Eric Olson is a financial advisor with OSAIC and holds Series 63 and Series 65 licenses. He has 27 years of industry experience, including roles at Signator Investors, Inc. and as President of Retirement Resources, Inc. In addition to his advisory work, Olson is a published author with several books available on Amazon and has been involved in music as a singer. Osaic Wealth, Inc. serves a diverse client base including individual and institutional investors, offering a range of advisory services through a large network of affiliated advisors and multiple platforms. The firm employs various asset-allocation tools and provides access to managed accounts and third-party money managers.

Ian Baptiste is a financial advisor with Merrill in Neptune Beach, FL, holding a Series 66 designation and having 11 years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. since 2014. Merrill, together with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Rica is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 63 and Series 65 credentials and three years of industry experience. He previously worked at Morgan Stanley and other firms in the financial sector. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Craig Gibian is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. He has been with Merrill since 2016 and previously worked at Bank of America, N.A. from 2023 to the present. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal CIO teams and third-party managers.

Lawrence Weber IV is a financial advisor at Merrill with 17 years of industry experience. He holds Series 63 and Series 66 designations and has been with both Merrill and Bank of America, N.A. since 2013. Merrill serves a diverse client base including individuals, retirement plans, corporations, charities, and institutional clients. The firm offers a range of investment management programs with discretionary and client-directed options, supported by its integration with Bank of America’s broader banking and capital markets platform.

Jeffrey Kennett is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and one year of industry experience. His background includes roles with the Jacksonville Jaguars, Atlanta Falcons, and University of Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios including mutual funds, ETFs, and fund-of-funds.

Timothy Lanier is a CFP®-credentialed financial advisor with 17 years of industry experience, currently associated with LPL Financial since 2023. He previously worked at Valic Financial Advisors for 11 years and at Agia for one year. Lanier operates Lanier Wealth Management LLC as an additional business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Catherine Mendez is a financial advisor at Merrill with 11 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2015, based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elyse Gustafson is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 credential and seven years of industry experience. She has worked at Morgan Stanley since 2018 and served in the US Army from 2013 to 2017. Outside of her advisory role, Gustafson is involved in a pastoral position at Good Shepherd Episcopal Church. Morgan Stanley Wealth Management provides a range of advisory services and financial planning programs to individuals and institutions, managing approximately $2.74 trillion in client assets through structured planning processes and diverse investment solutions.

Edward Clohessey is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2014. Outside of his advisory role, he owns a sole proprietorship in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Camp is a financial advisor with Cetera, holding the PFS™ designation and Series 66 license, and has 22 years of industry experience. He has been associated with multiple firms, including Avantax Advisory Services and Lifeplan Financial Services LLC, where he is the owner. Camp also serves as president of a local owners association and operates a tax preparation and accounting business under his own CPA firm. Cetera Investment Advisers LLC is a large SEC-registered advisory firm offering portfolio management, financial planning, and retirement services to a broad client base, including individuals, retirement plans, corporations, and institutions. The firm provides access to a multi-manager platform with a variety of program structures and investment options, supported by a nationwide network of over 10,000 advisors.

James Haugen is a financial advisor with Ameriprise in Saint Johns, FL, holding a Series 63 designation and 25 years of industry experience. He has been with Ameriprise and its affiliate since 2011. Outside of his advisory role, Haugen serves as a Finance Committee member at River of Life Methodist Church. Ameriprise is an institutional firm offering a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm provides tailored recommendation reports using research, modeling, and tax-efficiency analysis, alongside a broad range of advisory, brokerage, and insurance solutions.

Ryan Bush is a Financial Consultant currently working at Fidelity Investments since 2022. He has been providing financial consulting services since 2007, having previously worked at Merrill Lynch until 2022. In his role, he assists clients in designing and implementing financial plans tailored to their unique goals. Ryan emphasizes building relationships with clients and their families based on trust and reliability by actively listening to their needs. Ryan holds insurance licenses in Arkansas and California, which support his professional activities in the financial services industry.

Edward Leddy is a financial advisor at Merrill with 28 years of industry experience. He holds the Series 66 designation and has been with Merrill since 1987. Outside of his advisory role, he serves as an Advisory Board Member for the Securities Industry & Financial Markets Association, a nonprofit organization representing banks, broker-dealers, and asset managers. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Gumula is a financial advisor at Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses with eight years of industry experience. His prior roles include positions at Bank of America and Black Sheep. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Ethan Plotkin is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, the University of Florida, The Dalton Agency, State Farm, Downtown Vision, Tom Coughlin's Jay Fund, and Fresh Market. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ethan Isidron is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at Northwestern Mutual and Florida State University, as well as work outside finance with Miami Nice Pest Control. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop its investment strategies.

Hugh Chapman is a financial advisor with J.P. Morgan Securities, holding a Series 66 license and three years of industry experience. His work history includes roles at JPMorgan Chase Bank, JPMorgan Securities LLC, Fiserv, Inc., and the Georgia Institute of Technology. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jeffery Nettles is a financial advisor with Cetera, holding a Series 66 credential and nine years of industry experience. His career includes roles at Capital Financial Strategies and Minnesota Life Insurance Co., and he has served as a team manager for a youth soccer club. Jeffery is based in Jacksonville, FL. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management options and access to third-party money managers.

Tasha Barrows is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2021. She collaborates with a team to assist clients with complex financial needs, including holistic retirement guidance and estate planning considerations. Her approach focuses on building strong partnerships to develop financial plans aimed at providing clients with peace of mind. Prior to joining Fidelity, Tasha worked as a Financial Solutions Advisor II at Merrill Lynch from 2019 to 2021 and held the position of Branch Manager III at Wells Fargo from 2013 to 2019. Throughout her career, she has gained experience in financial consulting, solutions advising, and branch management. Outside of her professional work, Tasha enjoys activities such as spending time at the beach, family activities, football, parenthood, swimming, and volunteering.