Egan Yamamura is a financial advisor with Ameriprise in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he is involved in business ownership of a McDonald's franchise in Hawaii. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement who meet specific asset thresholds, combining research, modeling, and tax-efficient strategies to provide comprehensive, written recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.

Jerry Davis is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 10 years of industry experience. He has previously worked at Merrill and Bank of America, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Caleb Chen is a financial advisor at LPL Financial based in San Diego, CA, with five years of industry experience. He holds the Series 66 designation and has previously been associated with Forester Financial and San Diego State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Lucas Iacarella is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Lowe's and served in the United States Marine Corps. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Paul Zawilenski is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2013. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory services with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Scot Fairchild is a CFP® professional with 33 years of industry experience, currently affiliated with LPL Financial since 2020. His prior experience includes roles at RJL Wealth Management and Lucia Securities, and he has operated Success Financial Advisors since 1996. Outside of investment advisory, he is involved in tax preparation and accounting services through Success Financial Advisors and holds a role in Montecito Venture Partners. LPL Financial is a registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations through a national network of advisers. The firm offers various advisory programs, retirement consulting, and brokerage services, with access to model portfolios and research from multiple sources.

Deane Curtiss is a Wealth Management Advisor with over 30 years of experience in the financial services industry. He works with individuals and companies to understand their financial goals and implement strategies that align with their objectives. Deane specializes in areas such as college education planning, family wealth management strategies, LGBT wealth planning, liquidity management, retirement planning, portfolio management, tax minimization, and retirement income. Deane holds a Bachelor's Degree from Babson College and is a Personal Investment Advisor (PIA). He operates within Merrill Lynch Wealth Management, leveraging the resources and investment insights of Merrill and the banking solutions of Bank of America to provide clients with tailored wealth management strategies. Deane emphasizes a personalized approach, working one-on-one with clients to develop financial plans designed to pursue their long-term goals. In addition to his professional work, Deane is actively involved in his community through volunteering. His personal interests include cooking, fishing, hiking, running, spending time with family, table tennis, and tennis.

Mauro Ciarmoli is a financial advisor with Fidelity Investments in San Marcos, CA, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. His prior work includes 17 years at LPL Financial, LLC before joining Fidelity. He is also the owner of MCC Discovery, LLC, an LLC registered for tax and business purposes. Mauro is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to both retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research and quantitative analysis to construct model portfolios from a broad universe of mutual funds, ETFs, and ETPs.

Erik Simmons is a financial advisor with Ameriprise who holds a Series 63 designation and has 30 years of industry experience. Prior to joining Ameriprise, he worked at Axxcess Wealth Management LLC and Arete Wealth Management LLC for eight years. He is based in Carlsbad, CA. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and delivers services through a centralized retirement-income consulting team.

Carlos Caceres Jr. is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds a Series 63 designation and has worked at Raymond James since 2019, following prior roles at CUSO Financial Services and Mission Federal Credit Union. Outside of his advisory work, he serves as a trustee for a family-related business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary investment consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Catherine Ferguson is a financial advisor at J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 65 credentials with seven years of industry experience. She has worked at JPMorgan Securities LLC and J.P. Morgan Chase Bank NA since 2019, including her current roles starting in 2022. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary Institutional Consulting Services program that includes asset-allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Nancy Parrett is a Series 66-registered financial advisor at Merrill with 18 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2007 and Bank of America, N.A. since 2011. Outside of her advisory role, she is the managing member and owner of Willowwood, LLC, an investment-related business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Brian Johnson is a financial advisor at Edward Jones with a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, Snow Capped Peaks Mortgage, and Bbva Wealth Solutions Inc. He is based in Escondido, California. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and a securities-based lending option.

Alexander Monroe is a financial advisor with Stifel in San Diego, CA, holding the Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2015. Outside of his advisory role, Monroe serves as Vice President and Board Member of the La Jolla Golden Triangle Rotary Club Foundation, where he is involved in community communications. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Russel Upton is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving high-net-worth families and institutional investors across major U.S. metropolitan areas including Los Angeles, New York, San Diego, and San Francisco. He directs financial strategy, asset allocation, manager evaluation, and liability management for senior executives and clients in the entertainment, sports, legal, and technology sectors. He also provides a broad range of wealth management services such as trust and estate planning, cash management, retirement planning, and alternative investments. Mr. Upton holds several professional designations including the Certified Private Wealth Advisor® certification administered by the Investments & Wealth Institute™ and completed in conjunction with The University of Chicago Booth School of Business. He also holds the Sports & Entertainment Accredited Wealth Management Advisor™ certification from the College for Financial Planning Institutes Corp. His previous roles include Senior Vice President positions at U.S. Trust (now Bank of America Private Bank) and City National Bank, as well as finance roles within the entertainment industry. He earned both his Bachelor of Science in Finance and MBA from the College of Business and Economics at California State University, Northridge. His community involvement includes service as a Director and Trustee on the boards of the San Diego Zoo Foundation, the San Diego Sports Commission, and the San Diego Opera.

John Willis is a financial advisor with UBS Financial Services in San Diego, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management, supported by proprietary research and capital market assumptions. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and banking solutions.

Steven Swanson is a financial advisor with Wells Fargo Clearing in Encinitas, CA, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kendra Williams is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and one year of industry experience. She has worked at Primerica Financial Services since 2023 and has held various roles, including positions at Mount San Jacinto College and Nordstrom. Primerica Advisors is a large institutional firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program with model-based investment strategies managed by unaffiliated asset managers.

Christopher Gall is a financial advisor with Cambridge Investment Research Advisors in San Diego, CA, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. Prior to joining Cambridge in 2017, he worked at Trilogy Capital, Trilogy Financial Services, and National Planning Corporation. Outside of his advisory role, Gall serves as a volunteer Den Leader for the Boy Scouts of America. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals using a variety of platform and custody arrangements and both proprietary and third-party model strategies.

Ryan Essick is a Wealth Management Advisor with Merrill Lynch Wealth Management. He co-leads the Sims/Essick Team and has been with Merrill Lynch Wealth Management for over 18 years. Ryan holds professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise encompasses estate planning services, portfolio strategy, asset allocation, tax-free municipal bond income, retirement planning, custom lending, and employee stock options. Ryan and his team collaborate closely with clients' accountants and trust attorneys to develop strategies tailored to tax and estate planning needs. They serve clients primarily across the Del Mar and San Diego areas as well as nationwide. Ryan earned his bachelor's degree from the University of Dayton. Outside of his professional work, he has interests in antiquing, boxing, chess, photography, reading, running, and yoga.