Kayla Sylvester is a financial advisor at Vanguard Advisers with two years of industry experience. She holds the Series 66 designation and has worked with Vanguard entities since 2023. Prior to joining Vanguard, she held positions at Randstad and Wealth Advisors Group. Vanguard Advisers provides automated and human-supported investment advice through services such as Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, supported by a large team of advisors delivering scalable digital solutions.

Mcree Smith is a financial advisor with Morgan Stanley in Plano, TX, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm emphasizes tailored financial planning supported by structured discovery and modeling tools, managing approximately $2.74 trillion in client assets.

Jeffrey Lloyd is a financial advisor at Vanguard Advisers with 14 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining Vanguard in 2022, he worked at Fidelity Investments for seven years. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to set personalized asset allocations mainly using Vanguard funds and ETFs.

Francesco Escobal Brandon is a Series 66-licensed financial advisor with two years of industry experience. He is currently with J.P. Morgan Securities and previously worked at Bank of America/Merrill Lynch and Keller Williams Realty Phoenix. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes ESG considerations within a broad range of investment strategies.

David Oneill is a CFP®-designated financial advisor with 39 years of industry experience, currently practicing at Cetera in Frisco, TX. He has worked with Cetera since 2021 and has also maintained business activities as a real estate agent and registered mortgage loan originator in Texas. Additionally, he owns and operates O'Neill Financial Group, providing financial and tax services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options and access to third-party money managers.

Alberto Salas is a financial advisor with J.P. Morgan Securities in Plano, TX, holding Series 63 and Series 66 designations and eight years of industry experience. He has worked at J.P. Morgan Securities since 2018, with a brief tenure at Capital One Advisors and Capital One Investing. Outside of his advisory role, he is an independent insurance agent with Salas Insurance Agency, selling home, auto, and commercial insurance on a part-time basis. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a forward-looking approach and includes broader derivatives and commodities capabilities.

Lydia Guo is a financial advisor with RBC Capital Markets in Frisco, TX, holding a Series 66 designation and beginning her industry career in 2024. Prior to joining RBC, she was involved with FOH Furniture LLC for three years. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles using a combination of in-house and third-party investment resources.

Robert Ernst is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2009. Ernst is also associated with Bank of America, N.A., where he has been employed since 2002. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Leek is a Series 66 licensed financial advisor with four years of industry experience. He is currently affiliated with Vanguard Advisers and has prior experience at Merrill Lynch, Pierce, Fenner & Smith Incorporated, Bank of America, and the U.S. Embassy in Stockholm's Bureau of Diplomatic Security. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, emphasizing customization and tax-aware strategies.

William Allen Jr. is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include work with TIAA and multiple positions within The Vanguard Group. Outside of finance, he has operated a transportation business contracting with Uber. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, employing a goal-based, algorithm-driven approach primarily using Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

Destinee De Hart is a financial advisor at Ameriprise with five years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2019. Her prior work includes roles at Ulta Beauty and Dallas Baptist University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Regina Kolkhorst is a financial advisor with Stifel in Dallas, TX, holding Series 63 and Series 65 credentials and five years of industry experience. Her prior roles include positions at B. Riley Wealth Advisors, Inc. and Fiduciary Financial Services Wealth Management. She is also a Texas Notary. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary methodology for investment analysis and allocation guidance.

Stephanie Barr is a financial advisor with Edward Jones in Frisco, TX, holding a Series 66 designation. She has one year of industry experience, joining Edward Jones in 2025. Prior to her current role, she worked at Galderma and held positions at other firms including Creative Circle and The Flying Locksmiths. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Alex Boyce is a Wealth Management Planning Consultant at Fidelity Investments in Plano. In this role, Alex collaborates with the Wealth Management Team to provide clients with the necessary resources for planning their financial futures. Alex's approach focuses on ensuring clients and their families have confidence in their advisors and Fidelity. Alex has been with Fidelity Investments since 2014, initially serving as a Senior Relationship Manager until 2019, before transitioning to the current role. This experience has contributed to a comprehensive understanding of wealth management and client relations. Outside of work, Alex has interests that include cooking and baking, socializing with friends, spending time at the lake, parenthood, caring for pets, and traveling.

David King is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 30 years of industry experience. His prior work includes roles at Ameriprise Financial Services, Cetera Advisor Networks, Merrill, UBS Financial Services, and other firms. He is also involved in insurance and fixed annuity sales through IMO Annuity and Life Advisors. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Irshad Sheikh is a Series 66-licensed financial advisor with Wells Fargo Clearing in Frisco, TX, and has 20 years of industry experience. He has worked with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as co-trustee for his parents' trust. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Arturo Martinez is a financial advisor with J.P. Morgan Securities in Plano, TX, holding a Series 66 designation and one year of industry experience. His prior work includes roles at JPMORGAN Chase Bank, N.A., and various positions outside the financial services sector, such as at Greek House and the University of California, Merced. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Cody Kilpatrick is a CFP®-certified financial advisor with 17 years of industry experience. He is currently with Ameriprise and has previously worked at The Vanguard Group, Charles Schwab, and USAA in various investment and financial planning roles. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on tax-aware strategies and dependable income sources.

Christopher Black is a financial advisor with Ameriprise Financial Service, LLC in Dallas, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Ameriprise since 2015. Ameriprise offers a retirement-income planning service geared toward individuals approaching or in retirement with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm employs a centralized consulting team that uses research, modeling, and algorithmic automation to support advisors in delivering tailored retirement-income plans.

Philip Smith is a financial advisor at Vanguard Advisers with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Vanguard since 2021, including roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of his advisory work, he is the owner of Soulcooker, LLC, a retail and service business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and a team servicing model.