Kelly Kwiatkowski is a financial advisor at Morgan Stanley in Birmingham, MI, with 13 years of industry experience. She has been with Morgan Stanley since 2015 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies such as Monte Carlo simulations to support its financial planning process.

Brendan Hanley is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked at Equitable Advisors since 2013, including the period when the firm operated as Axa Advisors. Outside of his advisory role, he is approved to conduct insurance activities with companies outside of the Equitable network and serves as a trustee for his parents. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm’s approach involves assessing client information and risk tolerance to match them with suitable program models or discretionary managers, utilizing both proprietary and third-party asset management solutions.

Jon Vigi is a Series 66-licensed financial advisor with UBS Financial Services in Birmingham, MI, where he has worked since 2015, accumulating 11 years of industry experience. He serves on the Putnam Advisory Council, participating in a group focused on shaping the future of financial advisory through collaboration with industry leaders and advisors. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment strategies aligned with clients’ goals and risk tolerances.

Theodora Obilo is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has more than fifteen years of experience in the financial industry, with her career including a ten-year tenure at JPMorgan in private wealth management. Theo holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and the Chartered SRI Counselor (CSRIC) designation, focusing on socially responsible and ESG investing strategies. Theo earned both her Bachelor of Business Administration and Master of Finance degrees from Walsh College of Accountancy and Business. Her expertise encompasses a range of client focus areas including college education planning, executive compensation, family wealth management strategies, legacy planning, philanthropic planning, and portfolio management services. Outside of her professional role, Theo resides in South Lyon, Michigan with her husband and twin daughters. She is involved in several community organizations such as the Children's Foundation, Habitat for Humanity, Red Cross, and Susan G Komen. Theo and her family enjoy traveling, staying active, and exploring different cultures together.

Darryl Walker is a Financial Consultant currently working with Fidelity Investments since 2024. He has 19 years of experience in the financial services industry, having held positions such as Vice President Financial Consultant at Charles Schwab from 2022 to 2024, Senior Financial Consultant at TD Ameritrade between 2019 and 2024, Private Client Advisor at JP Morgan from 2016 to 2019, and Financial Consultant roles at Thrivent Financial and Northstar Financial earlier in his career. Throughout his career, Darryl has focused on helping clients and families develop tailored plans to pursue their financial goals. He emphasizes building relationships based on trust and integrity and works collaboratively with clients to create plans that are aligned with their unique situations. Outside of his professional work, Darryl has interests in baseball and family activities.

Jeffrey Hamilton is a financial advisor with LPL Financial in Troy, MI, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Flagstar Bank, Bank of America, Merrill, and JPMorgan Securities. He is also involved with Flagstar Wealth Services as part of his other business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Morgan Warner is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, Warner held positions at CWM Private Wealth, Commonwealth Financial Network, Center for Wealth Management, Raymond James & Associates Inc., Plante Moran, and other firms. Outside of finance, Warner has experience with Eastside Tennis and Fitness. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive operational tools and oversight of over $819 billion in discretionary assets.

Paul Moceri is a financial advisor at Stifel with 20 years of industry experience and holds the Series 66 designation. He has worked at Stifel Nicolaus & Co Inc since 2020 and previously spent 11 years at Bank of America, N.A. He also serves as a trustee for a family trust. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services supported by a proprietary investment strategy methodology.

Jason Ciaramitaro is a Series 66-registered financial advisor with 20 years of industry experience. He has been with Equitable Advisors since 2007, previously affiliated with Axa Advisors, LLC. Outside of his advisory role, he is involved with Cornerstone Benefit Plans as an agent providing group insurance and welfare benefits and owns a consulting business, Taro Consulting. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations by offering financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach includes matching clients to advisory models and third-party asset managers, providing a range of investment options and fiduciary services.

Jay Howard is a financial advisor with Ameriprise Financial Services and holds Series 63 and Series 65 credentials. He has 17 years of industry experience, with prior roles at Edward Jones, Merrill, Fifth Third Bank, and J.P. Morgan Securities. Outside of his advisory work, he serves as a Trusted Advisor for Vistage Michigan, advising CEOs and business leaders without compensation. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides ongoing, tax-aware advice tailored to clients approaching or in retirement.

Jake Bradsher is a financial advisor at Equitable Advisors with six years of industry experience. He holds Series 66 and Series 63 designations and has worked at firms including Oxus America and Quicken Loans. Outside of advisory roles, he has experience in landscape services and education at Northwood University and Macomb Community College. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset management programs. The firm emphasizes matching clients to advisory models or discretionary managers, utilizing both proprietary and third-party solutions.

Edward Eshleman is a financial advisor with Ameriprise in Monroe, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its affiliate since 2010. Outside of his advisory role, he works part-time as a coach at Aerial Express Gymnastics and Dance, a small business providing training in gymnastics and dance. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, delivering detailed, research-based recommendation reports through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Deborah Renshaw is a financial advisor with LPL Financial in Troy, MI, holding a Series 66 license and 14 years of industry experience. She previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2016 to 2019, and Mass Mutual Investors Services from 2012 to 2016. Outside of her advisory role, she is involved as a production assistant editing videos for Oakland County Cable Communications and performs part-time bookkeeping for Motas, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by proprietary research and operational tools.

Parker Millington is a Series 66-licensed financial advisor at J.P. Morgan Securities with two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at DTE Energy and PricewaterhouseCoopers LLP. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and incorporates an ESG eligibility framework in building model asset allocations.

Cole Chewins is a Series 66-licensed financial advisor at J.P. Morgan Securities with one year of industry experience. His prior work includes roles at Clarkston Capital Partners, Betcar Accounting Inc., and Q2 Strategies LLC, as well as academic positions at Michigan State University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, delivering non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence and incorporates both quantitative and qualitative research methods.

Debbie O'parka is a financial advisor with Merrill in Bloomfield Hills, MI, holding Series 63 and Series 66 designations and bringing 33 years of industry experience. She has worked at Merrill since 2005, with a one-year tenure at UBS Financial Services from 2012 to 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional entities.

Hunter Washington is a financial advisor at LPL Financial with a Series 66 credential and three years of industry experience. Prior to joining LPL Financial, he worked at Cambridge Investment Research Advisors and as an independent contractor for Berkshire Hathaway. He also presents seminars for White Glove Workshops. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives using a variety of investment strategies.

Michael Reed is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, he worked for ten years at E&J Gallo Winery. He is the president of a local business networking group in Clarkston, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Zachary Lavene is a financial advisor at LPL Enterprise with two years of industry experience. He holds the Series 66 designation and has prior experience at The Prudential Insurance Company of America, Pruco Securities LLC, and NML Orthopedics. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and non-securities products through affiliated entities.

Valerie Olsey is a financial advisor with LPL Financial, holding a Series 65 license and bringing two years of industry experience. Prior to joining LPL Financial, she worked for over two decades at Genesys Ascension Imaging as an X-ray and mammography technician. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.