Louis Dessaint is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Personal Capital Advisors Corporation, PNC Investments, and Morgan Stanley. He has been with Raymond James & Associates since 2023. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, pension plans, and charitable organizations, providing financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Altrin Kabashi is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked for ten years at F.K. Masonry and has academic experience at Central Connecticut State University and the University of Connecticut. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Iga Szabat is a financial advisor at Ameriprise with 15 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at MassMutual Life Insurance Co and Metlife. Szabat is based in Lake Worth, FL. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written Recommendation Reports, and its approach includes algorithmic automation reviewed by a specialized oversight committee.

David Wilson is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America since 2012 and 2013, respectively. He also maintains a teaching role at Florida Atlantic University. Outside of his advisory work, he provides consulting and bookkeeping services on a limited basis for his wife’s business, Chatterbox Speech and Language Specialists LLC. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individual, high-net-worth, pension, corporate, and charitable clients with model-based and discretionary investment strategies designed and implemented by internal and third-party managers.

Debra Blevins is a financial advisor at Mass Mutual Investors Services with 34 years of industry experience. She has worked extensively with MetLife and MassMutual entities since 1990. In addition to her advisory role, she is also engaged in outside insurance sales, specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved tools to deliver written recommendations tailored to client goals.

Stuart Grove is a financial advisor with Mass Mutual Investors Services in Boca Raton, FL, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2003. Outside of his advisory role, he is involved with Grove Street Financial, LLC, where he works as an insurance sales agent handling individual and group life, health, and Medicare insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing a collaborative planning approach that emphasizes investment categories and strategies without discretionary authority.

Kyle Stroud is a financial advisor with Ameriprise in Pompano Beach, FL, holding a Series 66 designation and 16 years of industry experience. He has worked at Ameriprise since 2018 and concurrently serves as a Program Manager and advisor at Centennial Bank. Ameriprise provides retirement-income planning services primarily to clients with at least $1 million in investable assets, using a centralized consulting team to deliver tailored, non-discretionary recommendations supported by research, modeling, and tax-efficiency analysis.

Jean Pierre Fernandez is a financial advisor at LPL Financial with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Ameriprise Financial Services and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with advanced research tools and a broad non-advisory financial services platform.

David Elefant is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. He holds the PFS™ designation as well as Series 63 and Series 65 licenses. His work history includes over a decade at Commonwealth Financial Network and long-term roles at Garden State Financial Services and Garden State Income Tax Service Inc. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports discretionary and non-discretionary management across multiple platforms and provides access to third-party advisers and proprietary model strategies.

Justin Lumiere is a Senior Financial Advisor at Merrill Lynch Wealth Management in the Boca Raton office. He advises individuals, families, trusts, and foundations on investment management needs including accumulation, preservation, income, and multi-generational transfer. His focus areas encompass family wealth management strategies, portfolio management services, individual and corporate investment strategies, retirement income, and managing new wealth. From 1997 to 2013, Justin worked in New York City for various firms. He began his career as a published Equity Research Analyst and Institutional Trader. He held leadership roles including Managing Director and Head Strategist for the Risk Arbitrage/Event Driven divisions at several large publicly traded banks. His research has been featured in major financial media outlets such as The Wall Street Journal, The New York Times, The Washington Post, CNN Money, and Bloomberg News, covering companies like Tyco, Dow Chemical, CME Group, IBM, and Pepsi Bottling. Justin holds an MBA in Analytic Finance, Finance, and Accounting from the University of Chicago Booth School of Business and a BA in French Literature from Emory University, where he interned at the Center for Disease Control's Division of Infectious Vaccines. He is fluent in English and French. Justin is a member of American Mensa and Chi Phi Fraternity, and he participates in community involvement through Junior Achievement. He grew up in Manhattan and attended the Lycée Français de New York and Kent School in Connecticut.

Richard Bass is a financial advisor at OSAIC with 22 years of industry experience. He holds the CFP® and CFA® designations and has worked at Royal Alliance Associates, Jhfn Sii, and Guardian Life. Outside of his advisory role, he is the owner and president of several companies that provide projected medical cost reports for legal and insurance claims. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm focuses on model-based asset allocation and portfolio optimization, supporting a variety of managed account strategies and third-party manager selections.

Michael Maynes is a CFP® professional with 27 years of industry experience, currently serving as an advisor at LPL Financial since 2010. Prior to that, he spent 11 years at Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, employing both proprietary and third-party strategies across a variety of investment options.

James Runey is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Bank of America, Merrill, Raymond James & Associates, and Primerica. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to generate written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Ana Imias Ansara is a financial advisor at Raymond James & Associates with 19 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at UBS Financial Services and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Raymond James & Associates is a dual-registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and charitable organizations, offering tailored financial planning and consulting services with a range of portfolio management styles and affiliated research support.

Jacob Bryant is a Series 66 licensed financial advisor with 19 years of industry experience, currently with UBS Financial Services in Boca Raton, FL. He has been with UBS since 2016 and is also involved in entrepreneurial activities through Mimosa, LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Jodi Timmons is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by extensive research and analytics.

Charles White III is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior work includes eight years at Morgan Stanley Smith Barney. He serves on the investment committee advisory board for The Diocese of Southeast Florida, providing oversight on the management of the organization’s investment accounts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension and profit-sharing plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Joel Frost is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools.

Kyle Stewart is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Stewart serves as Investment Committee Chair for the George Snow Scholarship Fund. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

David Stecker is a CFP®-certified financial advisor with 30 years of industry experience. He is currently with J.P. Morgan Securities and has held positions at JPMorgan Chase Bank, First Republic Investment Management, and Citigroup Global Markets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting while allowing clients to retain final decision-making authority.