Drew Kubicki is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Charles Schwab & Co., Inc., SES Inc., Seia LLC, and Postmates. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Jones is a financial advisor with Raymond James Financial Services Advisors, Inc. in Phoenix, AZ. He holds Series 63 and Series 65 designations and has 33 years of industry experience. Prior to his current roles, he worked at LPL Financial and Wells Fargo Investments, among other firms. He is also associated with Desert Financial Credit Union and Desert Financial Wealth Management as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored planning and consulting using analytical tools and supports advisory programs as well as institutional portfolio management.

Stephen Valverde is a financial advisor with Vanguard Advisers, holding a Series 66 designation and currently based in Scottsdale, AZ. He has one year of industry experience, including roles at Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation. Prior to this, he worked at U.S. Bank and The PNC Financial Services Group. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of advisors managing a substantial number of client relationships.

Jake Strachan is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ. He holds Series 65 and Series 63 licenses and has been working in the industry since 2024, including roles at Bankers Life and MassMutual Life Insurance Company. Outside of his advisory work, he has experience with small business ventures such as Windows By Jake and Pinnacle Seeds. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative financial planning engagements using firm-approved software and a range of investment programs.

Benjamin Klingler is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 66 designation and has previously worked at Schmidt Westergard & Co, PLLC and Stoker Ostler Wealth Advisors. Klingler is based in Scottsdale, AZ. Vanguard Advisers offers automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, incorporating tax-aware features and customization options.

Mikayla Morgan is a financial advisor at Robert W. Baird & Co. with seven years of industry experience. She holds Series 66 and Series 63 credentials and has worked at several firms including Creative Planning, Lockton Financial Advisors, and Charles Schwab. Morgan is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate and business clients, pensions, and charitable organizations. The firm offers a wide range of services including financial planning, portfolio management, and separately managed account programs, supported by internal research and a blend of discretionary and model-based investment strategies.

Keith Gardner is a financial advisor with Vanguard Advisers holding a Series 66 credential and one year of industry experience. His prior work includes roles at Nuvei Technologies and Tsys. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and constructs portfolios mainly from Vanguard funds and ETFs.

Eric Lauterbach is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Vanguard Advisers since 2021. Outside of his advisory role, he is also a musician, creating, performing, and promoting music in his spare time. Vanguard Advisers provides automated and human-supported investment advice to retail investors and qualified retirement plan participants, employing a goal-based, algorithm-driven approach that utilizes proprietary models and primarily Vanguard funds and ETFs. The firm manages a large scale of client relationships through both digital platforms and a team servicing model.

Quin Kochman is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard entities since 2017. His prior experience includes roles at Associated Students Inc. and California State University San Bernardino. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Walker Lowes is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and five years of industry experience. He previously worked at JPMorgan Chase Bank NA and J.P. Morgan Securities from 2021 to the present. Outside of his advisory role, Lowes is a silent partner in two automotive businesses focused on manufacturing, repair, and maintenance. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program emphasizing written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative screens and qualitative research, and it maintains broader derivatives and commodities capabilities compared with many institutional advisors.

Nathan Stevens is a financial advisor at Morgan Stanley in Tempe, AZ, holding Series 63 and Series 66 licenses with three years of industry experience. His prior roles include positions at JPMorgan Chase Bank, JPMorgan Securities, and Triple Crown Consulting. Morgan Stanley Wealth Management offers a range of advisory services to individuals and institutions, providing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers planning services both directly and through corporate financial planning agreements.

Wednesday Carsillo is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and possessing 17 years of industry experience. She has worked at Vanguard since 2014 and also serves as a member and officer of Rover Enterprises LLC, an online veterinary supplier serving vet clinics. Additionally, she has experience in tax preparation from her time at H&R Block. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a broad range of customizable portfolios constructed mainly from Vanguard funds and ETFs.

Stephen George is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2017 and has worked at Vanguard Advisers since 2020. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through a digital delivery model.

Cooper Johnson is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Scottsdale, AZ. Johnson has been with Vanguard Advisers and affiliated Vanguard entities since 2026. Prior to this, Johnson held positions at several organizations including Scuttlebutt Brewing Company and Columbia Distributing. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm combines a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various customization options and serving a large client base through its digital platform and extensive advisor team.

Thomas Tenney is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. He holds the CFP® and CFA® designations and previously worked at UBS Financial Services for 16 years. Outside of his advisory role, he manages several rental property investments. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services using Wells Fargo research and planning tools. The firm offers a broad range of planning options tailored to clients who meet specific net-worth criteria.

Quentin Mclachlan is a Planning Consultant at Fidelity Investments, a position he has held since 2024. In his role, he works closely with clients and their families to understand their unique personal and financial goals. Quentin collaborates with clients to develop tailored financial plans aimed at helping them achieve their aspirations. Quentin emphasizes building relationships based on honesty and integrity. His focus is on empowering clients throughout their financial journey by providing guidance and support aligned with their objectives.

Kevin Guinan is a financial advisor at J.P. Morgan Securities with 23 years of industry experience and holds a Series 66 designation. He has been with J.P. Morgan Securities since 2012 and also has ownership interests in several non-investment business ventures, including holding companies for real estate assets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory approach combines quantitative and qualitative research with forward-looking capital market assumptions and includes specialized regulatory registrations reflecting broader derivatives and commodities capabilities.

Theresa Ann Hanson is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked at The Vanguard Group since 2008 and also serves at the Maricopa County Attorney's Office. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Lloyd Strode is a CFP®-certified financial advisor with 13 years of industry experience. He is currently affiliated with Cetera and has held positions at several entities including Strode Private Wealth, Strode Financial LLC, and North Star Consultants, Inc. Outside of financial services, he serves as Chairperson for the allied members of the Arizona Veterinary Medicine Association and is a part-owner of a golf course. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and consulting services and provides access to both affiliated and unaffiliated third-party managers across multiple program structures.

John Vipond is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Securities America, Inc. since 2000 before joining OSAIC. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, incorporating tools such as risk-tolerance questionnaires and efficient frontier analysis.