Dawn Buchholz is a financial advisor at Morgan Stanley with 31 years of industry experience and holds the Series 66 designation. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Samuel Sirotkin is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses. He has one year of industry experience, including roles at Bank of America, Fidelity Investments, and First Franklin Financial Services. Prior to his financial services career, he was involved in education and youth programs, including positions at several schools and a junior tennis organization. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional investors.

Dan Keefe is a Financial Consultant currently working at Fidelity Investments since 2022. Prior to this role, he held positions at Bank of America Merrill, including Financial Consultant from 2017 to 2022 and Financial Solutions Advisor from 2009 to 2017. He also worked as a United Kingdom Dealing Team Analyst at Merrill from 2006 to 2009. Dan holds insurance licenses in Arkansas and California. He emphasizes honesty, integrity, and a client-first approach in his work, focusing on understanding clients' financial goals and collaborating to develop plans aligned with their priorities and preferences. Outside of his professional career, Dan has interests in fitness and reading.

John Croshaw is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He collaborates with clients and their families to develop financial plans aimed at anticipating life transitions and preparing clients financially for them. His approach prioritizes client goals and aligns appropriate financial tools and resources to support their objectives. John has extensive experience in the financial services industry, having held several positions at Fidelity Investments since 2011, including Portfolio Specialist, Managed Accounts Client Management Representative, Investment Solutions Representative, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Advisor at Merrill Lynch from 2009 to 2010. He holds insurance licenses in Arkansas and California. Outside of his professional career, John has interests in baseball, boating, football, golf, traveling, and food.

Van Tran is a Series 66-licensed financial advisor with 18 years of industry experience, currently affiliated with J.P. Morgan Securities in Jacksonville, FL. Prior to joining J.P. Morgan, Van worked at Merrill Lynch/Bank of America for eight years and is the owner of Vanovations, an event planning and floral design business. She also provides part-time office support for a tax services firm. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services that include asset allocation advice, manager searches, and customized performance reporting using a quantitative and ESG-integrated approach.

Michael Competiello is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services since 2017. Prior to that, he held positions at Ryder Transportation and GE Capital. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

William Kral is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. He has worked at Merrill since 2020 and previously spent 15 years at Dalton Agency. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benjamin Beatty is a financial advisor at Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses with 20 years of industry experience. He has worked at Bank of America N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joshua Bailey is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Bank of America, N.A., and involvement with the Baltimore County Board of Elections. He has also been engaged with Croustille Cafe. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jennifer Singleton is a CFP® with four years of industry experience, currently advising with Fidelity. She has worked at Fidelity Investments since 2021 and has prior experience in education and service industries, including roles at Charter Schools USA and NCS Pearson Inc. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, applying systematic methodologies and oversight controls.

Lisa Ross is a financial advisor at Fidelity with Series 63 and Series 66 credentials and five years of industry experience. She has worked at Fidelity Investments since 2020 and previously was employed at Martin J. Gottlieb Day School from 2016 to 2020. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also serves as an adviser to multiple registered investment companies and constructs model portfolios with systematic methodologies.

Seth Tompkins is an Investment Solutions Representative III at Fidelity Investments, a role he has held since 2026. Prior to this, he served in various capacities within Fidelity, progressing from Investment Solutions Representative I in 2024 to his current position. His career also includes experience as a Customer Relationship Advocate at Fidelity Investments in 2023 and earlier roles as a Junior Financial Consultant at Florida Financial Advisors and a Member Services Intern at VyStar Credit Union. Seth holds insurance licenses in Arkansas and California. His professional focus involves partnering with clients to understand their financial goals and developing customized financial plans tailored to their needs. He emphasizes forming strong relationships with clients and maintaining trust, reliability, and competency. Outside of his professional life, Seth has interests in beach activities, fishing, football, golf, and music.

Kaigan Miller is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2024. He has been active in the financial services industry since 2011, bringing over a decade of experience to his role. His career includes positions such as Investment Management Consultant II, PAS Client Management Representative, and Investment Solutions Representative at Fidelity Investments. Prior to that, he worked as a Private Client Banker at JP Morgan Chase and as a Financial Advisor at Edward Jones, as well as in life insurance brokerage at Benchmark Insurance Group. Throughout his career, Kaigan has focused on collaborating with clients to develop tailored financial strategies and holistic financial planning. He is dedicated to understanding client priorities and assisting them in pursuing their financial goals. He holds insurance licenses in Arkansas and California. Outside of his professional work, Kaigan has personal interests that include boating, fishing, football, outdoor adventures, parenthood, and pets.

Barbara Schroeder is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. She holds Series 63 and Series 65 designations and has worked in various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, using proprietary research and planning tools.

Kenneth Connolly is a financial advisor with Merrill based in Jacksonville, FL, holding a Series 66 designation and four years of industry experience. His prior work includes roles at University of North Florida and CharterSchools USA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Higgins is a Planning Consultant at Fidelity Investments, a position he has held since 2016. In his role, he collaborates with clients to develop financial plans tailored to their individual and family needs. He focuses on building financial plans, identifying strategies to improve those plans, and maintaining ongoing communication with clients. Michael holds insurance licenses in Arkansas and California.

Jonathan Andrews is a financial advisor at Merrill with 15 years of industry experience and holds the Series 66 designation. He has worked at Merrill since 2009 and Bank of America since 2012. Andrews serves as a board member for Riverside Presbyterian Day School in Jacksonville, Florida, where his children attend. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Hope Waggett is a financial advisor with Fidelity Investments in Jacksonville, FL, holding a Series 66 designation and five years of industry experience. Prior to her current role, she worked at Vizergy Digital Marketing for five years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios. The firm also serves as a registered commodity pool operator and advises multiple registered investment companies and fund-of-funds.

Douglas Hawk is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 credential and 21 years of industry experience. He has been with Merrill since 2005. Outside of his advisory role, Hawk serves as the Minister of Music for New Beginnings Ministries of Jacksonville, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carole Bauman is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 14 years of industry experience. She has worked at Bank of America N.A. and Merrill since 2012. Outside of her advisory role, she owns a small business focused on selling gifts and crafts through online and special event sales. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.