Javier Ramos II is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Home Depot and Walgreens, as well as experience with IWC Financial Planning and Independent Wealth Consultants. He is based in Austin, TX. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, third-party research, and technology-driven solutions.

William Lawes is a financial advisor with UBS Financial Services in Austin, TX, holding a Series 66 designation and 12 years of industry experience. Prior to joining UBS in 2024, he worked at Morgan Stanley in various capacities from 2013 to 2024. Outside of his advisory work, Lawes is the author of two fiction novels and a poetry book, which are publicly available, and he is developing a screenplay based on his writings. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, offering fee-based financial planning, portfolio management, and capital markets solutions.

Paul Schreier is a CFP® and ChFC® with seven years of industry experience. He is currently with LPL Financial and previously worked at Northwestern Mutual in various wealth management and investment roles for seven years. Schreier also spent five years at InvenSense before entering the financial advisory field. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and technology-driven strategies.

Richard Nelms is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. He previously worked at Capital Chemical Brokers LLC for five years and Accord Petrochemical Brokerage for six years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 financial advisors.

Angela Honey is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. She previously worked at J.P. Morgan Securities, LLC and JPMorgan Chase Bank, N.A. for six years prior to joining Wells Fargo. Wells Fargo Advisors serves individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Zain Mian is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch and Raymond James Financial. Outside of finance, he was involved with UCLA Associated Students and worked for LTF Club Management Co LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Gabriel Fuentes is a CFP® professional with Series 63 registration, currently serving as a financial advisor at Fidelity in Austin, TX. He has three years of experience at Fidelity Investments, following prior roles at Charles Schwab & Co., Inc, Discount Tire, Sam's Club, and others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts as well as model portfolios.

John Madden II is a financial advisor with Wells Fargo Clearing in Austin, TX, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is a 50% owner and silent partner in Austin Leather Gallery LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs, and it acts as an ERISA fiduciary when providing investment advice.

Juana Esparza is a financial advisor with Wells Fargo Clearing in Austin, TX, holding Series 65, 63, and 66 licenses and four years of industry experience. Her work history includes roles at Wells Fargo Bank, J.P. Morgan Securities, JPMorgan Chase Bank, and Bank of America. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory in its investment evaluations.

Jose Banda is a financial advisor with J.P. Morgan Securities in Austin, TX, holding Series 63 and Series 66 designations and possessing 12 years of industry experience. He has worked at J.P. Morgan Securities since 2013 and was previously involved with Bondas POV LLC from 2020 to 2022. Outside of his advisory role, he serves as a board member of bOnda LLC, an e-commerce company specializing in the sale of new and used shoes. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm operates with a non-discretionary program where clients retain decision-making authority, supported by an in-house manager solutions team and a centralized due diligence process.

Staci George is a CFP® and Series 66-registered financial advisor with Edward Jones, based in Austin, TX. She has 18 years of industry experience and has been with Edward Jones since 2007. Outside of her advisory role, she is an owner of George 3A LLC, a real estate business in Buda, TX. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management and a nationwide network of over 23,700 financial advisors.

Matthew Perez is a Series 66 licensed financial advisor with Merrill in Austin, TX, and has eight years of industry experience. He has worked at Merrill since 2018 and previously held positions at OfficeMax, The Bailey Group, and Dominos Pizza. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cody Gallos is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. He has worked at JPMorgan Chase Bank, N.A., Barings LLC, and Trivest Partners. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

David Ketter is a financial advisor at Edelman Financial Engines with 12 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at Financial Engines Advisors L.L.C. since 2014. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, supports a large client base through advisor-led and online offerings, and operates a range of discretionary and non-discretionary programs.

Charles Davenport is a financial advisor at OSAIC with 21 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining OSAIC in 2025, he worked at Lincoln Financial Advisors Corporation for 16 years. In addition to his advisory work, he owns and manages a real estate rental property and operates an insurance agency providing health, disability, annuities, and life insurance products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, efficient-frontier analysis, and portfolio rebalancing across various investment types on discretionary and non-discretionary terms.

Emily Cuba is a Financial Consultant at Fidelity Investments. She has been with Fidelity for over eighteen years, advancing through roles such as Investment Consultant, Planning Consultant, and Senior Relationship Manager before her current position. Throughout her career, Emily has gained extensive experience in assisting clients with investment planning and financial decision-making. She focuses on leveraging her knowledge and client experience to help individuals work toward their unique financial goals with confidence. Outside of her professional work, Emily enjoys activities such as cooking and baking, spending time with family, engaging in outdoor adventures, reading, and traveling.

Steven Franco is a financial advisor with RBC Capital Markets in Austin, TX, holding Series 63 and Series 65 registrations and 38 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. He holds a 20% ownership interest as a limited partner in a cigar store business. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored portfolio management and integrates in-house and third-party investment managers to implement strategies according to client risk profiles.

Federico Mota is a Financial Consultant at Fidelity Investments. He specializes in collaborating with clients to develop and implement financial plans that align with their short-term and long-term goals, supporting them in pursuing financial wellness. Federico has held several positions at Fidelity Investments since 2021, including Investment Consultant, Workplace Planning Consultant, and High Net Worth Service Associate. Prior to joining Fidelity, he worked as a Senior Financial Solutions Consultant at BBVA from 2019 to 2021. Outside of his professional work, Federico has interests in fitness, food, music, skiing, and traveling.

Gideon Derr is a financial advisor with J.P. Morgan Securities in Austin, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at J.P. Morgan Securities since 2007 and has been with JPMorgan Chase Bank, N.A. since 2000. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Christopher Catanzaro is a financial advisor at Edward Jones with three years of industry experience. He has worked at Edward Jones since 2022 and was self-employed prior to that. Before entering the financial industry, he worked at Costco for six years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.