advisory role, she serves as executor for her mother’s estate. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides tailored financial planning using proprietary research and tools, with a broad menu of services that include retirement, education, and niche planning areas such as business-owner transition and special-needs analysis.

Diana Jara is a Financial Advisor at Merrill Lynch Wealth Management. She manages clients' investment and retirement portfolios with a philosophy that prioritizes clients' interests. Diana's client focus areas include college education planning, family wealth management strategies, LGBT wealth planning, personal retirement planning, socially responsible and ESG investing, women and wealth, and tax minimization. She also assists clients with estate planning processes in coordination with legal professionals and offers strategies for tax efficiency. Diana began her financial career in 2006 with TD Bank and TD Wealth, where she held various roles including retail banking, supervision, and private banking. She spent five years at Morgan Stanley working with the Wealth Management International division, serving clients in Latin America, Brazil, and the United States before joining Merrill in 2020. Diana earned a bachelor's degree in Economics from Florida International University and holds FINRA registrations 7 and 66, as well as professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond her professional work, Diana is involved with several organizations including the Women's Exchange Board, the National Association of Women Business Owners (NAWBO), the Latin American Chamber of Commerce of Charlotte, and the Carolinas LGBTQ+ Chamber of Commerce. She is an advocate for children and volunteers as a Guardian Ad Litem for foster children. Diana is fluent in English and Spanish and enjoys activities such as camping, gardening, hiking, rock climbing, running, soccer, spending time with family, tennis, traveling, and yoga.

Calvin Lougassy is a financial advisor at Merrill with Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at Bank of America, Wells Fargo Bank, and Wells Fargo Clearing. Outside of his financial services career, he was involved with Study Hall LLC from 2019 to 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Njeri Henderson is a financial advisor at Merrill in Charlotte, NC, holding Series 65 and Series 63 credentials with five years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, utilizing model-based and discretionary investment strategies developed by internal and third-party teams.