Mark Diederich is a CFP® with 30 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. His prior roles include positions at FSC Securities Corporation, Nationwide Securities, LLC, and 1717 Capital Management Company. Outside of his advisory work, he co-owns and operates an insurance agency with his wife and manages property through an LLC formed for their branch office. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering both brokerage and advisory services. The firm uses a model-based investment approach emphasizing asset allocation and portfolio optimization, supported by a large multi-advisor platform and a complex affiliate network.

Christian Atabong is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has prior experience at Clarkston Capital Partners and JPMorgan Chase Bank, N.A. before joining J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Raymond Trepanier Jr. is a CFP® professional with 20 years of experience in the financial industry. He has worked at OSAIC since 2018 and previously spent 12 years with Signator Investors Inc. Outside of his advisory role, he maintains an active license used for personal projects that benefit from builder discounts. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services focused on model-based asset allocation and portfolio optimization, supported by various investment programs and third-party money manager options.

Mark J. Sharkey is a financial advisor with UBS Financial Services in Livonia, MI, holding a Series 66 designation and 19 years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and custody solutions.

Griffin Horne is a financial advisor at Merrill with a Series 66 designation and nine years of industry experience. His career includes roles at Bank of America and Merrill since 2017, as well as time at the Ron Blue Institute and Indiana Wesleyan University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shailly Misra is a financial advisor at Fidelity with five years of industry experience. She holds a Series 66 designation and has previously worked at firms including Superior National Bank, JPMorgan Bank, and Fifth Third Bank. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and advise funds, model portfolios, and registered investment companies.

Christopher Leone is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. His prior work history includes roles at MassMutual Life Insurance Company, CKL Global, and Quicken Loans. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client information and firm-approved software to provide written planning recommendations, focusing on investment categories and strategies.

Dennis Lavoy is a financial advisor at OSAIC with 17 years of industry experience. He holds the CFP® designation and the Series 63 license. His prior firms include Telos Financial, FSC Securities Corporation, and Michigan Financial Advisors. He serves on the Board of Directors for the Community Foundation of Plymouth and is also a board member, secretary, and treasurer for the Community Financial Credit Union. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supporting a range of investment programs and strategies.

Gilbert Toth is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. Prior to joining Ameriprise in 2022, he worked for Cambridge Investment Research Advisors and Genesis Financial Partners for over two decades. He is also vice president of Hycki Toth Incorporated, where he develops client financial plans and manages portfolio strategy. Ameriprise is an institutional firm serving clients primarily through retirement-income planning services, using a centralized consulting team to deliver non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm offers a wide range of advisory, brokerage, and insurance solutions through affiliated entities.

Brock Becker is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2003, he has focused on helping clients and their families develop goal-oriented strategies tailored to their personal and financial objectives. His areas of expertise include education planning, family wealth management strategies, personal retirement planning, small business strategies, and retirement income. Brock holds a bachelor's degree from Madonna University and holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He follows Merrill’s tradition of community engagement, volunteering with local organizations. Outside of his professional work, Brock enjoys biking, golfing, and soccer, and he and his family actively participate in soccer through playing, coaching, and volunteering.

Kirk Pentecost is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 13 years of industry experience. He previously worked at Hantz Financial Services for 13 years before joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice, focusing on income stability and tax-aware withdrawal strategies.

Christopher Brannan is a financial advisor with UBS Financial Services in Birmingham, MI, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior experience includes roles at Bank of America and Merrill. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining proprietary capital market research with wealth management services and institutional trading capabilities.

Mircea Corches is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan since 2018, following prior roles at Allstate Financial Advisors and PRUCO Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to support its recommendations and incorporates broader derivatives and commodities capabilities.

David Hudspeth is a financial advisor at Merrill with 32 years of industry experience. He has been with Merrill since 1981 and holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Larry Wood serves as a Client Experience Advisor at Merrill Lynch Wealth Management, where he collaborates with clients to understand their financial situations and presents solutions through Merrill and Bank of America. His approach focuses on uncovering what matters to clients and their families to help develop strategies that pursue their financial goals. With a background as a former collegiate and semi-professional baseball player, Larry brings discipline and a competitive drive to his financial advisory role. He holds a Bachelor's and a Master's degree from Northwood University, including an MBA with a concentration in Finance, and possesses multiple professional designations, such as Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Larry's expertise covers a range of areas including college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, and sports and entertainment financial services. He maintains community involvement with organizations including the Bay Area Family YMCA, Northwood "Go M.A.D.", the Salvation Army, and participates in Walled Lake Western Baseball.

Nicholas Paparelli is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 63 and Series 65 licenses. Prior to joining Ameriprise, he worked at The Huntington National Bank and The Huntington Investment Company. Outside of finance, he was involved with Elite Catering for several years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Ryan Winkler is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 15 years of industry experience. He previously worked at Bank of America and Merrill from 2011 to 2019 before joining Raymond James in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting through various advisory programs.

Patrick Ingram is a financial advisor at Raymond James & Associates with one year of industry experience. He previously worked at RFC Financial Planners and has been with Raymond James & Associates since 2024. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Curt Green is a financial advisor at Morgan Stanley with 36 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following nine years at J.P. Morgan Securities. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to assist clients in financial decision-making.

Rachael Butler is a Financial Advisor with Merrill Lynch Wealth Management and a member of The Serra Group in Farmington Hills. She works closely with executives, pre-retirees, and business owners to provide clarity and structure during major financial transitions such as selling a business, stepping into retirement, or navigating a career change. Her approach begins with understanding clients' priorities, families, and legacies to create personalized plans aligned with their long-term goals. Rachael focuses on exit and pre-liquidity planning for business owners, retirement planning for pre-retirees and executives, tax-efficient wealth strategies, and coordinating with clients' CPAs, attorneys, and other advisors to develop seamless financial plans. She holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her Bachelor's Degree from the University of Michigan System. A lifelong Michigander from Metro Detroit, Rachael is involved in professional organizations such as Inforum and Northridge Church, and community initiatives including Better Money Habits Ambassador, Gleaners Community Food Bank, and Michigan Humane Society. She balances her professional work with personal interests like gardening, reading, running, spending time with her family, and traveling.