Dylan Ricord is a financial advisor at LPL Financial with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at CUSO Financial Services, Fidelity Investments, and Deseret First Credit Union, among other organizations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, employing a range of discretionary and non-discretionary strategies supported by advisor-facing technology.

Kyle Stanley is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing one year of industry experience. Prior to joining Morgan Stanley, he worked at Driven Investments and Northwestern Mutual. Outside of finance, he is involved with Diamond Fence Co, a construction and engineering business, where he provides outside sales support. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based planning process without offering individual security recommendations as part of standalone plans.

Evans Tackie Yarboi is a financial advisor with Morgan Stanley in Sandy, Utah, holding Series 63 and Series 66 licenses and eight years of industry experience. His career includes roles at Morgan Stanley since 2018, with prior experience at Alpine Securities, Solera (AutoPoint), and Thrivent Financial. Outside of finance, Yarboi is involved in youth soccer coaching and is a partner in Afrotribe LLC, a business focused on art and culture. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, emphasizing structured financial planning supported by firm-approved tools and modeling techniques.

Joshua Black is a financial advisor with LPL Financial and holds the Series 63 and Series 65 credentials. He has 19 years of industry experience and previously worked at Kestra Advisory, Woodbury Financial Services, and Securities America Advisors. Black is also the owner of Innovative Tax and Financial Solutions LLC, where he is involved in evaluating real estate properties. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice and account management conducted by registered investment advisers using a variety of investment strategies.

Brandon Atkinson is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 credentials and has 22 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and various financial services firms dating back to 2011. He is also involved in non-variable insurance brokerage. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth clients, retirement plans, banks, and corporate and charitable entities. The firm utilizes model-driven investment approaches developed internally or by third-party strategists and offers access to various asset managers and insurance products through affiliated entities.

Noah Ragan is a financial advisor at Morgan Stanley with 5 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Wells Fargo Bank, Fidelity Investments, and Morgan Stanley. Outside of his advisory role, he is involved in AI chatbot training through a technology contracting business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Dylan Moore is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. Prior to joining Cetera, he worked in the food service industry, including a role as a bartender at Outback Steakhouse. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and advisory services through a multi-manager platform featuring both affiliated and third-party investment options.

John Pferdner is a CFP® with 27 years of industry experience, currently advising at Raymond James & Associates. He previously spent 17 years with UBS Financial Services. Outside of financial services, he is engaged in drone landscape photography. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

John Dimpel Jr. is a financial advisor with Raymond James Financial in Salt Lake City, UT, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He previously worked at Merrill from 1995 to 2009 before joining Raymond James in 2009. Outside of his advisory work, he is the CEO of JJD & Associates Inc., a support company for his Raymond James business. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, and institutional investors. The firm provides tailored, non-discretionary investment consulting using risk profiling and analytical modeling, and supports municipal and public finance work through its affiliation with a municipal advisor.

Salvador Fernandez is a financial advisor at Morgan Stanley with eight years of industry experience. He has held positions at firms including Fidelity Brokerage Services, SoFi, and Wells Fargo Clearing Services. Outside of his advisory role, he manages a small rental business as a landlord. Morgan Stanley Wealth Management is a large SEC-registered adviser and broker-dealer serving both individual and institutional clients, offering financial planning and a variety of advisory programs supported by firm-approved tools and analyses.

Christopher Belote is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has four years of industry experience. His prior roles include positions at Edward Jones, Intercap Lending, and International Paper. He is an owner of Financial Fairways & Greens LLC, a support company, and a 35% owner of Williams, Snow and Belote, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools, and supports a broad network of advisors with programs that include municipal and public finance services.

Joey Johnstun is a financial advisor with LPL Financial based in Draper, UT. He holds Series 63 and Series 66 licenses and has 12 years of industry experience. Prior to joining LPL Financial in 2014, he was associated with Mountain America Credit Union starting in 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, and access to third-party asset management, supported by a network of over 22,800 advisors and a range of operational and research tools.

Randy Mangum is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 17 years of industry experience. Prior to joining Morgan Stanley in 2023, he spent nine years with E*TRADE Capital Management LLC. Outside of his advisory role, he is involved in property management as a rental property landlord. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services that include estate planning and broad investment solutions.

Franklin Etter II is a CFP® professional affiliated with Wells Fargo Clearing, with 22 years of experience in the financial services industry. He has held roles at Wells Fargo since 2016 and previously spent nearly a decade with Morgan Stanley in various capacities. Outside of his advisory work, he has partial ownership in a Utah-based company involved in land investment. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines internal research with third-party analytics to provide diversified investment solutions and supports various financial products through affiliated companies.

Madyson Smith is a Series 66 licensed financial advisor with nine years of industry experience. She has worked at Fidelity Brokerage Services LLC since 2016, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios developed using systematic methodologies and long-term asset allocation benchmarks.

Gregory Hicks is a financial advisor with Cambridge Investment Research Advisors based in Murray, Utah. He holds Series 63 and Series 65 licenses and has 18 years of industry experience. His prior work includes roles at Duncan Financial Planning Advisors, Vertical Capital Asset Management, and Ameriprise Advisor Services. Outside of his advisory work, he owns a dog boarding business. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and provides access to third-party advisers and proprietary model strategies.

Lillian Leo is a financial advisor at Fidelity with 26 years of industry experience. She holds the Series 66 and Series 63 designations. Her previous roles include positions at Triad Advisors and Diversified Investors Securities Corp. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Ahmed Elsayed is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including SoFi Wealth, Bank of America, Merrill, and Wells Fargo Advisors. Outside of his advisory role, he works as a Lyft driver. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning supported by firm-approved tools and methodologies, with approximately $2.74 trillion in client assets under management.

Shad Evans is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with Kestra Financial Services, Kestra Investment Services, and Mass Mutual Investors Services. Outside of his advisory role, he is involved in non-variable insurance activities and operates a brokerage general agent contract through The Insurance Box. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, with an emphasis on both discretionary and non-discretionary strategies supported by proprietary research and technology tools.

Jeffrey Roskelley is a financial advisor with LPL Financial in South Jordan, UT, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has been with LPL Financial since 2011 and previously worked at Equitable Advisors from 2005 to 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced technology and a broad network of over 22,800 advisors.