Lisa Koyama is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 13 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and multiple Cetera-affiliated firms. She is also a commissioned notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor tools and oversight of over $819 billion in discretionary assets.

Michelle Gray is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Michelle is based in San Diego, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and tailored financial planning services supported by proprietary tools and research.

Kristin Krueger is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and has a background that includes service in the United States Navy for 20 years, as well as roles at Booz Allen Hamilton and Big Block Realty. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets with a network of around 23,701 financial advisors and 15,121 branch offices nationwide.

Colin Parker is a financial advisor at UBS Financial Services in La Jolla, CA, holding a Series 66 designation with 11 years of industry experience. He previously worked at Merrill from 2012 to 2016 and has been with UBS since 2018. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to client goals and risk tolerances.

Phillip Nuttall is a CFP® professional based in San Diego, CA, with 15 years of industry experience. He is currently affiliated with LPL Financial and has worked previously with Stratos Wealth Advisors, Capital One Investing, and HSBC Bank. His credentials include Series 63 and Series 65 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of over 22,800 advisors and more than $819 billion in discretionary assets.

Dunyong Wen is a financial advisor at Cetera with six years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Merrill and East West Bank. His career also includes sixteen years at Industrial Bank of China’s Wuhan branch. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Bryce Morley is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has previously worked at One Pacific Financial Strategies and Emerson Equity. Outside of finance, he has experience in entrepreneurial and service roles, including operating Curl Market and working in house painting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research and operational tools.

Pablo Mateo Ventura is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at J.P. Morgan Securities and Wells Fargo Bank, NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ian Currier is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Wells Fargo Clearing Services LLC and Wells Fargo Bank, N.A. He is based in San Diego, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its role as a commodity pool operator, its advisory services to multiple registered investment companies, and its use of AI and algorithmic methods in portfolio management.

William Dutton is a financial advisor with OSAIC in San Diego, CA, holding Series 63 and Series 66 credentials and 25 years of industry experience. His prior roles include positions at Woodbury Financial Services, San Diego County Credit Union, LPL, Mass Mutual Investors Services, and Northwestern Mutual Investment Management. Outside of finance, he is the bandleader and musician for the Rockin Jazz Big Band, a 20-piece ensemble performing at various events. He also operates a business assisting families with college financial aid applications and planning. OSAIC serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization with various managed account strategies and maintains multiple custodial and legacy program arrangements.

Michelle Colombo is a financial advisor at RBC Capital Markets with 26 years of industry experience. She holds the Series 63 and Series 65 designations and has been with RBC Capital Markets since 2016. Outside of her advisory role, she is involved with LiamFinn - Allford Wealth Strategies, a support company unrelated to investment activities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Madeleine Bricken is a financial advisor at UBS Financial Services with eight years of industry experience. She holds the Series 66 designation and has worked at UBS since 2017. Prior to her advisory career, she attended Denison University from 2013 to 2017. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and offers proprietary research and affiliated banking programs.

Karen Sennes is a financial advisor at Merrill with 32 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 2009 and Bank of America since 2011. Outside of her advisory role, she serves as a consultant and independent contractor for FML Enterprises, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Travis Harrington is a CFP® professional with 22 years of industry experience, currently serving at J.P. Morgan Securities. He has worked with JPMorgan Chase Bank, N.A. and its affiliates since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates forward-looking capital market assumptions to build tailored model asset allocations.

Damon Snell is a CFP®-designated financial advisor with 20 years of industry experience. He is currently associated with Morgan Stanley, where he has worked since 2022, and has previous experience with E*TRADE and Citigroup Global Markets. Outside of his advisory role, he is involved in managing rental property alongside his family. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and investment advisory services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment committee guidance as part of its approach.

Kelli Winslow is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. She has been with LPL Financial since 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, combining a broad range of advisory and non-advisory financial services.

Randle Schumacher is a financial advisor at Equitable Advisors with 23 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has previously worked at LPL Financial, AXA Advisors, and New England Securities. Outside of his advisory role, he serves as a trustee for various immediate family trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to tailor investment solutions based on clients’ risk tolerance and financial goals.

William Routh is a CFP® professional with 18 years of experience in financial advisory. He is currently with LPL Financial since 2024 and has previously worked at Cetera Advisors LLC, First Allied Advisory Services, First Allied Securities, and Fidelity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Suzan Alias is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 licenses and having nine years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2017 and Wells Fargo Bank NA since 2016. Outside of her advisory role, she also works as a caregiver providing in-home supportive services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Sean Badgett is a financial advisor with Raymond James & Associates in Chula Vista, CA. He holds the Series 66 designation and has 16 years of industry experience, including 10 years with Raymond James. Badgett serves as trustee of the Badgett Family Trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.