Bethany Perrotti is a financial advisor at Merrill with 27 years of industry experience. She has been with Merrill since 1994 and holds Series 63 and Series 65 designations. Outside of her advisory role, Perrotti serves as a FINRA arbitrator, working on dispute resolution. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Lovelace is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various divisions within Fidelity since 2007. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs, and also serves as a commodity pool operator registered with the CFTC.

Marella Flynn Le Cates is a financial advisor at Merrill with 9 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gregory Zier is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and bringing 13 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Marcus Brooks is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked at Bank of America and has diverse work experience spanning the sports, retail, and education sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Bradford Carroll is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been associated with various Fidelity entities since 2014. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, also employing AI and systematic methodologies in its investment process.

Max Woelfer is a financial advisor at Merrill with a Series 66 designation and has been in the industry since 2023. His prior experience includes roles at Bank of America and time as a full-time student. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, and institutions. The firm employs model-based and discretionary investment strategies managed by internal and third-party teams.

Frank Yong is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 credential and 17 years of industry experience. He has worked at Morgan Stanley since 2011 and also operates his own firm, Frank J Yong P.A., established in 2003. Outside of finance, Yong manages agricultural businesses focused on cattle ranching in Florida. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of advisory and brokerage offerings.

Bradley Chard is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at both Merrill and Bank of America, N.A. He is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Grau is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 11 years of industry experience. He has been with Merrill Lynch Pierce Fenner & Smith since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Adam Ison is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and 121 Financial Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and a Charitable Gift Fund. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with a focus on systematic methodologies and long-term asset allocation.

Michael Wroten is a financial advisor with Primerica Advisors in Saint Johns, FL, holding Series 63 and Series 65 credentials and over 42 years of industry experience. He has been with Primerica Advisors since 1983 and Primerica Financial Services since 1980. Outside of advisory work, he owns a legal entity formed for Primerica business purposes and is involved in sales of loan products and home-related service referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and uses an independent due-diligence process combined with delegated trading to BNY Mellon Advisors.

David James Ong Guan Pun is a financial advisor with OSAIC Wealth, Inc. He holds Series 63 and Series 65 credentials and has nine years of industry experience. His work history includes positions at Lincoln Financial Advisors Corporation, Principal Securities Inc, and Principal Life Insurance Company. Outside of his advisory role, he is the CFO and co-owner of Trilock Capital LLC, a holding company for early-stage ventures in the fitness and wellness industry. OSAIC Wealth, Inc. serves a diverse client base ranging from individual investors to large institutional entities, offering integrated brokerage, advisory services, financial planning, and access to multiple third-party investment platforms. The firm uses a variety of analytical tools and maintains a complex corporate structure with multiple mergers and private-equity ownership.

Ethan Bohm is a financial advisor with Equitable Advisors in Jacksonville, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he worked at FIS and has experience outside finance, including a role at Taverna Evia Greek Restaurant. He attended Florida State University and worked at Marjory Stoneman Douglas High School. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individual, corporate, and institutional clients. The firm utilizes third-party asset managers and LPL-sponsored advisory programs, delivering a range of investment options including mutual funds, ETFs, separately managed accounts, and alternative investments.

Fred Culvyhouse is a financial advisor with Edward Jones in Jacksonville, FL, holding a Series 66 designation and 21 years of industry experience. He worked at Deutsche Bank Securities Inc. from 2015 to 2018 before joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Jose Bascon is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior work includes roles at Wells Fargo Advisors and Wells Fargo Clearing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process and maintains formal advisory roles with multiple registered investment companies.

William Lowry Jr. is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 credential with one year of industry experience. His work history includes roles at Bank of America, Merrill Lynch, and several insurance and mortgage firms. Outside of finance, he has operated Tony L Woodworking LLC since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Andrea Peterson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she held roles at Baptist MD Anderson Cancer Center, Eight Eleven Group, Jacksonville Jaguars, and several other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Christopher Dorman is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has been with Fidelity Investments since 2021. Prior to his advisory role, he was involved with Orange Park Christian Church from 2012 to 2021. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio solutions. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, and is noted for its registration as a commodity pool operator and advisory roles to multiple registered investment companies.

Jordan Swanner is a financial advisor with Fidelity in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Fidelity Investments and Edie Williams State Farm, as well as employment at the University of North Florida and other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, utilizing a range of investment vehicles and maintaining oversight of affiliated sub-advisers.