Michael Kundinger is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds the Series 66 designation and has previously worked at U.S. Bancorp Investments, Inc. and Morgan Stanley in various roles. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jennifer Mcdermott is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2004 to 2017 before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves individuals and institutional clients with a variety of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and analytical tools, providing advisory services without individual security recommendations as part of its standalone programs.

Kirsten Richards is a Series 66-licensed financial advisor with 17 years of industry experience. She is currently with Morgan Stanley, where she has worked since 2024 and previously from 2017 to 2019. Her prior roles include several years at Wells Fargo Advisors and Wells Fargo Clearing. Richards is also the sole proprietor of K Arcilesi LLC, an investment-related business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Luke Harkness is a financial advisor at Fidelity with Series 63 and Series 65 credentials and one year of industry experience. His prior experience includes a role at Morgan Stanley. He has also held a student government position at the University of Utah ASUU. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients as well as registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Weston Curtis is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, he held roles in pest control, construction, and community organizations, including the Church of Jesus Christ of Latter-day Saints. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Todd Kice is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has been with various Fidelity divisions since 2011, including Fidelity Personal and Workplace Advisors since 2018. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios consisting of mutual funds, ETFs, and ETPs.

Christopher Martinson is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at the Utah Higher Education Assistance Authority, Western Governors University, and the State of Utah. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage multi-manager and fund-of-funds structures.

Cully Hendricks is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, he held positions at several companies including BambooHR and Smile Direct Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a wide range of clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds for both retail and institutional investors.

Charles Inman Jr. is a financial advisor with Raymond James & Associates holding a Series 66 designation and has two years of industry experience. His prior work experience includes positions at Mizuho Bank Ltd and the National Futures Association. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Brady Cowley is a Planning Consultant at Fidelity Investments. In this role, he provides guidance on budgeting, investing, and wealth planning tailored to meet the unique needs and aspirations of his clients, aiming to help them achieve financial security and prosperity. Prior to becoming a Planning Consultant in 2025, Brady held several positions within Fidelity Investments, including Investment Solutions Representative I through III from 2023 to 2025, and roles focused on high net worth clients from 2022 to 2023. He also has experience as a Customer Relationship Advocate at Fidelity Investments from 2021 to 2022. Brady holds insurance licenses in Arkansas and California. Outside of his professional work, Brady engages in activities such as football, social events with friends, hiking, music, and scuba diving.

Jason Gray is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked across multiple Fidelity affiliates since 2007. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its role advising registered investment companies and delivering model portfolios to intermediary platforms.

Kelly Johnston is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 designations. She serves on the board of Utah Women's Athletics, a nonprofit sports organization in Salt Lake City. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction in developing model portfolios.

Garek Johnson is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has been with Fidelity since 2012. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, with a focus on systematic methodologies and long-term asset allocation.

Cayden Smith is a Financial Advisor with Merrill Lynch Wealth Management, serving clients as a Merrill Financial Solutions Advisor. He focuses on understanding clients' financial priorities to help develop strategies that address short-, mid-, and long-term goals. Cayden collaborates closely with clients to provide guidance in areas such as investing, retirement planning, and saving for unexpected events. Additionally, he connects clients with specialists in banking, credit, home financing, and small business solutions offered by Bank of America. He brings expertise in managing complex financial demands, including home purchasing, college savings, elder care, and healthcare preparation. Cayden works one-on-one with clients to define their financial goals and tailor portfolio strategies accordingly. As clients' situations evolve, he offers ongoing advice and adjusts strategies to align with changing needs. Cayden holds a Bachelor's Degree from the University of Utah and the Personal Investment Advisor (PIA) designation.

Braun Bullock is a Financial Consultant at Fidelity Investments. He has been with Fidelity since 2015, progressing through roles including Financial Representative, High Net Worth Financial Representative, Investments Solutions Representative, Investment Consultant, and Planning Consultant before his current position. He holds certifications as a Certified Financial Planner™ and possesses insurance licenses in Arkansas and California. Braun focuses on understanding each client's unique financial situation to develop tailored investment plans. Outside of his professional work, Braun's personal interests include fitness, movies, music, parenthood, and theater.

Nicholas Lacoille is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at PepsiCo and held various roles in retail and service industries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Whitney Charles is a financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones, Whitney operated a photography business for eight years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Adrian Badillo Bautista is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations and has prior work experience at Wells Fargo, Amazon, FedEx, and Tooele County School District. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its registration as a commodity pool operator, advisory role to multiple registered investment companies, and use of algorithmic methods and AI in its research.

Aaron Massey is a financial advisor with Wells Fargo Clearing in Provo, UT, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joshua Liljenquist is a CFP®-certified financial advisor with 19 years of industry experience, currently affiliated with Raymond James Financial. He has worked at First Western Advisors and Raymond James Financial Services Advisors, INC. for seven years. His role includes meeting with clients to define long-term investment goals and managing client assets. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm utilizes analytical tools and risk profiling to tailor non-discretionary planning and supports municipal and public-finance work through a unique municipal advisor affiliation.