Michael Mcmullin is a financial advisor at Lido with seven years of industry experience and holds a Series 66 designation. His prior work includes roles at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. Lido serves a diverse client base including high-net-worth individuals, family offices, and institutional investors, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with a focus on tactical and defined-risk option strategies and maintains active roles as a sub-adviser and investment company advisor.

Arya Naim is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 12 years of industry experience. Prior to joining Citigroup in 2025, Arya worked at Morgan Stanley and Morgan Stanley Private Bank for a combined 10 years. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and leverages internal oversight and large-scale institutional resources to deliver customized solutions.

Sarah Woodward is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds a Series 66 designation and has worked at Citigroup since 2018. Prior to joining Citigroup, she was employed at Potomac Government Relations and has held academic positions at the University of Southern California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and execution services, and provides tailored discretionary solutions for high-net-worth clients.

Ryan Caldwell is a CFP® professional with 17 years of industry experience. He has worked at EP Wealth Advisors since 2024 and previously spent 16 years at R.E. Wacker Associates, Inc. in Torrance, CA. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients, utilizing customized model portfolios and various investment strategies.

Justin Cho is a CFP® professional with seven years of experience in the financial advisory industry. He currently serves at Lido Advisors, LLC and previously worked at LPL Financial, CFG Wealth Management, and the Social Policy Institute. Lido advises a diverse client base including high-net-worth individuals, family offices, and institutional entities, providing investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with a broad asset allocation and distinctive options-based strategies, and it operates with a notable sub-advisory role in exchange-traded funds alongside extensive affiliated capabilities.

Michael Arteaga is a financial advisor at Mariner with seven years of industry experience. He holds a Series 66 designation and has previously worked at ICONIQ Capital, AdvicePeriod, and Merrill Lynch. Arteaga has also been affiliated with the University of San Francisco during his career. Mariner serves a diverse client base including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm employs discretionary, customized portfolios supported by both in-house research and third-party managers, along with integrated tax and accounting services and unique operational capabilities such as administrative CFO services and a financial wellness platform for employers.

Robert Cecil is a CFP® with 15 years of industry experience, currently with Focus Partners Wealth, LLC since 2025. His prior roles include six years at Churchill Management Group and three years at TIAA-CREF. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, corporate, and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Lucas Kulma is a CFP® and CFA® credentialed advisor at Focus Partners Wealth, LLC with nine years of industry experience. His prior roles include positions at The Colony Group, HoyleCohen, Moneta Group Investment Advisors, LLC, Kayne Anderson Rudnick Investment Management, LLC, and LourdMurray. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that integrates active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Chase Payne is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and bringing nine years of industry experience. He previously worked at Wells Fargo Clearing, Golden State Wealth Management, LLC, and LPL Financial. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, providing both discretionary and non-discretionary strategies that include exposure to alternative and digital-asset products.

Kayla Cross is a financial advisor at Lido with seven years of industry experience. She holds the Series 66 designation and has worked previously at Madrid Retirement Advisors and LPL Financial. Outside of finance, she has experience at UC Irvine Housing and was involved with Sushi Bear. Lido serves a diverse client base, including high-net-worth individuals, family offices, charitable organizations, and pension plans, offering investment management, financial planning, family office services, and related trust, tax, insurance, and brokerage services. The firm employs an integrated wealth-management model with tactical and defined-risk option strategies and holds a notable role as a sub-adviser to investment funds.

Merrell Siegel is a financial advisor at Oppenheimer with 44 years of industry experience. He has been with Oppenheimer since 2005 and previously worked at Morgan Stanley DW Inc. for 22 years. He holds Series 63 and Series 65 licenses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a variety of investment and consulting services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

Tan Doan is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the ChFC® designation along with Series 63 and 66 licenses. His prior work includes roles at City National Bank and Wells Fargo. Outside of his advisory work, Tan Doan is the owner and landlord of a single-family rental property in Oxnard, California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and pricing capabilities while providing solutions for high-net-worth and ultra-high-net-worth clients.

Roberto Morales Jr. is a financial advisor at D.A. Davidson & Co. with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with D.A. Davidson since 2013. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, wrap fee programs, equity research, and comprehensive financial planning, operating under fiduciary standards for both advisory and retirement accounts.

Prabhjot Sekhon is a CFA® charterholder and holds a Series 65 license with two years of industry experience. He is currently with Lido Advisors, LLC, having joined the firm in 2026. Prior to this, he spent four years at Freestone Capital Management, LLC and several years involved with Sekhon Franchise Development. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts and estates, charitable organizations, corporations, and pension and profit-sharing plans. The firm employs an integrated wealth-management approach balancing various asset classes and implements strategies through discretionary and non-discretionary accounts, sub-advisers, and private funds, while maintaining active roles in sub-advisory and investment-company management.

Matthew Sullivan is a CFA® charterholder with 15 years of experience in the financial services industry. He is currently with Citigroup Global Markets Inc., where he has held various roles since 2018, and previously worked at Deutsche Bank Securities Inc. from 2016 to 2018. Citigroup Global Markets Inc. serves individual and institutional clients across several wealth segments, offering a range of investment advisory programs and execution services. The firm combines large institutional scale with distinctive market roles, including in-house research and security pricing, and provides bespoke discretionary solutions for high-net-worth clients.

Linda Ginder is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2018. Prior to joining EP Wealth Advisors, she worked at SFMG Wealth Advisors from 2016 to 2018. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, employing a customized investment approach that combines fundamental, technical, and cyclical analysis.

Michael Kruse is a CFP® professional with experience spanning multiple firms including Aspiriant, Hightower, and Transcend Wealth. He has worked in the financial advisory field since at least 2014 and joined Sequoia Financial Group, L.L.C. in 2025. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Nathan Larsen is a CFA® charterholder with one year of industry experience. He is currently an advisor at EP Wealth Advisors, where he has worked since 2025. Prior to this, he spent eight years at Executive Wealth Management. EP Wealth Advisors is a registered investment adviser that serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, utilizing customized model portfolios and a range of investment strategies.

Robert Thomas is a Series 66-credentialed financial advisor with 14 years of industry experience. He has been with GWN Securities Inc. since 2016. In addition to his advisory role, he works as an independent agent placing fixed annuities and insurance products aimed at providing guaranteed benefits to suitable clients. GWN Securities provides investment advisory and related services to individual and corporate clients through a variety of managed account programs and financial planning services. The firm employs a mix of sub-advisers and model-based allocations, incorporating tactical trading strategies in certain legacy programs.

Alek Christensen is a financial advisor at Lido with five years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, E*Trade Securities, and Morgan Stanley. Lido advises a diverse client base, including high-net-worth individuals, family offices, and institutional investors, offering integrated wealth management with a focus on balanced asset allocation and tactical option strategies. The firm also serves as a sub-adviser to investment funds and provides extensive affiliated services such as trust, tax, and insurance solutions.