Abigael Papa is a financial advisor at Raymond James Financial Services Advisors, Inc. in Bloomington, MN, holding a Series 66 designation with one year of industry experience. Prior to entering the financial advisory field, she worked in various roles including with the Minnesota Department of Employment and Economic Development and public school systems. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advisory services supported by analytical tools and emphasizes municipal and public finance advisory capabilities.

Pam Schroeder is a financial advisor at Morgan Stanley with 27 years of industry experience. She has been with Morgan Stanley since 2014 and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Parker Shannon is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. His prior work includes positions in education and customer service. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Jason Erno is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, he worked at Thrivent Financial and PRGI. Outside of his advisory role, he works as a rideshare driver for Uber, Lyft, and HICH on a flexible schedule. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Shelly Enger is a financial advisor at LPL Financial with 25 years of industry experience. She holds the Series 63 and Series 65 licenses and has previously worked at Diversified Financial Group and FSC Securities Corporation. Outside of her advisory role, she owns D & S Tax Service, a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Jacob Kettwig is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 19 years of industry experience. He previously worked at Diversified Financial Advisory Group and FSC Securities Corporation. Kettwig is also the owner of Diversified Financial Group of Lakeville LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple investment platforms and proprietary model strategies, with both discretionary and non-discretionary implementation tailored to client objectives.

John Copouls is a financial advisor at Osaic with 19 years of industry experience. He holds a Series 66 credential and previously worked for SagePoint Financial, Inc. for 14 years. Outside of his advisory role, he is a certified public accountant who prepares individual and small business tax returns and provides tax planning services through his firm, Copouls Financial. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of advisors and multiple platforms. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to construct and manage portfolios with a range of investment options.

Joshua Wyman is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 63 designation and has been with Ameriprise since 2012. Outside of his advisory role, Wyman is involved with Centennial Group II, LLC, a business managing costs of office space for advisors and staff. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning. The firm’s approach includes the use of proprietary research, third-party data, and structured withdrawal strategies within a defined investment universe influenced by affiliated products.

Angela Rice is a financial advisor at RBC Capital Markets with 21 years of industry experience. She holds a Series 66 designation and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ advisory risk profiles.

Magdalena Werger is a financial advisor at Ameriprise with one year of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2023. Outside of her advisory role, Werger is a ballet instructor with Victoria Dance Productions in Edina, MN. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports and combining research with modeling and tax-efficiency analysis. As a large institutional firm, Ameriprise also provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Margo Clarke is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 65 licenses and 35 years of industry experience. Her prior roles include positions at Bank of America and Merrill Lynch. Outside of her advisory work, she has involvement in real estate ownership unrelated to investment activities. Ameriprise serves clients primarily through retirement-income planning, offering tailored recommendation reports and a range of advisory, brokerage, and insurance solutions. The firm’s approach integrates research, modeling, and tax-efficiency analysis, with a focus on clients meeting specific asset thresholds and emphasizes the use of Ameriprise-managed accounts.

Stephanie Shaffer is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. Her prior roles include positions at Matthew Anderson, The Lakeshore Group, Jason Ledermann, and Waddell & Reed, among others. She has been affiliated with LPL Financial since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Anthony Ricker is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 24 years of industry experience. He has been with RBC Capital Markets LLC since 2009 and previously worked at City National Bank from 2016 to 2025. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, providing both discretionary and non-discretionary portfolio management.

Linda Becker is a financial advisor with Morgan Stanley in Bloomington, MN, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery tools and models, and manages approximately $2.74 trillion in client assets.

Alexander Stetson is a Series 66-licensed financial advisor with nine years of industry experience. He has been with RBC Capital Markets, LLC since 2017, following a brief tenure at North Shore Bank of Commerce. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers to tailor strategies to clients’ risk profiles.

John Hillman is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and seven years of industry experience. He previously worked at Wells Fargo & Company and has been with Ameriprise since 2018. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on income planning and tax-aware withdrawal strategies for clients approaching or in retirement. The firm’s approach includes the use of proprietary research, third-party data, and algorithmic tools to develop personalized recommendations.

William Lagoo is a financial advisor with LPL Financial in Bloomington, MN, holding a Series 63 designation and bringing 42 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he is involved with Investors Financial Group Inc., a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by diverse investment strategies and research from multiple sources.

Tanner Danks is a financial advisor with Cetera, holding Series 65 and Series 63 credentials and five years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services and Anderson, Foe, Kent, Madsen & Associates, LLC dba Pillar Financial Group, where he currently serves as a wealth management representative. In addition to advisory work, he is also involved in selling fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services. The firm operates a multi-manager platform that allows advisors to utilize various model portfolios and program options under multiple custodial relationships.

Rose Brager is a financial advisor at Thrivent Investment Management with six years of industry experience. She holds a Series 66 designation and has worked with Thrivent and its related entities since 2018. Outside of her advisory work, she operates an online resale closet on Poshmark where she sells and donates personal and family items. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of advisors. The firm offers goal-based financial planning across various topics without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option.

William Shannon is a financial advisor with Ameriprise in Prior Lake, MN, holding CFP® and ChFC® designations and over 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Shannon serves on the board of BBIG, LLC, an office condominium entity. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet certain asset thresholds, providing non-discretionary, research-driven recommendations focused on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines algorithmic automation with advisor oversight to deliver tailored retirement income plans primarily through Ameriprise-managed accounts.