Maura Mc Mahon is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. She has worked with various J.P. Morgan entities since 2011, including J.P. Morgan Investment Management Inc. and J.P. Morgan Institutional Investments Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Sean Connors Sr. is a financial advisor at Edward Jones with 14 years of industry experience. He holds the Series 65 and Series 63 designations and has previously worked at Northwestern Mutual Investment Services LLC, DiversyFund, and FBN Securities, along with periods of self-employment. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets under management through a network of over 23,700 advisors and offers a range of advisory programs, discretionary and non-discretionary strategies, as well as affiliated mutual funds and trust services.

Judith Steele is a financial advisor at LPL Financial with 40 years of industry experience. She holds the Series 63 and Series 65 designations and has worked previously at firms including Cetera Advisors LLC, First Allied Advisory Services, and Citigroup Global Markets. Outside of her advisory work, she is involved with Steele Family Trust, a real estate rental entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, leveraging a broad network of investment adviser representatives and technology tools to support various investment strategies.

Marisa Ford is a financial advisor with Cambridge Investment Research Advisors in San Diego, CA. She holds the CFP® designation and Series 66 license, with nine years of industry experience. Prior to joining Cambridge Investment Research Advisors, she worked at LPL Financial, Lucia Capital Group, and Sprott Global Resource Investments Ltd. Outside of her advisory role, she volunteers as a coordinator for Beauties for a Cause USA and serves as treasurer for the League of Conservation Voters San Diego. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports various management platforms and proprietary model strategies under the Founders Gate Capital brand.

Arezu Ajodani is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and over one year of industry experience. She has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bopha Lim is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 designations and 11 years of industry experience. She has been with Wells Fargo Bank, N.A. since 2015 and with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support investment decisions.

Darmel Fernandez is a financial advisor at Fidelity with three years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Keller Williams. Outside of finance, he has experience in the food and entertainment industries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing model portfolios consisting of mutual funds, ETFs, and ETPs.

William Friess is a financial advisor at Osaic with 48 years of industry experience. He holds a Series 66 credential and has previously worked at Woodbury Financial Services, Inc. and Mony Securities Corporation. Friess is also the owner of Friess Consulting Group, where he coaches financial services professionals and is involved in fixed insurance product sales. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a variety of brokerage and advisory services through a multi-advisor platform, with an investment process focused on model-based asset allocation and portfolio optimization.

John Loehr is a financial advisor with Edward Jones in Santee, CA. He holds the Series 66 designation and has eight years of industry experience, including two years at GAF prior to joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and access to separately managed accounts, and operates under a fiduciary standard.

Scarlett Cherry is a Series 66-licensed financial advisor with LPL Financial in San Diego, CA. She has 23 years of industry experience and has worked with firms including Next Financial Group, Inc., Wamu Investments, Inc., Truist Investment Services, Inc., NCF Financial Services, Inc., and Invest Financial Corporation. She has been with LPL Financial since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing various investment strategies and technology tools.

Catherine Edwards is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 63 designation and bringing 38 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning using firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and Corporate Financial Planning agreements.

Hana Jo is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Bank of America, N.A. since 2023 and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2016. Outside of her advisory role, she serves as a co-trustee of The J-A Family Trust in San Diego. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individual, high-net-worth, corporate, and charitable clients, supported by internal and third-party investment management teams.

Morgan Elliott is a financial advisor at Morgan Stanley with 20 years of industry experience. He has worked at Morgan Stanley since 2009, including a current role with Morgan Stanley Private Bank, N.A., and previously spent three years at Citigroup Global Markets. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Jennifer Werve is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has worked at various Morgan Stanley affiliates since 2009. Outside of her advisory role, she is involved in an investment-related bookkeeping business based in San Diego. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Victoria Horowitz is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in personalized financial planning, tax-efficient wealth strategies, and smart portfolio management tailored to clients' long-term goals and evolving financial landscapes. Her approach is relationship-driven, focusing on understanding each client's individual goals, values, and concerns to build effective financial plans. Victoria holds a Bachelor's Degree from the University of Texas at Dallas and has earned professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). She is actively involved in professional and community organizations such as Better Money Habits, the Junior League of San Diego, and has served as President of the Women Exchange San Diego Chapter. Her community involvement extends to organizations like Doors of Change San Diego, Food Bank San Diego, as well as participation in events including the Genesis Invitation Golf Tournament and the Hoag Classic Golf Tournament. Outside of her professional commitments, Victoria enjoys activities such as cooking, hiking, reading, running, spending time with family, swimming, tennis, traveling, writing, and yoga.

Michael Zepeda Jr. is a financial advisor with Mass Mutual Investors Services in La Jolla, CA, holding Series 63 and Series 65 licenses and having 31 years of industry experience. He has worked with Mass Mutual since 1995 and MML Investors Services since 1997. He serves as a member of the Carlsbad Community-Police Engagement Commission, promoting communication between the police department and the community. MML Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers through collaborative, annual financial planning engagements.

Michael Capeder is a financial advisor at LPL Financial in San Diego, CA, holding a Series 66 designation with six years of industry experience. His prior roles include positions at RBC Capital Markets and UBS Financial Services. Outside of his advisory work, he is associated with Forseti Enterprises LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment management services through a network of advisors using model portfolios, third-party subadvisors, and customized strategies.

John Fieberg Jr. is a financial advisor with Edward Jones in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Edward Jones since 1998. Outside of his advisory role, he is involved with WaveMaker 360 Health III, an early-stage private health care company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Gerad Mowrey is a Certified Financial Planner® with 27 years of experience, currently associated with LPL Financial and Summit Financial Group in La Mesa, CA. He has worked with LPL Financial since 2000 and with Summit Financial Group since 2016. Outside of his advisory work, he is involved in tax preparation and accounting through Summit Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Paul Solorzano is a Certified Financial Planner (CFP®) with 35 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Aegis Consulting, Commonwealth Financial Network, and Lincoln Financial Advisors. In addition to his advisory work, he owns solo2000 LLC, a private entity that supports his advisory business. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of services, including financial planning, model portfolio programs, and institutional platforms, supported by technology and research resources.