Carlos Bonzon Jr. is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Bonzon serves as a board member of the Bonzon Family Foundation, Inc., a nonprofit focused on education and medical causes in Pinecrest, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by approved tools and serves clients through both direct engagement and corporate financial planning agreements.

Eduardo Delgado is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked at Stifel, Newlink Communications Group Inc., Caserta and Spiriti Attorneys at Law, Dicks Sporting Goods, and Miami Dade College. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning services supported by firm-approved planning tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and corporate financial planning agreements.

Steve Jarrin is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, JP Morgan Chase Bank, and JP Morgan Securities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm provides a range of services including fee-based financial planning, portfolio management, and capital markets activities.

Brian Klein is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 2019, following roles at Bb&T Securities and Wells Fargo Advisors. Outside of his advisory work, he co-owns a family business involved in purchasing a local racing horse. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Carlos Cuesta is a financial advisor at Merrill with seven years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Merrill since 2016. The firm provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors. Merrill operates within Bank of America’s broader corporate platform, providing access to a wide set of investment products and related services.

John Holian is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at LPL Financial since 2017 and previously spent 17 years at National Planning Corporation. Holian is also the owner of Griffin Planning, an investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of advisers. The firm offers various advisory programs, financial planning, and brokerage services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

James Gallagher is a financial advisor with Charles Schwab in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2012. Outside of his advisory work, he has partial ownership in an LLC that holds a rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational services.

Taylor Gay is a financial advisor at Fisher Investments with 13 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley, E*TRADE, and Bank of America/Merrill. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and employs various risk management and tax-aware strategies.

David Cardenas is a financial advisor with UBS Financial Services in Miami, FL, holding a Series 66 designation and 10 years of industry experience. His prior experience includes roles at Citigroup, Bank of America, and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a range of capital markets services.

Joseph Donnelly is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Donnelly is also an owner and partner of DD Realty Capital LLC, a real estate investment business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations, delivering services on a non-discretionary basis while integrating a centralized due diligence framework.

Patric Mesot is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and 24 years of industry experience. He has been with UBS since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor investment plans aligned with clients’ goals and risk tolerances.

Marcela Melian is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with three years of industry experience. Her prior roles include positions at Ocrolus and GLG Gerson Lehrman Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

Julio Medina is a Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his commitment to delivering personalized investment strategies. Julio earned a Bachelor's Degree from Universidad Externado de Colombia and a Master's Degree from Florida International University. Outside of his professional work, he enjoys biking, running, and playing soccer.

Brian Rudenberg is a financial advisor at Wells Fargo Advisors in Miami, FL, with 13 years of industry experience and a Series 66 credential. He has been with Wells Fargo Advisors and its affiliated entities since 2012. Rudenberg is involved in investment-related business activities through ownership interests in BARBGR, LLC and BMANINVESTMENTS, LLC, which relate to a financial advisory practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services including retirement, education, and business-owner transition planning, using proprietary research and tools to develop tailored client recommendations.

Leander Marrero is a Series 66-licensed financial advisor with Raymond James Financial, based in Coral Gables, FL, and has four years of industry experience. He previously worked at Morgan Stanley and has experience at the University of Central Florida and Bob Graham Education Center. Marrero is also employed as a financial advisor with Private Wealth Management of Coral Gables. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored advisory services and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Martin Norcini is a financial advisor at UBS Financial Services with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2013. Norcini serves as President of the Board of Directors and Treasurer of the Villa Biltmore Condominium Association and is a member of the Board of Directors of the South Florida Veterans Affairs Foundation for Research and Education. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor investment strategies according to client goals and risk tolerances.

Ricardo Franccesco Ormeno Novoa is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and beginning his industry career in 2025. Prior to joining J.P. Morgan, he worked at Credicorp Capital in Chile and Peru, as well as at Banco de Credito del Peru. Outside of his advisory role, he is a partner in an e-commerce business that sells baby accessories. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Jorge Machado is a financial advisor with LPL Enterprise, holding a Series 65 credential and 19 years of industry experience. He has worked at Prudential Insurance Company of America since 2007 and joined LPL Enterprise in 2024. Outside of advising, Machado is involved in property and casualty insurance through TZ Ins & Fin'l Services, Inc., where he serves as president. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm integrates advisory programs with brokerage and insurance product sales through an affiliated agency.

Nicholas Dawit is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Outside of his advisory role, he is the sole proprietor of a private investment pass-through company. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Alfonso Tangherlini is a financial advisor with LPL Financial in Miami, FL, holding Series 63 and Series 65 licenses and having 22 years of industry experience. His prior work includes roles at Citigroup, Cetera Investment Services, and Regions Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives, offering financial planning, advisory programs, retirement plan consulting, and brokerage services.