Aaron Parchem is a financial advisor with Raymond James & Associates in Birmingham, MI. He holds the CFP® and ChFC® designations and has 16 years of industry experience. Prior to joining Raymond James in 2026, he worked at Ameriprise and Comerica Securities. He serves as a board member of the US Figure Skating Endowment Committee. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Jordan Hessling is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and previously worked at Fifth Third Bank and Bank of America, N.A. before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nicholas Juncaj is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and 15 years of industry experience. He has been with J.P. Morgan Securities and Jpmorgan Chase Bank since 2015 and briefly operated his own firm, Nicholas Juncaj, LLC, in 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and includes broader derivatives and commodities capabilities.

Jason Tinsley is a financial advisor with J.P. Morgan Securities in Birmingham, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with J.P. Morgan Securities since 2010 and has also worked with JPMorgan Chase Bank, N.A. since 2005. Outside of his advisory role, he serves on the finance committee of University of Detroit Jesuit High School and Academy, acts as a trustee for the Detroit Children’s Fund, and holds board positions with local organizations including the Detroit Athletic Club and the Detroit Guardsmen travel club. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients with a focus on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence and combines quantitative and qualitative research to build model asset allocations.

William Powers Jr. is a financial advisor with LPL Financial in Troy, MI, holding the ChFC® designation and Series 63 and 65 licenses. He has 43 years of industry experience, including ten years at Cetera Advisors LLC and over 40 years with Powers Financial Resources LLC. He serves on the board of Hedgehog Health, a for-profit organization in Royal Oak, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers comprehensive financial planning, model portfolio programs, third-party asset management, and institutional platforms with various investment strategies and operational support tools.

Jason Alessi is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and previously worked at The Martec Group and Merrill Lynch. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory process involves written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

V Adams is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, V Adams collaborates one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals. Leveraging investment insights from Merrill and banking solutions from Bank of America, V Adams focuses on creating flexible wealth management plans responsive to evolving market conditions. V Adams holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Their educational background includes a High School Diploma from Fordson. Committed to community involvement, V Adams follows the Merrill tradition of serving local organizations through volunteer work.

Timothy Flint Jr. is a financial advisor with Equitable Advisors in Troy, MI, holding Series 65 and Series 66 credentials and 19 years of industry experience. He has been with Equitable Advisors since 2015 and previously worked at Axa Advisors, LLC. Aside from his advisory role, he is a partner at Mosaic Capital Group, LLC, and serves on the board of Closer to the Originals LLC Dunham Hills Golf Course. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, institutions, and charitable organizations. The firm utilizes both proprietary and third-party investment programs and offers ERISA fiduciary services through credentialed advisors.

Everett Latos is a Financial Advisor at Merrill Lynch Wealth Management, where he has been contributing since 2020. In his role, he employs a goals-based planning methodology to assist clients in achieving their financial objectives. Everett focuses on areas such as retirement planning, investment management, fiduciary services, and wealth management strategies, including family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management, tax minimization, and retirement income. With expertise in asset allocation and adapting financial strategies as they evolve, Everett leverages the resources of Merrill to create customized financial plans tailored to his clients' goals. He holds a business degree from Hope College in Holland, Michigan, and carries professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). In his free time, he enjoys outdoor activities such as hiking, running, and skiing.

Michael Ratliff is a financial advisor with Edward Jones in Ortonville, MI, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Roger Folkema is a financial advisor with Ameriprise in Troy, MI, holding a Series 66 designation and 19 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research-driven analysis with algorithmic tools to deliver tailored retirement planning advice through a centralized consulting team.

Stephen Mikel is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2014, including a tenure at Jpmorgan Chase Bank, N.A. Outside of his advisory role, he assists with paperwork and tax preparation for a family-owned business related to 1099 anesthesia services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates both quantitative and qualitative research and includes capabilities in derivatives and commodities through related affiliates.

Frank Cooney is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on implementing tax-efficient wealth strategies aimed at multigenerational wealth preservation. Frank works closely with clients to help them manage family wealth, navigate new wealth scenarios, and achieve tax minimization. With a disciplined and personalized approach, Frank assists clients in making complex financial decisions to protect, grow, and transfer wealth effectively. He holds a Personal Investment Advisor (PIA) designation and earned his Bachelor's Degree from Eastern Michigan University. Outside of his professional role, Frank enjoys antiquing, fishing, hiking, reading, and spending time with his family.

Jasmine Patel is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America, Merrill, PNC Bank, and other firms. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and proprietary tools to model outcomes, offering advisory services without providing individual security recommendations as part of standalone plans.

Darin Tavadia is a financial advisor at J.P. Morgan Securities with one year of industry experience and holds the Series 66 designation. His work history includes roles at JPMorgan Chase Bank, Gallagher, and Enterprise Rent-a-Car, as well as running Phillips Handyman Services for two years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG criteria within a broader range of regulatory registrations and derivatives capabilities.

Andrew Gizinski is a Financial Consultant currently serving as a Branch Leader at Fidelity Investments since 2026. In his role, he focuses on empowering financial professionals to perform at their highest level. His work emphasizes leadership and team development within the financial services sector. Andrew's professional experience centers on branch leadership and financial consulting. He applies his expertise to support and guide financial advisors and teams to achieve their goals. Details regarding his educational background and credentials have not been provided. Outside of his professional responsibilities, Andrew has interests that include beach activities, family time, fitness, parenthood, and tennis. These personal interests reflect his commitment to a balanced lifestyle.

Keith Wagner is a financial advisor at Merrill with five years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2016. Outside of his advisory role, he is the managing member and general partner of ATTILA PRODUCTIONS LLC, a company involved in music writing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Matthew Wagner is a financial advisor with Morgan Stanley Wealth Management in Bloomfield Hills, MI, holding Series 63 and Series 66 licenses and having 22 years of industry experience. He previously worked at Comerica Securities for 19 years and Ameriprise for 3 years. Wagner is involved with Financial Oxygen, a cash management platform serving corporate and institutional clients. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

Edward Lambert is a CFP® with 45 years of experience in the financial industry. He has been with LPL Financial since 1994 and is also associated with the Financial Services Group of Michigan, Inc. since 1984. His background includes extensive work with various insurance companies over the past 30 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.