Theresa Powers is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 63 designation and 42 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Manuel Laguer is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 1998. Additionally, he has maintained a long-term affiliation with the University of New York at Buffalo. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Steven Steinbruegge is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Renaissance Financial and Minnesota Life Insurance Company. He is also involved in entrepreneurial activities as an owner and member of several LLCs outside of his advisory role. Cetera Investment Advisers LLC serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment program options and manages over $256 billion in assets through a network of more than 10,000 advisors.

Aidan Mosher is a financial advisor with Raymond James Financial in Phoenix, AZ, holding a Series 66 designation and beginning his industry career in 2025. He has experience working at several financial firms and educational institutions, including Desert Financial Credit Union and Baylor University. Mosher also serves as an investment consultant at Desert Financial Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofits. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, while also maintaining specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Scott Macdonald is a Series 66-licensed financial advisor with UBS Financial Services in Phoenix, AZ, where he has worked for 15 years. He has 18 years of industry experience. Macdonald serves on the boards of The V Foundation for Cancer Research and Catholic Charities, contributing to fundraising efforts for cancer research and community aid. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory services, combining institutional trading capabilities with wealth management offerings. The firm employs proprietary research and model-based asset allocations to tailor investment strategies to clients’ goals and risk tolerances.

Karen Sinovic is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 63 designation and over 53 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as co-trustee of her son's trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Joshua Watson is a financial advisor with J.P. Morgan Securities based in Surprise, AZ. He holds Series 63 and Series 66 designations and has 16 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Ameriprise Financial Services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering non-discretionary advice that combines quantitative asset-allocation modeling with centralized due diligence. The firm integrates an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Brian Robinson is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he works directly with clients to develop strategies aimed at achieving their short-, mid-, and long-term financial goals. He provides guidance on a broad range of financial topics including investing, retirement planning, and saving for unexpected events. Additionally, he offers access to Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Brian’s expertise lies in helping clients manage the complexities of their financial priorities, whether that involves buying a home, saving for college, caring for elderly parents, or preparing for healthcare needs. He partners with clients to define their goals and tailor portfolio strategies accordingly, providing ongoing advice and adjusting plans as clients’ situations evolve. Brian holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned a bachelor’s degree from the University of California system.

Nicolas Castaneda is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in comprehensive wealth management strategies tailored to meet the financial goals of individuals, families, and small business owners. His approach involves understanding clients' full financial situations and creating customized plans that adapt to changing needs and market conditions. Nicolas provides clients with access to the investment insights of Merrill and the banking and lending solutions of Bank of America. With over 25 years of experience, Nicolas focuses on areas including college education planning, divorce transition planning, employee benefits, family wealth management, LGBT wealth planning, portfolio management, special needs planning, women and wealth, sports and entertainment, and retirement income. He has extensive knowledge in real estate and supports athletes, small businesses, hotel owners, and commercial real estate clients. Nicolas holds a Personal Investment Advisor (PIA) designation and earned a Master's Degree from Grand Canyon University and a Bachelor's Degree from Arizona State University. Nicolas actively participates in his community, volunteering with local organizations. His personal interests include basketball, ice skating, music, and soccer. He works one-on-one with clients to develop personalized financial strategies designed to help pursue their long-term goals.

Marcus Luckeneder is a financial advisor with LPL Financial in Peoria, AZ, holding a Series 66 credential and 13 years of industry experience. He previously worked for Lincoln Financial Advisors from 2015 to 2023. Outside of advisory services, he is involved in product design and manufacturing with a home-based business called Profile 12. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, supported by research from LPL Research and third-party subadvisors.

Christina Ammon is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and totaling 29 years of industry experience. Her prior roles include a 25-year tenure at Merrill followed by positions at USAA Investment Services and Apex. She has maintained an insurance agent license since 1983, although she has not conducted sales or been affiliated with an insurance company for approximately three decades. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services. The firm offers both non-discretionary and discretionary investment management, combining multi-asset model portfolios with alternative investment due diligence and integrated custody and brokerage capabilities.

Jessica Duncan is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. She has previously worked at JPMorgan Chase Bank and J.P. Morgan Securities LLC and is the owner and operator of an e-commerce business selling houseplants on Etsy. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Christopher Lapaglia is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Scott Given is a Series 66-licensed financial advisor with Charles Schwab in Phoenix, AZ, and has 15 years of industry experience. He has served with Charles Schwab and Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by Schwab Center for Financial Research due diligence.

Paul Przewozniak is a Financial Consultant currently working at Fidelity Investments since 2020. He has held several roles at Fidelity, including Investment Consultant and Relationship Manager, and previously served as a Financial Advisor at Edward Jones from 2014 to 2016. His professional experience centers on partnering with individuals and families to define and construct financial plans. Paul holds a California Insurance License, supporting his work in the financial services industry. His approach emphasizes collaboration and education to assist clients in planning for significant financial moments.

Aaron Tanner is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Northwestern Mutual in various investment and wealth management roles from 2004 to 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and institutions nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and technology-driven approaches.

Kyle Mendoza is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo and Target in various roles. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its integrated wealth management programs. The firm’s approach includes non-discretionary client relationships supplemented by access to affiliated discretionary separately managed accounts and a formal alternative investment platform.

Nicholas Miller is a financial advisor at Osaic with 21 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior roles include positions at Principal Securities, Principal Life Insurance, and Waddell & Reed. Osaic Wealth, Inc. serves a diverse range of clients including individual investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm offers integrated brokerage and investment advisory services, utilizing various asset-allocation tools and third-party platforms to manage portfolios across multiple asset classes.

Adrian Puentes is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab and Morgan Stanley during his career. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and alternative investments within a large, integrated operational structure.

Serge Lazar is a Planning Consultant at Fidelity Investments, where he has been employed since 2021. In his role, he assists clients with various financial needs by evaluating their current financial status, understanding their goals, creating investment plans aligned with those goals, and educating clients on Fidelity's principles of investing. Serge's professional experience centers around financial planning and client education within the investment sector. Outside of his professional work, he has personal interests that include camping, cooking and baking, movies, reading, soccer, and traveling.