Matthew Franco is a financial advisor with LPL Financial in Los Angeles, CA, holding a Series 66 designation and 10 years of industry experience. He has worked at LPL Financial since 2016, with prior experience at Bank of America, Merrill, and Island Prime/C-Level. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and oversight of substantial discretionary assets.

Julia Navarro Sosa is a financial advisor at Merrill Lynch Wealth Management, specializing in personalized financial strategies that reflect the individual goals and dreams of her clients. She focuses on a range of areas including education planning, legacy planning, managing new wealth, personal retirement planning, portfolio management, social responsibility and ESG investing, as well as small business strategies and tax minimization. With more than a decade of experience, Julia brings expertise in financial services, strategic planning, and public service to her client relationships. Prior to her advisory role, she contributed to national strategy initiatives at Merrill Lynch Wealth Management, supporting advisor development, client engagement, and business growth. Her earlier career includes service at the U.S. Department of State and the White House. Julia earned her MBA from the UCLA Anderson School of Management, where she was a Consortium Fellow, and graduated magna cum laude with a B.A. in Political Science from George Washington University. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, along with FINRA Series 7 and Series 66 registrations. Julia is fluent in English and Spanish. In her personal time, she enjoys hiking, camping, road trips, exploring different cuisines, gardening, swimming, traveling, yoga, and spending time with her family.

Lisa Koontz is the Vice President and Branch Leader at Fidelity Investments' Burbank Investor Center. In this role, she leads a team of financial professionals focused on partnering with clients to help them work toward their financial goals. She emphasizes creating a warm and welcoming environment while building long-term meaningful relationships with clients. Her professional experience includes serving as Vice President and Branch Leader at Fidelity Investments since 2011. Prior to that, she held leadership roles at Morgan Stanley Smith Barney from 2009 to 2011 and Citigroup Global Markets, Inc. from 2004 to 2009, progressing from Financial Advisor to Vice President and Branch Manager. Earlier in her career, she worked as a Loan Officer at Western Bank and First Interstate Bank and as an Account Executive at Union Bank. Lisa holds a California Insurance License. Outside of work, she enjoys cooking and baking, watching movies, photography, and traveling.

Christine Yu is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Yu is also CEO of the Sean and Christine Yu Private Foundation, a nonprofit organization focused on education, health, research, and social services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and global investment research in its financial planning process.

Gregory Gutierrez is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. His prior firms include Morgan Stanley and Citigroup Global Markets. Outside of finance, he is involved in music, including receiving passive royalties and performing as a guitarist and singer with the Three O'Clock Band. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research-driven investment strategies with a broad range of brokerage and advisory solutions.

Enrique Lomelin is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds a Series 63 designation and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides various advisory programs to individuals and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group and manages approximately $2.74 trillion in client assets.

Maria Chavez is a financial advisor at RBC Capital Markets with 11 years of industry experience. She previously worked at Oppenheimer for three years and D.A. Davidson & Co. for ten years. She holds Series 63 and Series 65 licenses and is based in Los Angeles, CA. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies according to each client’s risk profile and utilizes a combination of in-house and third-party managers and model providers.

Edward Tess is a financial advisor with Morgan Stanley Wealth Management in Los Angeles, holding a Series 63 designation and having 30 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services both directly to clients and through employer-based Corporate Financial Planning agreements.

Lawrence Rocha is a financial advisor at Osaic Wealth, Inc. in Los Angeles, CA, with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including IFP Securities, LLC, Independent Financial Partners, and LPL Financial, LLC. Outside of his advisor role, Rocha operates Parallax Wealth Management, a sole proprietorship providing investment advisory, insurance, brokerage, and financial planning services. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm uses a model-based investment process with portfolio optimization tools and provides a broad range of financial programs, including advisor-managed portfolios and retirement plan consulting.

Michael Tiedemann is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 28 years of industry experience. He has been with Merrill since 1997. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Oliver Tao is a financial advisor with Cetera in Pasadena, CA, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has been with Cetera and its affiliated entities since 2011, with previous roles at East West Bank, Chase Investment Services, and Wamu Investments. Outside of his advisory work, he volunteers as a Little League baseball coach. Cetera Investment Advisers LLC is a large SEC-registered firm that provides portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients. The firm operates a multi-manager platform allowing advisors to utilize affiliated and third-party model portfolios, offering a range of program structures and investment options.

Charles Hung is a CFP® with 22 years of industry experience. He is currently a financial advisor at J.P. Morgan Securities, where he has worked since 2021. His prior experience includes roles at Bank of America, Merrill, Wamu Investments, and Redwood Securities Group. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.

Dillon Ortega is an Investment Consultant at Fidelity Investments, a role he has held since 2025. He partners with clients to understand their financial goals and to deliver personalized investment strategies, focusing on portfolio construction, retirement planning, and wealth management. Dillon's approach involves building foundational plans, identifying actionable steps, and exploring options to help clients achieve their objectives. His experience at Fidelity Investments includes previous positions as a Planning Consultant (2024-2025), Relationship Manager (2023-2024), and Financial Representative (2022-2023). Prior to joining Fidelity, he worked as a Relationship Manager at Bank of America from 2020 to 2022. Dillon holds a California Insurance License. Outside of his professional work, Dillon has interests in art, baseball, fitness, playing musical instruments, motorcycles, and movies.

Aaron Huang is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on understanding his clients' full financial picture to develop personalized strategies that address their short-, mid-, and long-term goals. His client focus areas include legacy planning, liquidity management, managing new wealth, small business strategies, socially responsible and values-based investing, ESG investing, individual and corporate investment strategy, and retirement income. Aaron serves as a resource for general investing, retirement planning, and saving for unforeseen circumstances. He provides access to the investment insights of Merrill and the banking and lending solutions available through Bank of America specialists. Aaron works collaboratively with clients to discuss their goals, concerns, and questions, offering ongoing advice and guidance as their needs evolve. He holds a Personal Investment Advisor (PIA) designation and earned an Associate's Degree from East Los Angeles College after completing his high school education at Mark Keppel High School. Outside of his professional role, Aaron is engaged in his community through volunteer work and enjoys basketball, cooking, spending time with his family, traveling, and watching movies.

Craig Fein is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at CUSO Financial Services, Kinecta Financial & Insurance Services, LLC, and LPL Financial. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Joseph Byun is a financial advisor at Fidelity with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including UBS, City National Securities, and Northwestern Mutual. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to registered investment companies, use of AI and algorithmic methods, and registration as a commodity pool operator.

Anahid Kyupelyan is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo in various roles since 2013. Outside of her financial career, she works as a caregiver for the City of Los Angeles In-Home Supportive Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages over $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Mujen Wu is a financial advisor at Morgan Stanley with six years of industry experience. He has held positions at Chun Yu Works and OFCO Industrial Co. before joining Morgan Stanley in 2019. Wu holds a Series 66 designation and is based in Pasadena, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to both individual and institutional clients. Its financial planning services utilize firm-approved tools and a structured discovery process without providing individual security recommendations as part of standalone plans.

David Luna is a financial advisor at Stifel with 50 years of industry experience. He has been with Stifel since 2007 and holds a Series 63 designation. Stifel serves a diverse client base that includes individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services grounded in a proprietary investment methodology developed by its Investment Strategy Group. The firm also provides services to private funds and municipal market participants and operates alongside affiliated trust companies and banks.

Timothy Wong is a financial advisor at OSAIC with 44 years of industry experience. He holds a Series 63 designation and has worked with Securities America Advisors, Inc. for 15 years prior to joining OSAIC. Wong is also an attorney specializing in estate and legacy planning and serves as a board member for the nonprofit Childd in Japan. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach includes model-based asset allocation, portfolio optimization, and a range of managed account programs supported by risk-tolerance assessments and rebalancing tools.