Kevin Moran is a financial advisor with LPL Financial in Houston, TX, holding a Series 66 designation and one year of industry experience. His background includes roles at South Texas College of Law, Suffolk University Law School, and PrideOne/Institutional Shareholder Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad range of advisory and brokerage services.

Patricia Wenzel is a Wealth Management Advisor at Merrill Lynch Wealth Management with a financial services career that began in 1991. She has held roles including regional vice president of retirement plans and annuities for Lincoln, Nationwide, and MetLife. Since joining Merrill Lynch in 2007, she has supported clients with 401(k), defined benefit, and nonqualified deferred compensation plans, serving privately held middle-market businesses as well as individual private wealth management clients across various age groups. She holds a bachelor's degree from Tulane University with a double major in finance and international business. Patricia is a CERTIFIED FINANCIAL PLANNER® professional and holds the Certified 401(k) Professional (C(k)P®), Chartered Retirement Planning Counselor (CRPC™), and Certified Plan Fiduciary Advisor® (CPFA) designations. She has been recognized on multiple occasions by Forbes and Financial Times for her work in wealth management and retirement planning. Patricia has served on the board of the American Retirement Association and was president of the National Association of Plan Advisors from 2020 to 2021. She previously served on the board of the Prelude Music Foundation and volunteers with the San Jacinto Council of the Girls Scouts of America to teach financial literacy classes. Her personal interests include dancing, horseback riding, music, and singing.

Thong Phan is a financial advisor with LPL Enterprise in Houston, TX, holding Series 63 and Series 65 licenses and with 15 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is involved in variable insurance-related activities. LPL Enterprise provides investment advisory and brokerage services to a varied client base, including individuals, high-net-worth investors, retirement plans, banks, corporations, and charitable entities. The firm uses model-driven investment implementation, offers access to third-party asset managers and TAMPs, and operates a wrap program along with affiliated insurance and trust services.

James Matthews is a financial advisor with UBS Financial Services in Houston, TX, holding Series 63 and Series 65 designations and bringing 53 years of industry experience. He has been with UBS Financial Services since 2000. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services through a network of Financial Advisors who tailor plans based on proprietary research and model-based asset allocations.

Audray Lohn is a financial advisor at LPL Financial with 34 years of industry experience. She has been with LPL Financial since 2005 and previously worked at Morgan Stanley DW Inc. for 12 years. She holds the Series 63 designation and is based in Houston, TX. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions supported by technology tools and a diverse platform of advisory strategies.

Lance Branch is a financial advisor with LPL Financial, holding a Series 63 designation and 26 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, he is involved with The Branch Group in accounting and tax preparation, and he manages an LLC related to an RV park in Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Guy Hudman is a financial advisor with LPL Financial, holding a Series 66 license and bringing 28 years of industry experience. He has worked at LPL Financial since 2009, following prior roles at UBS Financial Services and Merrill. Outside of his advisory work, Hudman owns a classic Corvette company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor-facing technology and a broad suite of financial products.

Nida Bahalim is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2019 and Bank of America, N.A. since 2022. Prior to her career in finance, she spent ten years at Marriott International. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cole Carey is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 65 credentials and 10 years of industry experience. His prior roles include positions at Credit Suisse Securities and UBS Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary advisory program.

Marshall Graham III is a financial advisor at Wells Fargo Clearing with over 53 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing since 2016. His outside interests include minority ownership in several oil and gas royalties and mineral rights entities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm combines research-driven investment approaches with a broad product platform supported by bank and insurance affiliates.

Nathan Cook is a financial advisor at Robert W. Baird & Co. with 20 years of industry experience. He has been with Robert W. Baird since 2015 and holds a Series 66 designation. Outside of his advisory role, he is an author involved in Bible study content through Leader Treks. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and utilizes manager-traded and model-traded SMA strategies supported by internal research and technology tools.

Axl Gayoso is a financial advisor at J.P. Morgan Securities in Houston, TX, with four years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Jpmorgan Chase Bank, N.A. Outside of finance, he has experience in photography, having worked with Valandax Photography. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting with clients retaining final decision-making authority.

Cheryl Rudolphi is a financial advisor with Raymond James Financial, holding Series 63, 65, and 66 licenses and bringing 38 years of industry experience. She worked at UBS Financial from 2010 to 2019 before joining Raymond James in 2019. Outside of her advisory role, she serves as an associate and branch manager at Centrix Wealth Partners. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm employs analytical tools for tailored, non-discretionary planning and supports municipal and public-finance work through a unique municipal advisor affiliation.

Jennifer Adams is a financial advisor with OSAIC in Houston, TX, holding a Series 66 designation and 17 years of industry experience. Her prior roles include positions at Royal Alliance Associates, UBS Financial Services, Credit Suisse Securities, and other firms. She is also the managing member of THE ADAMS NINE LLC, a non-investment-related business. OSAIC Wealth serves a diverse client base including retail, institutional, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services with a model-based investment approach that incorporates asset allocation and portfolio optimization techniques.

Benjamin Albaitis is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides customized financial strategies tailored to his clients' unique ambitions, aiming to bring optimal value to each professional relationship. Benjamin leverages the relationship between Merrill Lynch Wealth Management and Bank of America to offer a wide range of services, including traditional banking, advanced investment products, and custom lending solutions. Benjamin began his career in financial services after graduating with a Bachelor's Degree from The Ohio State University in Columbus, Ohio. He joined Merrill Lynch Wealth Management as a Financial Advisor in 2014. He holds the Personal Investment Advisor (PIA) designation and specializes in areas such as education planning, employee benefits planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, small business strategies, tax minimization, and retirement income. Beyond his professional role, Benjamin has been actively involved in community leadership through The Ohio State Alumni Club of Houston, serving on its board since 2014 and as its President from 2016 to 2020. In his free time, he enjoys adventure sports, bowling, fishing, scuba diving, and spending time with his wife and daughters.

Taylor Neel is a financial advisor at J.P. Morgan Securities in Houston, TX, with four years of industry experience. Neel holds a Series 66 designation and has previously worked at Texas Capital Bank, Kendra Scott LLC, and Gap Inc. prior to joining J.P. Morgan in 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The program combines quantitative screening and qualitative research to support its recommendations and includes a range of derivatives and commodities capabilities.

Joseph Oliver is a CFP® and holds a Series 66 license with 11 years of experience in the financial services industry. He has worked at Equitable Advisors since 2026 and previously held roles at Stifel Independent Advisors, Morgan Stanley Private Bank, and Edward Jones. Equitable Advisors serves a diverse range of clients, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management. The firm utilizes various advisory programs, including third-party managed accounts and its SAM program, and delivers services through a large network of Investment Adviser Representatives.

Jennifer Morgan is a financial advisor at Merrill with 38 years of industry experience. She has been with Merrill since 1995 and holds Series 63 and Series 66 licenses. Morgan is based in Houston, TX. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Cimalie Zoy is a CFP® and Series 66 credentialed financial advisor at Edelman Financial Engines with 22 years of industry experience. She previously worked at Palantir Capital Management, Ltd. for 11 years and has held roles at Financial Engines Advisors and The Mutual Fund Store. Outside of advisory work, Zoy serves as Treasurer for Boy Scouts of America Pack 76, managing the group's fundraising and financial records. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven investment process with diversified model portfolios and offers both discretionary and non-discretionary advisory options, managing approximately $326 billion for roughly 477,000 clients.

Charles Church is a financial advisor with Raymond James & Associates in Houston, TX, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Raymond James & Associates since 2005. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and government entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.