Susana Ruiz is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2019, following seven years at UBS Financial Services. She is based in Houston, TX. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Jordan Hood is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2026, he worked at ABC Supply Co. Inc for four years and attended Texas A&M University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services including both discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Nicole Rizzo is a financial advisor at Edward Jones with five years of industry experience. She holds Series 63 and Series 65 licenses. Her prior roles include positions at Fidelity Investments and Edward Jones Investments, along with experience outside the financial industry. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Cynthia Bergel is a financial advisor at LPL Financial with 32 years of industry experience. She holds the Series 63 designation and has worked at LPL Financial since 2009, following 12 years at Citigroup Global Markets. Outside of her advisory role, she is involved in making and selling handmade silver jewelry, masks, and custom tags, and runs a home-based embroidery design business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with a large network of advisors utilizing strategic, tactical, and customized investment strategies.

Jeremy Torres is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and has been with Merrill since 1995. Outside of his advisory role, he works as a delivery driver and consultant for companies including DoorDash, Uber, and Walmart Spark. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

William Eidbo is a financial advisor at J.P. Morgan Securities in Houston, TX, holding a Series 66 designation with one year of industry experience. His prior work includes positions at Invesco Ltd. and J.P. Morgan Chase Bank, N.A. during the early stages of his career. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary asset allocation advice, investment manager and fund searches, and customized performance reporting supported by centralized due diligence and a model-driven advisory process.

Melinda Dupler Whitmire is a financial advisor at Wells Fargo Clearing in Houston, TX. She holds Series 63 and Series 65 designations and has been with Wells Fargo Bank, N.A. since 2012. Whitmire joined Wells Fargo Clearing in 2025. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Brian Strawn is a financial advisor with Ameriprise in League City, TX, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory role, he owns and manages DGW Worldwide, LLC, an investment-related business. Ameriprise provides a retirement-income planning service tailored to individuals near or in retirement with significant investable assets, delivering structured, non-discretionary recommendations that incorporate research, modeling, and tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Babak Seyedain is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. He previously worked at UBS Financial Services from 2008 to 2009. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and provides both brokerage and advisory solutions.

Ameet Rajguru is a financial advisor with Primerica Advisors based in Houston, TX, holding Series 63 and Series 65 designations with six years of industry experience. His prior work experience includes roles at Fluor Corp, Zachry Engineering, and Worley/Jacobs. In addition to his advisory role, he is involved in the sale of non-investment related home security and automation products through Primerica Client Services, Inc. Primerica Advisors sponsors and manages a wrap-fee asset management program that primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm operates on a large scale, utilizing model-delivery strategies managed by third-party asset managers supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Ginger Hardy is a financial advisor at OSAIC with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has held roles at Singletrack Financial LLC, THE Legacy One Group, and FSC Securities Corporation. Hardy also serves as Chief Operating Officer at Singletrack Financial LLC, overseeing office operations and advisor support. OSAIC is a large multi-advisor platform serving retail and institutional clients, offering brokerage and advisory services across diverse programs. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by risk assessment tools and a range of discretionary and third-party managed strategies.

Allan Klenke is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and 65 credentials and possessing 33 years of industry experience. His prior roles include positions at UBS Financial Services and various Morgan Stanley entities since 2020. Outside of his advisory work, he is a partner at Four Horsemen Ranch LLC, an agriculture business, and serves on the advisory board for the University of Kansas Business School, where he advises on the development of a new CFP program. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, delivering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory services.

Jennifer Nix is a Vice President and Wealth Management Advisor with The Leonard Group at Merrill Lynch Wealth Management. She works closely with executives, business owners, entrepreneurs, and their families to help them derive greater fulfillment from their wealth. Jennifer focuses intensively on each client, employing diligent listening, active collaboration, and a strong work ethic. She partners with her team to assist individuals and families in gaining greater confidence in the direction of their wealth. Jennifer's clientele extends over multiple generations, allowing her to serve three, four, and even five branches within a single family. She is committed to financial literacy and enjoys engaging with the rising generation to nurture habits and mindsets associated with long-term wealth. Jennifer began her financial services career in 2014 at Capital One and has worked at Merrill Lynch since 2018. She holds a Bachelor's degree from Texas A&M and is a CERTIFIED FINANCIAL PLANNER® and Chartered Retirement Planning Counselor™. Jennifer lives in Houston with her husband, son, and German Shepherd. She serves on the Foundation Board for Saint Agnes Academy and is active with the Junior League of Houston. In her personal time, Jennifer enjoys scuba diving and welcomes suggestions for travel destinations.

Scott Guptill is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and 14 years of industry experience. He previously worked at Morgan Stanley in various capacities, including Morgan Stanley Private Bank and Morgan Stanley Graystone, from 2011 to 2024. Outside of his advisory role, he owns and manages Gup Corp. LLC and Etatap Ventures, LLC. Ameriprise Financial Services is a diversified advisory firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides customized planning and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Tige Soderberg is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved as a partner and managing member in several investment-related businesses, including a real estate investment firm and an agricultural nursery partnership. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers customized financial planning and advisory programs, managing approximately $2.74 trillion in client assets, with a planning process that incorporates structured discovery and firm-approved tools.

Nicholas Copeland is a financial advisor with Merrill in Houston, TX. He holds Series 65 and Series 63 licenses and has less than one year of industry experience. His prior work history includes positions at Bank of America and various roles outside the financial sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Samuel Granberry is a financial advisor with Edward Jones in Pearland, TX, holding Series 63 and Series 66 licenses and with 26 years of industry experience. He has been with Edward Jones since 2000. Beyond his advisory role, Granberry serves as a volunteer firefighter and training captain with the Pearland City Volunteer Fire Department and is a part-time instructor for Pearland Parks & Recreation. He is also Vice President of Harvest Creek Publishing and Design in Conroe, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies and provides various affiliated services, including trust and securities-based lending, operating under a fiduciary standard.

Oralia Sanchez is a financial advisor at Merrill based in Houston, TX, with 39 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 1986. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Akash Patel is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as positions at Brenham National Bank and University of Texas Southwestern Medical Center. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by centralized due diligence and a manager solutions team.

Asa Ehrlich is a Financial Consultant at Fidelity Investments, a role he has held since 2026. He began his career with Fidelity as an Investor Center Intern in 2022, progressing through positions including Financial Representative, Relationship Manager, and Investment Consultant before his current appointment. In his role, Asa focuses on understanding clients' personal and financial needs to develop customized strategies. He utilizes Fidelity's technology and planning tools to build lasting client relationships and provide ongoing guidance to help clients achieve their evolving financial goals. Outside of his professional work, Asa is interested in board games, camping, football, social events with friends, and golf.