Kevin Thorpe is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds the Series 66 designation and previously worked at Charles Schwab & Co., Inc. and Charles Schwab Bank from 2016 to 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Molly Schriber Cushing is a financial advisor with Morgan Stanley in Greenwood Village, CO, holding a Series 66 designation and bringing eight years of industry experience. Her career includes roles at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC since 2017, as well as prior work in educational organizations. Outside of her advisory role, she is involved in several retail and online store ventures, including bookkeeping and sales activities through The Dog Masters LLC and personal selling on Poshmark. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

James Abernethy is a financial advisor at LPL Financial with 37 years of industry experience. He has held roles at LPL Financial since 2017 and previously worked at Investment Centers of America from 2012 to 2017. He holds Series 63 and Series 66 licenses and is based in Littleton, Colorado. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches and incorporating model portfolios and research from various sources.

Michael Kwak is a financial advisor with LPL Financial in Greenwood Village, CO. He holds a Series 66 designation and has 25 years of industry experience, including over two decades at Linsco Private Ledger. His other business activities include outside sales of non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with investment options supported by LPL Research and third-party subadvisors.

Raymond Dahlman III is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. He previously worked at DSA Financial Group, Inc. from 2011 to 2025. Dahlman also serves as president of Black Lab Wealth Management, a business associated with LPL Enterprise. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services. The firm utilizes an integrated platform combining adviser programs with brokerage and insurance products, leveraging research, model portfolios, and third-party portfolio strategists in its investment approach.

Krista Brown is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 23 years of industry experience. She has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2009, with a brief period of self-employment in 2020. Brown serves as an advisory board member for a merchant cash advance company. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement consulting services to individual, corporate, and institutional clients, supported by extensive research and a range of brokerage and advisory solutions.

Michael Koelzer is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses and has work history that includes roles at DoorDash Inc and teaching yoga through his sole proprietorship, Mike Koelzer LLC. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

James Gracia is a CFP® with 36 years of industry experience, currently serving at Wells Fargo Clearing since 2019. Prior to this, he worked for nine years at U.S. Bancorp Investments, Inc. based in Colorado Springs, CO. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paulette Davis is a financial advisor at Stifel with 32 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Benjamin F. Edwards & Co. She is also a commissioned Colorado Notary. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutions, and charitable organizations, using a proprietary investment methodology developed by its Investment Strategy Group.

James Goudy is a financial advisor with Wells Fargo Clearing in Highlands Ranch, CO. He holds Series 63 and Series 66 designations and has seven years of industry experience. He has been with Wells Fargo Clearing since 2018 and has worked at Wells Fargo Bank, N.A. since 2014. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Breana King is a CFP® professional with 28 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC and A. G. Edwards & Sons, Inc. over the course of 12 years. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Kevin Wilday is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Stifel since 2017. Prior to joining Stifel, he worked at IMI Precision Engineering from 2014 to 2017. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment strategies are supported by a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling.

Kyle Ciarlelli is a financial advisor with Cetera in Littleton, CO, holding a Series 66 designation and seven years of industry experience. He has worked at Cetera and affiliated firms since 2019 and is the owner of Alpenglow Apogee LLC, a financial services business. Ciarlelli also operates CC Coaching and Consulting, Inc., which provides investment advisory services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers.

Kathryn Carabello is a financial advisor at Edward Jones with 11 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2014. Based in Castle Rock, CO, she provides wealth management services through a firm that serves both individual and institutional clients. Edward Jones is a full-service wealth management firm managing approximately $1.01 trillion in assets, serving over four million clients through a network of roughly 23,701 advisors and 15,121 branches nationwide. The firm offers a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jonathan Krueger is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been with Cambridge Investment Research Advisors since 2008 and previously worked at Connecticut Mutual Life Insurance Co. He is also an independent insurance agent and owns Krueger Financial Management Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and estates. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, employing a range of portfolio management strategies across multiple platforms.

Alec Manriquez is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. His prior work includes positions at Luso American Financial and involvement with LJ Crafted Wines. Strategic Advisers LLC, a Fidelity Investments company where he works, provides investment management and advisory services to retail and institutional clients using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also has a distinctive role advising registered investment companies and delivering model portfolios for Fidelity Institutional Wealth Adviser.

Kenneth Martinez is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked extensively within various Fidelity entities since 2015, with prior experience at Oil Solutions Group, Inc. and The University of Dallas. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios comprising mutual funds, ETFs, and ETPs.

Evan Robertson is a financial advisor at Fidelity with ten years of industry experience and a Series 66 credential. He has worked at various Fidelity entities since 2017, including Fidelity Investments and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, utilizing proprietary research combined with quantitative analysis and algorithmic portfolio construction to develop model portfolios for retail and institutional investors.

Brayden Vogel is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and seven years of industry experience. His work history includes roles at Charles Schwab Bank SSB and Charles Schwab & Co., Inc., along with positions in agricultural administration and hospitality. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advice with access to affiliated discretionary portfolios and alternative investment options.

Tyler Hautamaa is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at E2 Optics, Hail Busters LLC, Ski Mats, Whole Foods Market, and the University of Colorado at Boulder. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options alongside brokerage, custody, and financial planning services. The firm employs a multi-asset model portfolio approach supported by research and due diligence from its Schwab Center for Financial Research.