Pamela Green is a Certified Financial Counselor (ChFC®) with 36 years of industry experience. She has been with MassMutual Investors Services since 2007, serving clients from San Antonio, TX. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, focusing on collaborative, goal-based strategies without discretionary authority over client investments.

Adam Le Win II is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and four years of industry experience. He previously worked at Victory Capital Management, Inc. and Victory Capital Services, Inc., and has experience outside finance running Karl's Flower and Gift Shop. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm provides advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and advanced technologies such as machine learning.

George Martinez is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. As a subsidiary of J.P. Morgan, the firm integrates advisory services with brokerage, distribution, and investment management capabilities.

Jessie Gonzaga is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to joining Primerica and its affiliate PFS Investments Inc., Jessie worked in healthcare roles at University Health and Methodist Hospital. Outside of advisory work, Jessie is involved in the sales of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-driven strategies and support from third-party managers and custodians. The firm operates nationally with thousands of advisors and offices, focusing primarily on retail investors rather than institutional portfolios.

Francis Leidinger is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation and five years of industry experience. His career includes roles at Eagle Strategies, New York Life Insurance Company, and First Command, as well as 20 years of service in the U.S. Army. Outside of financial services, he is involved in a trucking business and holds an investor position in an oil well venture. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs focused on collaborative annual planning and event-driven services.

Steve Rocha II is a financial advisor with Edward Jones in Universal City, TX, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, he worked at USAA for six years. He serves on the board of the Converse Animal Shelter Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. It offers a wide range of advisory programs and investment strategies through a large nationwide network of financial advisors and branch offices.

Teresa Cano is a financial advisor with UBS Financial Services in San Antonio, TX, holding a Series 66 designation and five years of industry experience. Her prior work experience includes roles at DoorDash, Target, and SWBC Life Insurance Company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Cameron Branum is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and having six years of industry experience. His previous roles include positions at Core Planning, LLC and Bardley-Morris Military Recruiting, as well as service in the United States Marine Corps Reserve. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options tailored to clients who meet net-worth thresholds. The firm integrates advisory services with other financial products and referral channels, delivering recommendations using proprietary research and planning tools.

Raul Valencia is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His prior experience includes roles at PNC Managed Account Solutions, BBVA Securities, and Frost Bank. Outside of his advisory work, he owns and manages real estate properties through Valencia Family Properties, LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting delivered by a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment advisory registrations, delivering recommendations on a non-discretionary basis.

Glenn Griffin Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 25 years of industry experience. He joined LPL Financial in 2017 after four years at Investment Centers of America. Outside of his advisory role, he is a business owner selling products on Amazon. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and a range of model portfolios.

Roland Gayatin is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 65 and Series 63 licenses with four years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2021. Outside of his advisory role, he is involved with Oblate Missions, an affiliation dating back over two decades. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven investment strategies and supports accounts with custodial and trade execution services provided by Pershing.

Zuleika Flach is a financial advisor with Wells Fargo Clearing in San Antonio, TX, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Michael Heaney is a financial advisor with Merrill in San Antonio, TX, holding Series 63, 65, and 66 licenses and bringing 16 years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. since 2016. Merrill, together with Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffry Woodcock is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Ameriprise since 2021. His prior work includes roles at Randolph Brooks and CUNA Brokerage Services, as well as managing his own firm, Jeff's Investment Group, LLC, from 2009 to 2021. He is also employed as a financial advisor at Randolph Brooks Federal Credit Union. Ameriprise Financial Services is a large institutional advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning with a written Recommendation Report and ongoing advice, emphasizing dependable income sources and tax-aware withdrawal strategies.

Virginia Stukkie is a financial advisor at Charles Schwab with 14 years of industry experience and holds a Series 66 designation. Her previous experience includes roles at Waddell & Reed, Inc. and Pontem LLC. She serves as president of the Parent Teacher Student Association of Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Armando Castillo II is a financial advisor at J.P. Morgan Securities in San Antonio, TX, with four years of industry experience. He holds the Series 66 designation and has worked at firms including New York Life and USAA Life Co. prior to joining J.P. Morgan. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Robert Cadena Jr. is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at INVEST Financial Corp. for nine years before joining LPL Financial in 2018. Outside of his advisory role, he owns OLRAC, LLC, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jaime Arredondo is a financial advisor with Charles Schwab, holding a Series 66 designation and 19 years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2020 and previously held roles at USAA Investment Management Company and USAA Financial Advisors, Inc. from 2007 to 2020. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory models alongside access to discretionary separately managed accounts, supported by centralized supervision, custody, and operational resources.

Philip Stevens is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding Series 63 and Series 65 designations and 42 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2011. Stevens also has ownership in Abundant Blessings Wealth Management LLC, a financial practice he operates with his spouse. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services supported by proprietary research and tools, with planning engagements typically structured as discrete consultations rather than ongoing advisory relationships.

Caley Cunningham is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and seven years of industry experience. Prior to joining Merrill, Cunningham worked at the University of Texas at Austin and Heb. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.