Aaron Henry is a financial advisor with LPL Financial, holding Series 66, Series 63, and Series 65 licenses and 15 years of industry experience. His prior positions include roles at BMO, Wells Fargo Bank, Arden Trust Company, and Union Bank. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management supported by in-house and third-party research.

James Mercier is a financial advisor with Ameriprise in Long Beach, CA, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations. The firm serves clients through a centralized consulting team and emphasizes use of Ameriprise-managed accounts and affiliated products.

Edwin Sanchez is a financial advisor with Morgan Stanley in Los Angeles, CA, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including the use of economic models and simulations, to support its advisory services.

Ronald Sosa is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 credential and one year of industry experience. His prior roles include positions at Lenox Advisors, Inc., MassMutual Life Insurance Co, and MML Investors Services, LLC. Outside of advising, he is also an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, offering collaborative, annual planning engagements that utilize firm-approved tools to analyze client goals and deliver written recommendations.

Hong Taing is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Gregory Alle is a Financial Advisor with Merrill Lynch Wealth Management, bringing over seven years of experience in the financial services industry. He holds a Bachelor of Arts degree in Business Management Economics from the University of California at Santa Cruz. As a CERTIFIED FINANCIAL PLANNER® professional, he provides personalized and custom financial advice, planning, and strategies tailored to clients' short- and long-term financial objectives. Prior to his advisory role, Gregory worked in financial operations alongside High-Net-Worth and Ultra-High-Net-Worth clients, gaining a ground-level understanding of wealth management. His expertise includes college education planning, personal retirement planning, small business strategies, individual and corporate investment strategies, tax minimization, and retirement income. He focuses on bringing clarity to complex financial decisions to help clients proceed with confidence. Gregory is actively involved in his community through the Sierra Madre Community Foundation and the Sierra Madre Rotary Club. His personal interests include hiking, running, and tennis.

Gina Welch is a financial advisor with Wells Fargo Advisors holding a Series 66 designation and 17 years of industry experience. She has been associated with various Wells Fargo entities since 2013 and currently works with Wells Fargo Advisors Financial Network. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services that include cash-flow, retirement, education, and niche areas such as business-owner transition and special-needs planning.

James Dumbeck is a CFP® professional with 29 years of experience in the financial services industry. He has worked at LPL Financial since 2021 and held prior roles at Waddell and Reed and various insurance carriers. He also served as a college instructor at Santiago Canyon College and Orange Coast College for 13 years. Dumbeck is a partner at Wavelength Insurance Consulting, Inc., a non-variable insurance firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios, third-party research, and advanced technologies.

Mary Rilloraza is a financial advisor with Primerica Advisors in Glendora, CA, holding Series 63 and Series 65 licenses and having 39 years of industry experience. She has been with Primerica Advisors since 1985 and Primerica Financial Services since 1991. Outside of her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm focuses on curated third-party asset managers and uses a tiered wrap-fee structure.

Robert Bruechert is a financial advisor with Mass Mutual Investors Services in Brea, CA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 43 years of industry experience, including over 40 years at MML Investors Services, Inc. Additionally, he owns and operates Bruechert Ins Agency Inc., where he sells life and health insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, ongoing planning relationships using firm-approved analytical tools and offers a range of planning programs including estate and employer-sponsored planning.

Kerry Moy is a financial advisor with LPL Financial based in Los Angeles, CA, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. Prior to joining LPL Financial in 2025, Moy worked at Western International Securities, Inc. for six years and Morgan Stanley for seven years. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers comprehensive financial planning and advisory programs supported by model portfolios, third-party subadvisors, and advanced technologies.

Matthew Terrones is a financial advisor at Edward Jones in Orange, CA, with 13 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions with approximately $1.01 trillion in assets under management, supported by a large nationwide network of financial advisors and branch offices.

Trevor Johnson is a financial advisor with LPL Financial in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior work includes roles at Cetera and Technology Credit Union. Outside of his advisory duties, he serves as co-trustee of a family trust. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of financial planning and advisory programs, including discretionary and non-discretionary management, supported by proprietary and third-party research.

Kevin Mc Gough is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. His prior work includes roles at Wells Fargo Advisors and involvement with Onyx Indoor Golf & Cafe, as well as teaching positions at Westwood Public Schools and UC Irvine. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment modeling but generally acts in an advisory capacity without providing individual security recommendations as part of standalone plans.

William Meyer is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2017, following a 28-year tenure at Michael A. Hearn. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broad range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Mindy Do is a Series 66 credentialed financial advisor with Cetera, based in Garden Grove, CA, and has seven years of industry experience. She has held roles at Cetera and CETERA Financial Specialists LLC since 2019. Outside of her advisory work, she is a CPA who provides accounting, tax preparation, and business consulting services through her own practice and other related businesses. Additionally, she serves as CFO of a CNC machining company. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, corporate, charitable, retirement plan, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services using a multi-manager platform with access to affiliated and third-party money managers and a range of program structures.

Mike Lo is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63, 65, and 66 designations. Prior to joining J.P. Morgan Securities in 2021, he worked at CitiGroup Global Markets Inc. for nine years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Gary Seybold is a financial advisor at LPL Financial with 39 years of industry experience. He holds a Series 63 designation and has been with LPL Financial since 2008. His professional activities include involvement in life and health insurance services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Daniel Correa III is a financial advisor with Wells Fargo Clearing with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2020, following prior roles at Morgan Stanley and Morgan Stanley Private Bank from 2009 to 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Stacy Eller is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding Series 63 and Series 66 credentials and 17 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2017, following a previous role at Merrill. In addition to her advisory duties, she is also employed by JPMorgan Bank, allowing her to offer certain banking products and services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.