Kevin Ziegler is a CFP® professional with five years of industry experience. He is currently with Schwab Wealth Advisory, Inc., where he has worked since 2022, and has prior experience at Wells Fargo Bank. In 2019, he took a year to travel extensively in Southeast Asia. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Phillip Woodford is a financial advisor at Focus Partners Wealth, LLC with 10 years of industry experience and a Series 65 designation. His prior experience includes roles at Strategic Capital Advisors, Transform Wealth, LLC, and Kovitz Investment Group Partners, LLC. Focus Partners serves individuals, high-net-worth families, family offices, corporate and institutional clients with wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Tanya Elling is a CFP®-credentialed financial advisor with seven years of industry experience. She is currently with Schwab Wealth Advisory and has worked at Charles Schwab & Co., Inc. since 2020. Her prior experience includes roles at KMS Financial Services, BCA Financial Services, and Fisher Investments. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem using standard asset allocation models and research tools, with advisors recommending allocations while clients make final trading decisions.

James Werner is a financial advisor at Mercer Global Advisors Inc. in New York, NY, holding a Series 65 designation with seven years of industry experience. He has been with Mercer Global Advisors since 2018. Mercer Global Advisors provides investment advisory and related planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor tilts, with a variety of implementation options and public content programs.

Nicole Kinnamon is a financial advisor at Schwab Wealth Advisory with five years of industry experience. She holds Series 63 and Series 66 designations and has worked across several roles within Charles Schwab and affiliated entities since 2020. Prior to her financial services career, she was involved with Speakeasy Tattoo Industries, LLC for six years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement planning, and investment recommendations, utilizing Schwab’s research tools and asset allocation models while leaving final trading decisions to clients.

Matthew Martin is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His career includes 24 years at TIAA and TIAA-CREF prior to joining Schwab Wealth Advisory in 2022. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering guidance through standard asset allocation models and Schwab research tools. The firm structures its advisory services as an internal unit within Charles Schwab and does not charge clients directly for its services.

Jeffrey Klein is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Schwab Wealth Advisory since 2018 and has worked at Charles Schwab & Co., Inc. since 2016. Outside of his advisory role, Klein serves as an on-ice official for USA Hockey. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and research tools to support client-directed investment decisions. The firm operates as an internal advisory unit within the Schwab ecosystem, offering annual financial reviews and wealth management education without exercising discretionary trading authority.

Leslie Morgan is a CFP®-designated financial advisor with 25 years of industry experience, currently with Schwab Wealth Advisory since 2021. Previously, Morgan worked at TIAA and TIAA-CREF for 15 years. Outside of advising, Morgan practices backyard beekeeping and occasionally sells honey. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and generally does not exercise discretionary trading authority.

Daniel Morris is a financial advisor with Eagle Strategies (NY Life) in Lakewood, CO, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has worked with Eagle Strategies since 2014 and operates High Point Financial Group, LLC, focusing on brokering non-registered insurance products. Morris is also the owner of Austin Group Investments, LLC, where he provides instructional coaching for professional advisors, and serves on the boards of two nonprofits, MindSpark Learning and Colorado Gives Foundation. Eagle Strategies serves a broad mix of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored advice delivered through multiple program types, with the majority of its assets managed on a non-discretionary basis.

Michael Machado is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Janus Management Holdings Corp, AlphaSense, and ModernIR. He has been with Charles Schwab and Schwab Wealth Advisory since 2019. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within Charles Schwab, utilizing standard asset allocation models and Schwab research tools, while leaving final trading decisions to clients.

Hunter Baumgartner is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 designations and three years of industry experience. He previously worked at the Credit Union of Denver and has a background outside finance, including six years at Virgilio's Pizzeria & Wine Bar. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not directly charge clients fees; it also distinguishes itself by lacking discretionary trading authority and by its affiliation with a registered futures commission merchant.

Christopher Springer is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO. He holds Series 66 and Series 63 licenses and has three years of industry experience, including roles at Five Peaks Capital Group and NYLife Securities LLC. Outside of his advisory work, he is an investor in a manufacturing company producing speed skating wheels and volunteers to support athlete training and development. He also serves on the board of USA Roller Sports, the national governing body recognized by the US Olympic Committee. Eagle Strategies serves individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, with a significant focus on institutional relationships within an integrated New York Life affiliate structure.

Sean Bazewicz is a financial advisor at Transamerica Financial Advisors with 21 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Transamerica Financial Advisors since 2012. Outside of his advisory role, he manages 7th and Pearl LLC, a property maintenance business. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm’s advisory model primarily uses model portfolios and third-party managers for investment execution and discretion.

Brian Rodriguez is a financial advisor at Focus Partners Wealth, LLC in Denver, CO, holding Series 65 and Series 66 licenses with three years of industry experience. His prior roles include positions at The Colony Group, LLC, Bank of America, N.A., and Merrill. Focus Partners serves individuals, high-net-worth families, family offices, corporate and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies alongside private funds and third-party managers.

Brett Ellis is a CFP® certificant with nine years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. He has worked within the Charles Schwab organization since 2016, including roles at Schwab Wealth Advisory Inc. and Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset allocation models and research tools. The firm delivers financial planning and investment recommendations while clients retain final trading decisions, and it operates within the Schwab ecosystem without directly charging clients fees.

Deborah Eggleston is a CFP® with 33 years of experience in the financial industry. She is currently associated with United Planners' Financial Services of America as a Limited Partner, a position she has held since 2020. Her prior experience includes roles at MML Investors Services and Mass Mutual Life Insurance Company. Outside of finance, she works at the Lone Tree Arts Center concession stand. United Planners Financial Services is a national wealth-management enterprise serving individual investors, retirement plans, corporations, trusts, estates, and institutional clients through a network of independent advisors. The firm manages approximately $12.77 billion in assets and employs a primarily non-discretionary investment approach.

Margo Hanschke is a financial advisor with Schwab Wealth Advisory, holding the CFP® designation along with Series 66 and Series 63 licenses. She has three years of industry experience and has worked at Schwab Wealth Advisory Inc. since 2026, following four years at Charles Schwab & Co., Inc. Prior to her financial industry career, she spent eight years at Colorado Christian University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, relying on Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

George Papadimitropoulos is a CFP® with 14 years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2014. He has been affiliated with Charles Schwab since 2011. Outside of his advisory role, he is president of a real estate holdings company in Englewood, Colorado, where he is involved in property acquisition and lease management. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations that leverage Schwab’s research tools and asset allocation models.

David Keller is a ChFC® credentialed financial advisor with 54 years of industry experience, currently affiliated with Primerica Advisors and Park Avenue Securities. He has worked at Primerica Advisors since 2008 and concurrently at Guardian Life Insurance Company. Keller serves on the board of Colorado Uplift, a nonprofit organization. Park Avenue Securities serves a broad retail client base, offering both transaction-based brokerage and fee-based advisory services, including financial planning and retirement consulting. The firm utilizes a range of investment strategies through proprietary and third-party platforms and supports various account-level services such as securities-based lending and donor-advised funds.

Nicholas Sauro is a CFP® certificant and licensed financial advisor with eight years of industry experience. He joined Creative Planning in 2023 after five years at Merrill. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, complemented by selective private market exposure and tax-loss harvesting.