John Mc Laughlin is a financial advisor with Cetera in San Marcos, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior experience includes roles at Avantax Investment Services, Equitable Advisors, AXA Advisors, and several other firms. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform that provides access to affiliated and third-party managers across multiple program structures.

Menatalla Nada is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and 10 years of industry experience. She has been with Merrill and Bank of America, N.A. since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Fredrick Wollman is a financial advisor with Cetera, holding the CFP® designation and Series 63 license, with 45 years of industry experience. He has worked at Cetera since 2021 and operated Wollman Wealth Designs, Inc. since 1998. Outside of his advisory work, he serves as chair of the board of trustees for the Ecolife Conservation nonprofit and is president of the Valley Center Trail Association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Anthony Gaines is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His prior roles include positions at Bank of America, Merrill, JPMorgan Securities, and JP Morgan Chase Bank. Outside of his advisory work, he also works as a driver for ride-sharing and delivery services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to inform its investment approach and operates both brokerage and advisory solutions at a large scale.

Jason Lewis is a financial advisor at LPL Financial in San Diego, CA, holding a Series 66 designation with 18 years of industry experience. His prior firms include Morgan Stanley and Cadaret Grant & CO, where he worked for nine and seven years respectively. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, institutions, and charitable organizations. The firm offers diverse advisory programs and financial planning services, with a range of discretionary and non-discretionary management options supported by proprietary and third-party research.

Michaela Brickley is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 11 years of industry experience. Her prior roles include positions at Independent Financial Group and Commonwealth Financial Network. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations, offering a range of advisory programs, financial planning, and brokerage services.

Robert Kinslow is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and nine years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously held roles at Morgan Stanley and Morgan Stanley Private Bank from 2016 to 2019. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to guide investment decisions.

Cassandra Rodriguez is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds a Series 63 designation and has worked at Wells Fargo Clearing since 2019, with prior roles at Citizens Securities, Inc. and CITIZENS Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of investment options such as insurance-related vehicles and bank deposit sweep programs.

John Heil is a financial advisor with Osaic Wealth, Inc. based in Carlsbad, CA. He holds Series 63 and Series 65 licenses and has 39 years of industry experience. Prior to joining Osaic in 2023, he worked at Cetera Advisors LLC, First Allied Advisory Services, and First Allied Securities. Heil is also a Certified Divorce Financial Analyst and is involved in mortgage banking and real estate brokerage. Osaic Wealth serves both retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third‑party money managers. The firm uses a variety of asset-allocation tools and supports multiple advisory platforms, including legacy programs and managed-account solutions.

Veronica Lizeth Montalvo is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds a Series 66 designation and has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, providing a range of capital markets and research resources.

Michael Core is a Series 66-licensed financial advisor with 24 years of industry experience, currently affiliated with Osaic Wealth, Inc. Prior to joining Osaic in 2025, he spent 24 years at Lincoln Financial Advisors and has been a Certified Public Accountant since 1985. In addition to his advisory role, he operates a CPA practice focused on accounting and tax preparation and is an author selling books under a pen name. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of advisers, offering integrated brokerage and advisory services, financial planning, and access to various investment platforms. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that include a variety of securities and supports multiple advisory platforms and third-party solutions.

William Jones is a CFP® with 29 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He is also a co-trustee for his sister’s trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Billy Chu is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, East West Bank, and Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Sherifa El Mofty is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the Mohler Polo Mofty Team. She has been with the firm since 2010 and focuses on client service, relationship management, and retirement income and distribution strategies. Sherifa's approach emphasizes building lifelong relationships with clients based on trust, transparency, and mutual respect. She specializes in providing financial guidance for areas including college education planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, socially responsible investing, women and wealth, and individual and corporate investment strategy. Sherifa brings a multi-generational perspective to her practice, aiming to ensure continuity of advice for high-net-worth families. Sherifa holds the Certified Financial Planner (CFP) designation, Certified Divorce Financial Analyst (CDFA) certification, Certified Plan Fiduciary Advisor (CPFA) designation, Personal Investment Advisor (PIA) credential, and Retirement Accredited Financial Advisor (RAFA) credential. She earned a Bachelor of Science degree in Business Administration with an emphasis in Finance from San Diego State University, where she was a Dean's List graduate. Sherifa is fluent in Arabic and English and is involved with Soroptimist International of Oceanside/Carlsbad. Her personal interests include scuba diving, tennis, traveling, and spending time with her family.

Cason Dougall is a financial advisor at Raymond James & Associates holding a Series 66 designation with one year of industry experience. Prior to joining Raymond James, he worked at Momentum Marketing and spent ten years in full-time education. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting through various specialized programs and an affiliated research network.

Alexander Wehrle is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, individual and corporate investment strategy, and tax minimization. With fifteen years of industry experience, Alexander supports families, individuals, and businesses in developing multi-generational wealth, as well as philanthropic and tax planning strategies. He holds the Personal Investment Advisor (PIA) designation. Alexander completed his high school education at Ponca City High School, attended the University of Oklahoma without earning a degree, and earned a bachelor's degree from the University of Central Oklahoma. Outside of his professional work, Alexander has a variety of personal interests including boating, chess, cooking, fishing, football, golfing, music, racquetball, soccer, and spending time with his family.

Jeffrey Levine is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Linsco/Private Ledger for 20 years prior to his current role. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and various investment strategies.

Andrew Lippman is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) with 38 years of industry experience. He has been with Cambridge Investment Research Advisors since 2012 and also serves as an independent insurance agent through Inwealth Management. Lippman is based in Carlsbad, California. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management approaches and proprietary models.

James Hardifer is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors.

Michele Thomas is a financial advisor at Merrill with 25 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2000 and Bank of America, N.A. since 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.