Kimberly Byrne is a financial advisor at UBS Financial Services with 37 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at UBS since 2021. Her prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC spanning from 2011 to 2021. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and provides proprietary research to support tailored client strategies.

Peter Masouras Masouras is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Osler Therapeutics, Bank of America, and Merrill. He is based in Rochester, MI. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal work alongside its retail advisory services.

Kelsey Spalding is a financial advisor at Morgan Stanley in Denver, CO, holding a Series 66 designation with five years of industry experience. Prior to joining Morgan Stanley in 2020, she worked at The Retro Room from 2016 to 2020. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, providing tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Matthew Trontel is a financial advisor with Robert W. Baird & Co. in Denver, CO, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with Robert W. Baird & Co. since 2016. Outside of his advisory role, he is a co-manager of an LLC that holds mining rights. Robert W. Baird & Co.’s DDK Group serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations through financial planning, portfolio management, separately managed accounts, and brokerage services. The firm employs a combination of manager-traded and model-traded strategies, overlay management, tax management, and internal research tools, managing approximately $394 billion in regulatory assets as of December 2025.

Kathleen Strother is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Bickel is a financial advisor with Robert W. Baird & Co. in Golden, Colorado, holding Series 63, 65, and 66 licenses and bringing 33 years of industry experience. He has been with Robert W. Baird since 2010. Outside of his advisory role, he owns and manages a hunting and fishing club in Colorado. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services, utilizing both in-house and third-party managers to implement a variety of investment strategies.

Edmond Johnson IV is a financial advisor with Mass Mutual Investors Services in Denver, CO, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Pretty Vacant Woodshop LLC and the Hough Johnson Advisor Group. Outside of finance, he has experience working in small business and retail environments. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and collaborative planning methods to deliver tailored investment recommendations.

Hal Anderson is a financial advisor with Raymond James & Associates in Aurora, CO, holding Series 63 and Series 66 credentials and offering 10 years of industry experience. His prior roles include positions at TIAA, Robinhood Markets, and City and County of Denver. Outside of his advisory work, he serves as a sports official and coach with Denver Parks and Recreation and is involved in guest relations with Stadium Management Company, LLC (Denver Broncos). Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and government entities. The firm provides wealth advisory planning and investment consulting on a non-discretionary basis, supported by extensive affiliate networks and a notable presence in municipal and public finance.

Kristofer Copeland is a financial advisor at Mass Mutual Investors Services with the ChFC® designation and Series 66 license. He has five years of industry experience, including roles at Brown Brothers Harriman and Co and Learfield-IMG College. In addition to his advisory work, he operates as an independent insurance agent specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved tools and collaborative, annual planning engagements.

Michael Crotty is a financial advisor at UBS Financial Services with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank and Morgan Stanley since 2009. Based in Lafayette, CO, he has worked in private banking and wealth management roles during his career. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Sean Horsley is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in assisting individuals, families, and business owners with customized strategies for wealth accumulation, distribution, and preservation. His expertise spans family wealth management, legacy planning, retirement income, portfolio management, tax minimization, and both individual and corporate investment strategies. A native of Denver, Sean holds a Bachelor's Degree from the University of Colorado System. He is a Personal Investment Advisor (PIA) by designation. Outside of his professional role, Sean enjoys outdoor and recreational activities such as camping, skiing, golfing, tennis, and woodworking, and values spending time with his wife and two children.

Zachary Runberg is a financial advisor with Morgan Stanley in Denver, CO, holding Series 66 and Series 63 designations and seven years of industry experience. His prior roles include positions at Black Creek Capital Markets, Versus Capital Advisors, and Foreside Funds Distributors. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Anita Lombri is Vice President and Financial Consultant at Fidelity, a position she has held since 2023. She partners with individuals and families to develop financial plans and investment strategies that align with their goals, aiming to enhance clients' financial well-being and provide peace of mind regarding their financial situations. Anita's experience at Fidelity spans several roles since 2018, including Financial Consultant, Investment Consultant, Investment Solutions Representative, and Client Relationship Advocate. Prior to joining Fidelity, she worked as an Investment Banking Analyst at GLC Advisors from 2016 to 2017. She holds an Arkansas Insurance License. Outside of her professional work, Anita enjoys cooking and baking, fitness, exploring food, outdoor adventures, skiing, and traveling.

Zachary Sherin is affiliated with Osaic Wealth and holds a Series 66 designation. He has one year of industry experience and previously worked at Deloitte Consulting LLP for three years. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers through multiple advisory platforms. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that include a variety of investment types.

Blake Finlayson is a Planning Consultant at Fidelity Investments, where he partners with clients to develop comprehensive plans aimed at helping them achieve their financial goals. He has been with Fidelity Investments since 2021, progressing through roles from High Net Worth Service Associate to Financial Representative before assuming his current position. Prior to joining Fidelity, he gained experience as a Service Banker at Bank of the West from 2020 to 2021. Blake's professional background spans client service and financial planning, with a focus on high net worth clients and individual financial consultation. His role involves working closely with clients to understand their financial situations and developing tailored strategies to meet their objectives. Outside of his professional responsibilities, Blake enjoys activities such as spending time with family, exploring food interests, socializing with friends, golfing, and engaging in outdoor adventures.

Stephen Kragen is a Series 66 credentialed financial advisor with Raymond James & Associates in Denver, CO, bringing four years of industry experience. His prior roles include positions at Merrill and Parametric Portfolio Associates. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm offers wealth advisory planning and investment consulting services across a wide client base, including individuals, pension plans, corporations, and government entities, delivering advice on a non-discretionary basis supported by extensive affiliate networks and municipal finance capabilities.

Carter Dammen is a financial advisor with Morgan Stanley in Denver, CO, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009, as well as having a long tenure with Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management is an investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and committee-driven return estimates.

Matt Frederick is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 2 years of industry experience. He has been with Wells Fargo Clearing since 2012. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Claire McKee is a Planning Consultant at Fidelity Investments, a position she has held since 2022. She has been with Fidelity Investments since 2019, gaining experience in various roles including Relationship Manager, Managed Accounts Support Specialist, Investment Solutions Representative, and Customer Relationship Advocate. Throughout her career, Claire has focused on educating and assisting clients in finding strategies to pursue their personal and unique goals. Her experience at Fidelity Investments spans several areas of client support and investment solutions, contributing to her comprehensive understanding of financial planning and client relationship management. Outside of her professional life, Claire's interests include cooking and baking, spending time at the lake, reading, and traveling.

Natalie Robbins is a financial advisor at Edward Jones with 19 years of industry experience. She has held her current position at Edward Jones since 2006 and holds Series 63 and Series 66 licenses. Robbins has co-ownership interests in rental property businesses but does not actively manage these operations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of account types. The firm manages approximately $1.01 trillion in assets and offers various advisory programs, investment strategies, and affiliated financial services through a large nationwide network of advisors and branch offices.