Pheap Chev is a financial advisor at Fidelity with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services, LLC since 2021, with prior experience at TD Ameritrade from 2016 to 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as a registered commodity pool operator while advising multiple registered investment companies.

Sean Hetherington is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials. He has recently transitioned into the financial industry with experience beginning in 2025. Prior to his current role, he was involved in media and creative ventures, including founding Sean Hetherington Creative, Inc. and working with MGM - Evolution Media and Glitter & Sparkles Media. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships and discretionary separately managed accounts, supported by multi-asset model portfolios, alternative investment due diligence, and a highly integrated client service model.

Sally Harte is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and 21 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Matthew Choi is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 designation and seven years of industry experience. His career includes roles at Bank of America, N.A. and Citigroup, as well as an academic position at the University of Arizona Global Campus. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party teams.

John Marshall is a financial advisor at OSAIC with 29 years of industry experience. He held a long tenure at Lincoln Financial Advisors Corporation before joining OSAIC in 2025. In addition to his advisory role, he owns and operates an insurance agency offering various life and health insurance products and is involved in managing legal entities related to his business interests. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services. The firm employs asset-allocation tools and risk-tolerance analyses to construct diversified portfolios across multiple asset classes, managing accounts on both discretionary and non-discretionary bases.

John Ta is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he worked with Ameriprise Financial Services, Inc. for 10 years. Outside of his advisory role, he is a co-owner of RGAA, LLC, which supports his practice operations, and he also works as an advisor for Insperity PEO Services, LP. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in net investable assets and offers a range of advisory, brokerage, and insurance solutions through its affiliated entities. The firm employs a centralized consulting team that delivers detailed, algorithm-supported retirement income recommendations tailored to clients’ needs.

Trevor Cole is a financial advisor at Cetera with 23 years of industry experience. He holds the CFP® and Series 66 designations and has worked with several firms, including Cetera Wealth Services, CTA Wealth Advisors, and Cameron Thornton Associates. Cole is also an investment advisory representative at CTA Wealth Advisors, where he provides financial planning and asset management services. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, blending discretionary and non-discretionary authorities across multiple program structures.

Rebecca Basba is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been advising clients in the financial services industry since 2001, bringing over two decades of experience to her role. Rebecca works closely with clients on financial issues including wealth accumulation, retirement strategies, education planning, liability management, and a range of other priorities. Her approach emphasizes personal consultations, setting clear goals, and creating customized strategies that consider risk tolerance, time horizon, and liquidity needs. Rebecca earned a Bachelor of Arts degree in Business from the University of Southern California. She holds the Personal Investment Advisor (PIA) designation. Fluent in English and Mandarin, she is actively involved in the Southern California Chinese community. Outside of her professional work, Rebecca enjoys hiking, reading, music, biking, and spending time with her family.

Flavia Lo Coco is a financial advisor with LPL Financial in Pasadena, CA, holding Series 63 and Series 65 credentials and 21 years of industry experience. She previously worked at Western International Securities, Inc. and RJJ Pasadena Securities, Inc. Outside of her advisory role, she owns a business called Flavia Production Design. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolio strategies.

Hagop Balabanian is a financial advisor with J.P. Morgan Securities in Pasadena, CA, holding a Series 66 designation and 9 years of industry experience. His prior roles include positions at Deutsche Bank Securities and City National Bank. Outside of his advisory work, he serves as President of his homeowners association board, overseeing maintenance and renovation projects. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence, with an ESG eligibility framework applied to recommended strategies.

Yining Wang is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and having one year of industry experience. Prior to joining Morgan Stanley in 2024, Wang worked at U.S. Bank, AI Drama, Bank of China, and State Farm Cathy Shi Agency. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process using firm-approved tools and research, offering plans directly to clients and through corporate arrangements.

Beichen Thakral is a financial advisor with Merrill in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. Prior to joining Merrill, Thakral worked at Bank of America, Raymond James Financial Services, First Hawaiian Bank, BancWest Investment Services, and BCCA International. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies developed by internal and third-party managers for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Carolyn James is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of finance, Carolyn is a self-employed artist who creates and sells fine art and teaches art workshops. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Gregg Haglund is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions across a broad range of financial products.

Sandy Perez is a financial advisor at Merrill with 23 years at the firm and 5 years of industry experience. She holds a Series 66 credential and is based in Pasadena, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anush Keshishyan is a financial advisor with LPL Financial in Pasadena, CA, holding a Series 66 designation and seven years of industry experience. His work history includes roles at BMO Bank NA, Bancwest Investment Services, Inc., and Bank of the West. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services with discretionary and non-discretionary management supported by research and model portfolios.

Michael Mildon is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Mildon also offers investment products and services through Water & Power Community Credit Union under the trade name Water and Power Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Charles Sailor III is a financial advisor with Merrill, holding a Series 66 designation and six years of industry experience. His work history includes roles at Bank of America N.A. and Merrill since 2019, along with a brief tenure at the United States House of Representatives in 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Jose Barajas is a CFP® certified financial advisor with 21 years of industry experience. He has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities for the past 14 years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Nestor Turczan is a financial advisor with Wells Fargo Advisors in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his advisory role, Turczan serves as secretary and treasurer of the Turczan Family Foundation and treasurer for the nonprofit Band of Brothers Outreach Inc. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory recommendations with various financial products through its network of advisors.