Patricia Paulik is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 35 years of industry experience. Her prior roles include positions at Heartland Bank, Sanctuary Securities, Merrill, Banc of America Investment Services, and LaSalle Financial Services. She is involved in managing a strategic planning services business unrelated to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Matthew Bish is a financial advisor at Edward Jones in Oswego, IL, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and managing approximately $1.01 trillion in assets. The firm is known for its extensive advisor and branch network, as well as its affiliated services including trust, mutual funds, and securities-based lending options.

Ryan Cole is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at several firms, including Merrill, Citigroup Global Markets, Dawson James Asset Management, and SSN Advisory. He has been with Fidelity and its affiliated entities since 2016. Fidelity’s Strategic Advisers LLC serves a wide range of clients, including retail and institutional investors, offering discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it maintains regulatory registrations and governance procedures uncommon among large institutional peers.

James Trabadela is a financial advisor with Ameriprise in Naperville, IL, holding Series 63 and Series 66 licenses, and has four years of industry experience. Prior to joining Ameriprise, he worked at The Huntington Investment Company and The Huntington National Bank, and spent nineteen years at Tcf Bank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing annual advice tailored to dependable income sources and tax-aware withdrawal strategies.

Vijay Bajaj is a financial advisor with Ameriprise in Lisle, IL, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he is a part owner of V & V Partners LLC, a real estate company involved in office space leasing. Ameriprise provides retirement-income planning services targeting individuals near or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations and offers a broad range of advisory, brokerage, and insurance solutions.

David Young is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at both Merrill and Bank of America, N.A. since 1991 and 2011, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alena Gifford is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Redwing Financial, and St. Charles CPA. Her background also includes roles outside finance, such as working with Mayneland Farmstand and The Lighthouse Institute. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and advisory services supported by a nationwide network of advisors.

Daniel Galovich is a financial advisor with J.P. Morgan Securities based in Naperville, IL. He holds Series 63 and Series 66 designations and has five years of industry experience, all with J.P. Morgan entities since 2019. His prior work includes roles at Lifetime Fitness, Paylocity, DSW, and the University of Illinois. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The program uses a centralized due diligence process and incorporates quantitative and qualitative research, with a focus on eligible strategies that may include an ESG framework.

Ryan Philo is a financial advisor at Edward Jones in Naperville, IL, holding CFP® and ChFC® designations with 26 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, he is a managing member of an LLC involved in commercial rental property. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Joseph Nicholson is a financial advisor at Mass Mutual Investors Services with 38 years of industry experience. He has held roles at Metlife Securities and Massmutual Life Insurance Co before joining his current firm. His credentials include Series 63 and Series 65 licenses. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software and a collaborative, annual planning process.

Stephanie Soto is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 credentials and two years of industry experience. Her career includes roles at JPMorgan Chase Bank, Realty Of Chicago, and various positions outside of finance. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that focuses on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process relies on centralized due diligence combining quantitative and qualitative research to support model asset allocations.

John Furjanic is a financial advisor with Thrivent Investment Management in Downers Grove, IL, holding Series 63 and Series 65 credentials and 29 years of industry experience. His prior roles include positions at JP Morgan Securities and Foresters Equity Services. He serves as the recording secretary for Rotary One Chicago, an organization focused on community service projects. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through its network of financial advisors. The firm focuses on holistic, goal-based planning without discretionary trading authority and offers the option to combine planning with managed-account services under a consolidated billing arrangement called “WealthPlan.”

Christopher Jackson is a financial advisor at Cetera with 40 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Fifth Third Securities, FifthThird Bank, and Lincoln Investment Planning, Inc. His other business activities include fixed and life insurance through Financial Identity Advisors and JBC Companies. Cetera Investment Advisers LLC serves a broad client base ranging from individual investors to institutional accounts, offering a multi-manager platform with various portfolio management options and financial planning services.

Zachary Lee is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has been with J.P. Morgan Securities since 2016, currently based in Wheaton, IL. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm's advisory process incorporates both quantitative and qualitative research and supports a range of eligible strategies, including an ESG framework.

Todd Graham is a financial advisor at LPL Financial with 39 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at firms including Woodbury Financial Services, Mass Mutual Investors Services, and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he owns 5 Star Learning Ranch Inc., a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kathleen Morrissy is a financial advisor at Ameriprise with a Series 66 credential and nine years of industry experience. Her prior work includes roles at Waddell & Reed, various insurance carriers, and involvement with tax preparation businesses where she serves as the owner. Outside of advising, she operates a tax preparation service, Kathy Morrissy (Tax Prep), and assists with tax return preparation at Tom Morrissy (Tax Prep). Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes comprehensive written recommendations and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Basit Adhami is a financial advisor with J.P. Morgan Securities in Aurora, IL, holding Series 63 and Series 66 credentials and brings 12 years of industry experience. He has worked with JPMorgan entities since 2015, including roles at JPMorgan Chase Bank and J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates a range of strategies, including ESG considerations.

Kyle Fox is a Vice President and Financial Consultant at Fidelity Investments. In this role, he works with clients to develop financial plans, identify strategies to enhance those plans, and maintain communication with clients and their families to support their investment and financial objectives. Kyle has been with Fidelity Investments since 2013, holding various positions including Financial Representative, Relationship Manager, Investments Consultant, and Financial Consultant before his current role as Vice President, Financial Consultant which he began in 2022.

Benjamin Johnson is a CFP® credentialed financial advisor with 22 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015, and previously spent seven years at LPL Financial and one year at Raymond James Financial Services. He is based in Naperville, Illinois. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative research supported by a centralized manager solutions team, with an emphasis on eligible strategies and ESG considerations.

Robert Tardio is a financial advisor at Osaic with 16 years of industry experience. He holds a Series 66 designation and has previously worked at SagePoint Financial and New England Securities. In addition to his advisory role, he is licensed as an insurance agent, providing life, accident, health, property, and casualty insurance. Osaic Wealth serves a diverse client base, including retail and institutional investors, offering brokerage and advisory services through a platform that emphasizes model-based asset allocation and portfolio optimization. The firm is notable for its scale, complex affiliate network, and range of investment and lending programs.