L Ross is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill and Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Aitken is a financial advisor at Cetera with 14 years of industry experience. He has previously worked at JP Morgan Chase Bank and J.P. Morgan Securities. Aitken is involved in charitable work as a member of Executive Counsel 70, helping to organize and coordinate fundraising events throughout the year. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management through a multi-manager platform that integrates affiliated and third-party strategies across various program structures and custodial relationships.

Darien Romero is a financial advisor at Edward Jones with four years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley, J.P. Morgan Securities LLC, and Equitable Advisors LLC. Outside of his advisory role, Romero is the sole proprietor of Visibility LLC, a technology and consulting business based in Chandler, Arizona. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Tyler Kucera is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Edward Jones since 2008. He is based in Tempe, AZ. Outside of his advisory role, he owns rental property in Scottsdale, AZ. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,000 advisors, offering discretionary and non-discretionary investment strategies under a fiduciary standard.

Gavin Christensen is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and has held previous roles at Silo, Ensign Group, Moreton & Co, and WCF Insurance. He is also a cofounder and partial owner of Allstrokes Golf Club, a business in Eagle, Idaho, though he is not involved in its day-to-day operations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Erin Smith is a financial advisor at Edward Jones in Tempe, AZ, with four years of industry experience. She holds a Series 66 credential and has previously worked at American Family Insurance and ETRAILER CORP. Outside of her advisory role, she engages in online resale through PoshMark and has done freelance social media marketing. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and has a large nationwide network of financial advisors and branch offices.

David Murset is a financial advisor with Edward Jones in Mesa, AZ, holding Series 63 and Series 66 credentials and possessing 26 years of industry experience. He has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices, offering a range of advisory programs and investment options under a fiduciary standard.

Jairo Giraldo is a CFA® charterholder with 18 years of industry experience. He has worked at Edward Jones in various roles since 2004, including at Edward Jones Trust Company from 2018 to 2025. Giraldo is currently based in Mesa, AZ. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Frank Guerrero is a financial advisor at Wells Fargo Advisors with eight years of industry experience. He holds a Series 66 designation and previously worked at Merrill, Bank of America, and Wells Fargo Clearing Services. Outside of financial advising, he owns Islands Poolcare, LLC, a non-investment-related business in Gilbert, AZ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and special-needs planning, using Wells Fargo research and tools to develop tailored recommendations.

Susan Gallant is a financial advisor with LPL Financial in Mesa, AZ, holding Series 63 and Series 65 licenses and 24 years of industry experience. Her prior work includes roles at VALIC Financial Advisors, Agia, and OSAIC Wealth, Inc. She is also involved with Agia as an agent for non-securities insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

Gulbano Ali is a financial advisor at Merrill with a Series 66 license and two years of industry experience. Prior to joining Merrill in 2022, she worked at Lyft from 2020 to 2022 and is currently also affiliated with Bank of America, N.A. She owns a rental property business managed by her husband. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Bueno is a financial advisor with Merrill in Chandler, AZ, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior positions include roles at Bank of America N.A., Robinhood Financial, Charles Schwab & Co., and The Vanguard Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Goode is a Series 66 licensed financial advisor with nine years of experience, currently practicing at Edward Jones in Tempe, AZ. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a variety of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Michael Buco is a financial advisor with Merrill based in Chandler, AZ, holding Series 63, Series 65, and Series 66 licenses and bringing 28 years of industry experience. He has been with Bank of America since 2015 and Merrill Lynch since 2014. Outside of his advisory role, he is the owner of a rental property business in Providence, Rhode Island. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hunter Schramm is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2024, he worked at Bank of America, N.A., and held various roles outside the financial industry, including positions at Red Robin and the Jewish Community Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maddox Vanmeurs is a financial advisor at Morgan Stanley with a Series 66 designation and one year of experience at the firm. Prior to joining Morgan Stanley, Vanmeurs worked in various roles in education and fitness from 2009 to 2026. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Justin Cook is a financial advisor at Edward Jones in Chandler, AZ, holding a Series 66 designation with eight years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated investment products, operating under a fiduciary standard.

Isaac Deedon is a financial advisor with Morgan Stanley in Tempe, AZ, holding Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Morgan Stanley, he worked in retail positions at Home Depot and Dick's Sporting Goods. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved methodologies and modeling tools.

Manuel Torrado is a financial advisor at LPL Financial with 20 years of industry experience and holds Series 63 and Series 65 credentials. His prior work includes roles at CUSO Financial Services, CUNA Mutual Group, Wells Fargo, and Bankers Life Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, with access to model portfolios, third-party subadvisors, and LPL Research.

Laura Bones is a financial advisor with Morgan Stanley in Tempe, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. Her prior roles include positions at Robinhood Markets, The Vanguard Group, and South State Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.