Benjamin Andrews is a financial advisor with Raymond James Financial Services Advisors, Inc. based in Englewood, Colorado. He holds a Series 66 designation and has five years of industry experience. Prior to joining Raymond James, he was affiliated with LPL Financial and operated Joel D. Andrews, LLC. Andrews serves as a board member of the nonprofit Developmental FX, where he assists with the finance committee. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning tools and analytical models to support client goals and maintains specialized programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

James Mosley is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He has previously worked at Transamerica Capital, Inc. for ten years and has business experience with Rocky Mountain Car Wash LLC. Mosley holds Series 63, Series 65, and Series 66 licenses. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

James Emanuel is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016 and holds Series 63 and Series 66 designations. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s services are delivered on a non-discretionary basis with final decision-making authority retained by clients.

Celeste Villegas is a CFP® with five years of industry experience, currently serving as a financial advisor at Fidelity Investments. She previously worked at First Western Trust for four years and Fidelity Brokerage Services LLC for six years. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non‑discretionary portfolios, including multi‑manager and fund‑of‑funds structures.

Sergio Gutierrez is a financial advisor with J.P. Morgan Securities in Denver, CO, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has worked with J.P. Morgan since 2017 and has prior experience in media and data solutions companies. Outside of his advisory role, he is an owner and partner in a family-owned concrete company and a real estate holding company in Colorado. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Katie Boyce is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Elizabeth Thorpe is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 46 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Her spouse owns Canmac Engineering Corporation, where she serves as secretary and check signer. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment offerings.

Zachary Marquez is a financial advisor with RBC Capital Markets in Denver, CO. He holds a Series 66 designation and began his advisory career in 2025. Prior to joining RBC, he worked in various roles including at Dell Technologies and Chipotle, and he was involved with Rocky Mountain Spice Company. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment preferences.

Kyle McGrath is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 66 designation and has worked with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2020. Prior to that, he was with Gerber, LLC and Raymond James Financial Services, Inc. from 2016 to 2020. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm uses a quantitative asset-allocation process combined with centralized due diligence and integrates an ESG eligibility framework when recommending investment strategies.

Jin Kim is Vice President and Executive Planning Consultant at Fidelity Investments, a position held since 2021. In this role, Jin partners with clients to guide them through their financial journeys by helping them understand the various components of their financial plans and how they interact. Jin's professional experience includes prior roles at Charles Schwab, where Jin served as Senior Private Client Advisor from 2014 to 2021, Portfolio Consultant from 2008 to 2014, and Associate Portfolio Consultant from 2006 to 2008. Jin holds insurance licenses in Arkansas and California.

Ky Lee Duley is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. Prior to joining J.P. Morgan Securities, Duley held positions at Jpmorgan Chase Bank, Hess Corporation, Starbucks, and Geneos Wealth Management. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michele Lay is a financial advisor with Cambridge Investment Research Advisors in Denver, CO, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Prior to joining Cambridge in 2023, she worked at Equitable Advisors, AXA Advisors, Transamerica Capital, and Oppenheimer Funds Distributor. She serves as treasurer on the board of The Crisis Center, a nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, using a range of direct portfolio management and model-based solutions tailored to client objectives.

Kendyl Gorky is a financial advisor at Thrivent Investment Management with six years of industry experience. They hold a Series 66 designation and have previously worked at Thrivent Financial as well as companies including Booking.com and Aurora Expeditions. Outside of finance, Kendyl teaches tap, ballet, and jazz dance to children and adults at Step In Style Dance Studio. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based financial planning without portfolio management or discretionary trading authority.

Regina Hall is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at RBC Capital Markets, Bank of America/Merrill Lynch, and Wells Fargo. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Bobby Rost is a financial advisor with Fidelity in Golden, Colorado, holding Series 63 and Series 66 credentials and 10 years of industry experience. His tenure at Fidelity began in 2015, spanning roles within Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Outside of his advisory work, Rost officiates high school football games and works as a rideshare driver in the Denver area. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and serves as an advisor to multiple registered investment companies and fund-of-funds.

Landon Marshall is a financial advisor with J.P. Morgan Securities in Denver, Colorado, holding Series 63 and Series 65 credentials and bringing nine years of industry experience. He has worked within various JPMorgan entities since 2017 and has a background including academic roles at Texas A&M University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Evan Manson is a financial advisor at Morgan Stanley with nine years of industry experience. He holds the ChFC® designation and Series 66 license. His prior experience includes positions at Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Arnold Fernandez Fuentes is a financial advisor with J.P. Morgan Securities in Denver, CO, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at JP Morgan Securities LLC and JP Morgan Chase Bank since 2019, with prior roles including positions at Denver International Airport and Colorado State University’s Morgan Library. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Todd Bower is a financial advisor with Cambridge Investment Research Advisors in Denver, CO, holding a Series 66 designation and five years of industry experience. He has worked at Cambridge Investment Research Advisors since 2022 and previously at Equitable Advisors. Outside of advising, Bower serves as an affiliate professor at Metropolitan State University of Denver and is an Assistant Chief with the Denver Fire Department. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management approaches and platform options tailored to client objectives.

Evan Becerra is a financial advisor with Cambridge Investment Research Advisors in Denver, CO, holding Series 63 and Series 66 licenses and 11 years of industry experience. Before joining Cambridge, he worked at Eagle Strategies, Legacy Tree Financial Group, NYlife Securities LLC, and New York Life Insurance Company. He is also the founder of Legacy Tree Financial Group. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm provides a range of investment solutions across multiple platforms with both proprietary and third-party strategies.