Joel Cortese is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing four years of industry experience. His background includes roles at Charles Schwab Bank, Charles Schwab & Co., Retail Merchandising Services, and time as a student at Grand Canyon University. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by extensive research and centralized operations.

Patrick Howley is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and six years of industry experience. He has been with Vanguard Advisers since 2024 and also works with Vanguard Marketing Corporation and The Vanguard Group, Inc. Since 2001, he has owned The Howley Group, LLC, providing consulting services to non-profits on marketing and market research projects as well as automated traffic enforcement. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach to personalized asset allocation, primarily employing Vanguard funds and ETFs, and supports a large client base through a high client-per-advisor ratio enabled by its automated platform.

Kheilla Ndayikeza is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds the Series 66 designation and has worked previously at Wells Fargo Bank and Grubhub. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s program emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Nicholas Guzzardo is a Series 66-licensed financial advisor at Wells Fargo Clearing with 10 years of industry experience. He has been with Wells Fargo since 2016. Outside of his advisory role, he works as a hunting guide with the Arizona Game and Fish Department. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Matthew Glover is a financial advisor with Vanguard Advisers, holding a Series 66 designation and one year of industry experience. His prior work experience includes roles at Wells Fargo and Charles Schwab. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various customization options.

Sara Mullen is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and 9 years of industry experience. She has worked at Vanguard since 2016 across multiple affiliates and has prior experience at Grand Canyon University and Northern Arizona University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Valerie Borin is a financial advisor at Vanguard Advisers with three years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously with Cardinal Financial Company, American Financial Network, and Preferred Financial Group. Outside of financial advising, she is an independent real estate broker contracted with Berkshire Hathaway, operating on a referral basis. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Daniel Young is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ. He holds Series 63 and Series 66 designations and has 37 years of industry experience. His prior experience includes eight years at A. G. Edwards & Sons, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Rockwell Nierenberg is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Charles Schwab, he worked at Cetera Investment Services LLC and has a background that includes roles outside the financial industry and periods of full-time education. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Stephanie Kung is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She has been with The Vanguard Group, Inc. since 2013 and has been self-employed in arts and crafts since 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, offering goal-based, algorithm-driven asset allocation primarily through Vanguard funds and ETFs. The firm is notable for its scale, managing hundreds of thousands of client relationships through a combination of automated platforms and a large advisor team.

Christopher Watkins is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 66 designation and is based in Scottsdale, AZ. Outside of his advisory role, he is involved in film production as the owner of Clutch Entertainment, LLC and Catapult Entertainment Group, LLC, and also works as a server at Paul Martin's American Grill. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and a team servicing model.

Kyle Stringer is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and three years of industry experience. His work history includes roles at J.P. Morgan Securities LLC since 2022 and prior experience with Securian Financial Services Inc and other firms. He has also been involved in restaurant businesses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting supported by a centralized due diligence process.

Joseph Zangri is a financial advisor at Vanguard Advisers with a Series 66 designation and three years of industry experience. His prior work includes roles at The Vanguard Group, Vanguard Marketing Corporation, and Potbelly Corporation. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios constructed largely from Vanguard funds and ETFs.

Dillon Cage is a financial advisor at Fidelity with Series 66 credentials and one year of industry experience. He previously worked at FedEx Office and operated his own business before joining Fidelity. Outside of advisory work, he has served as an NFL doping control officer, a role he continues to support on weekends. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IR-qualified Charitable Gift Funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and serves in advisory roles uncommon among large institutional peers.

Scott McKeever is a Financial Consultant currently working at Fidelity Investments since 2020. He has 10 years of experience in the financial services industry, including previous work as a Financial Planner at Northwestern Mutual from 2015 to 2020. Scott focuses on comprehensive planning, investment analysis, and providing ongoing guidance and support to clients and their families to improve their financial wellness. His approach centers on helping clients develop and maintain peace of mind by establishing a trusting advisory relationship. Outside of his professional role, Scott has personal interests that include beach activities, cooking and baking, fitness, football, golf, and horseback riding.

Jeremy Schoenhoft is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has held roles at Charles Schwab & Co., Inc. since 2008 and Charles Schwab Bank since 2020. Outside of his advisory work, he is a silent partner and investor in Rosho LLC, an internet services business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by a multi-asset allocation approach and a centralized operational structure.

Madison Ortmeyer is a financial advisor with Charles Schwab in Scottsdale, AZ, holding a Series 66 designation and two years of industry experience. Prior to joining Schwab, Madison spent four years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that combines non-discretionary advisory recommendations with access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Jake Desiderio is a financial advisor at Wells Fargo Advisors with Series 63 and Series 65 licenses and approximately one year of industry experience. His prior roles include positions at Cetera Wealth Services, Renaissance Financial, and several other financial and non-financial firms. Outside of advising, he has worked with Frosty Tops, LLC (Little O's), indicating involvement in entrepreneurial activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet specific net-worth thresholds, utilizing proprietary research and tools to develop customized recommendations.

Christine Sorensen is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and with 10 years of industry experience. She has been with Charles Schwab since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios and centralized operational infrastructure.

Edward Plotkin is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 65 and Series 63 licenses and 25 years of industry experience. His career includes roles at Raymond James since 2018, as well as prior positions at BOK Financial Securities, Zions Capital Advisors, Midfirst Bank, UBS Financial Services, and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and governmental entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.