Margaret Scaparotti is a financial advisor with Raymond James Financial, holding a Series 63 designation and 28 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for 11 years before joining Raymond James and Helius Wealth Management, where she also serves in a support role. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm employs analytical tools and risk profiling to tailor recommendations and supports both advisory programs and institutional consulting through an extensive advisor network.

Jessica Malafronte is Vice President and Wealth Planner at Fidelity Investments, where she has been serving since 2018. She has held several roles at Fidelity, including Financial Consultant from 2013 to 2018, Investment Representative from 2012 to 2013, and Financial Representative from 2010 to 2012. Jessica focuses on partnering with clients and their families to develop comprehensive wealth plans aimed at promoting multi-generational financial well-being and addressing their long-term goals. Her professional experience encompasses wealth planning and financial consulting within the investment and financial services industry. Outside of her professional role, Jessica's personal interests include family activities, fitness, food, parenthood, skiing, and traveling.

Thomas Bennett is a financial advisor with Wells Fargo Clearing in Palm Beach, FL. He holds the Series 66 designation and has been with Wells Fargo Bank since 2009, joining Wells Fargo Clearing in 2026. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Peter Berry is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing a comprehensive approach to wealth management that prioritizes understanding each client's individual needs and financial goals. Peter collaborates closely with clients to develop personalized financial strategies aimed at supporting their long-term objectives. He holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from The College of Wooster. Additionally, he completed a non-accredited certificate program at Yale University. Through his affiliation with Merrill Lynch and Bank of America, Peter integrates global investment insights with banking and lending solutions to support his clients' wealth management processes.

Michael Barron is a CFP® with over 31 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2020, previously spending 12 years at UBS Financial Services. Outside of his advisory role, he serves on the finance committees of Temple Beth Torah and the Sarcoma Foundation of America, where he is also an advisor to the CEO. Morgan Stanley Wealth Management is a large SEC-registered investment adviser serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Brian Mawhinney is a Series 66 licensed financial advisor with over 22 years of industry experience. He has worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 2017, following a 14-year tenure at Ameriprise Financial Services, Inc. He is also the CEO and President of The Falcon's Nest, a nonprofit organization that raises funds for individuals, businesses, and families affected by Down syndrome. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements using firm-approved analytical tools.

Fermin Ruybal is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2015. He is a financial services professional with extensive experience in financial planning and client guidance. Throughout his career, Fermin has dedicated himself to assisting clients by providing financial planning and guidance with a focus on ethics and integrity. His long tenure in the financial services industry reflects his commitment to supporting clients' financial goals. Details about his education, credentials, and personal interests have not been provided.

Travis Routt is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He has spent over a decade with Ameriprise Financial Services, Inc. Prior to his advisory role, Routt has been active in several community organizations, including serving as an officer and board member for multiple local groups in Jupiter and Palm Beach Gardens, Florida. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. The firm provides a retirement-income planning service targeted at individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to produce written recommendations in partnership with its financial advisors.

Chad Delk is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 65 designations and has worked at various J.P. Morgan entities since 2012. He serves as a board member on the Finance Committee of Bear Lakes Country Club, a nonprofit organization. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program.

Brian Baldwin is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Benjamin Cornett is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has worked in various roles at Morgan Stanley since 2014. Outside of finance, he has been a Senior Director of Operations at Chick-fil-A and is a part-owner of Jessica Lorren Photography, where he occasionally assists with technical support. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and advisory services but does not provide individual security recommendations as part of standalone financial plans.

Edward Forster is a Series 66 licensed advisor with Charles Schwab in Palm Beach Gardens, FL, bringing one year of industry experience. Prior to joining Schwab, he held positions at Costco Wholesale, Uber Eats, and several food service establishments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

David Desmon is a financial advisor with Merrill in Palm Beach Gardens, FL, holding Series 63 and Series 65 registrations and 56 years of industry experience. He has been with Merrill since 2007 and Bank of America, N.A. since 2011. Outside of his advisory role, he serves on the investment committee and board of the WNED Foundation, a charitable organization based in Buffalo, New York, and acts as co-trustee of a revocable trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm delivers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, supported by internal CIO teams and third-party managers.

Justin Gerbino is a financial advisor at Stifel with 8 years of industry experience. He holds the Series 65 and Series 63 designations and has been with Stifel since 2017. Prior to joining Stifel, he worked at Siena College for four years. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning analyses.

Charles Goldman is a Series 66-registered financial advisor with 18 years of industry experience. He currently works at Morgan Stanley in Palm Beach Gardens, FL, having previously spent eight years at Wells Fargo Clearing. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Joshua Vanderveen is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as a trust protector for a family member’s family trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Richard Becker is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He previously worked at Morgan Stanley DW Inc. from 2002 to 2005 before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investment options and offers a range of brokerage and advisory solutions.

Steven Cole II is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Tyler Stevenson is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding a Series 66 designation and seven years of industry experience. He previously worked at Bank of America, Merrill, and Palm Beach Accounting and Financial Services. Stevenson serves on the steering committee for the Historical Society of Palm Beach County, assisting with event scheduling and marketing. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, including financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate agreements.

Edward Sorkin is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2008 and is responsible for business development, relationship management, and portfolio analysis. Ed began his career in financial services in 1982 as a commodities trading advisor in Washington DC and became licensed as a financial advisor in 1984. With more than 30 years of experience, he focuses on understanding clients’ financial situations and aligning their resources with their goals. He monitors market trends and considers global economic events to help clients achieve their objectives while managing risk. Ed holds a bachelor's degree in business and finance from the State University of New York at Buffalo and holds the designation of Personal Investment Advisor (PIA).