Zachary Alario is a CFP® professional with 11 years of industry experience, currently serving at LPL Financial since 2025. He previously spent 10 years at Edward Jones. His other business activities include managing Fortitude Wealth ZTA LLC, an entity focused on tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by a large network of advisors and a broad suite of financial services.

Michael Giuntini is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds a Series 66 designation and has worked at UBS since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Clearing Services. UBS Financial Services serves individual, corporate, and institutional clients, offering a range of brokerage and investment advisory services including financial planning, portfolio management, and alternative product distribution. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances.

Jason Seitz is a financial advisor with Charles Schwab holding Series 63 and Series 66 licenses. He has two years of industry experience and has worked at Charles Schwab and Charles Schwab Bank, SSB since 2023. His prior work includes roles in various sectors and periods of full-time education. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Brent Gage is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2013 and Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jenna Burke is a financial advisor at Morgan Stanley with a Series 66 credential and three years of industry experience. She has worked at Morgan Stanley since 2020 and previously held positions at Kohl’s from 2015 to 2020. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models outcomes through its Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Taylor Browman is a financial advisor at Stifel with 45 years of industry experience. He holds a Series 63 designation and has worked previously at Wells Fargo Clearing and Citigroup Global Markets. Browman is based in Newport Beach, CA. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and planning.

Daniel Stellini is a financial advisor at LPL Financial with five years of industry experience. Before joining LPL Financial in 2025, he worked for Edward Jones for four years and held various roles in the construction industry. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers comprehensive financial planning and asset management services, utilizing model portfolios, third-party subadvisors, and customized strategies across a range of investment options.

Wendy Fortenberry is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 63 designation and has been with Morgan Stanley and its Private Bank division since 2015, operating out of San Francisco, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Wolfgang Frisch is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 10 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2021. He serves on the advisory board of Fowler School of Law in Orange, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

William Cordray is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His prior work includes 13 years at Scottrade, Inc., followed by roles at Wells Fargo Clearing and now Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and investment consulting through various specialized programs and an extensive affiliate network.

William Applegate is a Senior Financial Advisor specializing in guiding clients through wealth management and financial decision-making. He brings extensive experience in executive compensation, equity compensation services, family wealth management strategies, liquidity management, and personal retirement planning. His approach emphasizes tax-efficient strategies, reasonable rates of return, and preservation of wealth. William holds a Bachelor's Degree in Business Administration with an emphasis in Finance from the University of Southern California. He also holds the Personal Investment Advisor (PIA) professional designation and is affiliated with the Kappa Sigma Fraternity. He utilizes the resources of Merrill Lynch Wealth Management and the banking services of Bank of America in delivering comprehensive financial strategies. In addition to his professional work, William contributes to his community as a blood platelet donor for Hoag Hospital. His personal interests include adventure sports, boating, golfing, hiking, music, running, skiing, surfing, tennis, and yoga.

Kevin Lynn is a financial advisor with J.P. Morgan Securities in Newport Beach, CA, holding Series 63 and Series 66 designations and 22 years of industry experience. He has worked with J.P. Morgan Securities since 2015 and has been employed by JPMorgan Chase Bank, N.A. since 2003. Lynn is also an employee of JPMorgan Bank, which allows him to offer certain bank products and services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative research with forward-looking capital market assumptions and includes broader derivatives and commodities capabilities.

Roy Leonard is a CFP®-credentialed financial advisor with J.P. Morgan Securities, bringing 37 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012, following earlier roles at Merrill, Wamu Investments, Inc., and Chase Investment Services Corp. Outside of his advisory role, Leonard is involved in operating a dog boarding and daycare business run by his family. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence that combines quantitative and qualitative research.

Erica Schickerling is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. She has held roles at several firms, including Raymond James Financial Services and Citrus Wealth Management. Outside of her advisory work, she is the founder and writer of a travel blog. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Arlon Enmeier is a financial advisor at OSAIC with 44 years of industry experience. He holds a Series 63 designation and has previously worked with Securities America, Inc. and Dynamic Healthcard Systems, Inc. He also has longstanding involvement in life insurance sales and has owner responsibilities related to office operations. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by a multi-advisor platform. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and risk management.

Trajan Sung is a financial advisor at Merrill with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has held prior roles at Unionbanc Investment Services, MUFG Union Bank, and HSBC Bank USA N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, using model-based and discretionary investment strategies developed by internal and third-party teams.

Dina Fernandes is a Series 66-licensed financial advisor with Morgan Stanley in Laguna Niguel, CA, and has 20 years of experience at the firm. She has been active in the industry for seven years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and firm-approved tools but does not include individual security recommendations within its standalone planning program.

Matthew Chase is the Vice President Private Wealth Management Advisor at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2008, progressing through several positions including Vice President Wealth Planner, Vice President Financial Consultant, Investments Representative, and Financial Representative. In his professional capacity, Matthew focuses on wealth planning and helping families work toward their financial goals. He holds a California Insurance License, which supports his advisory services. Outside of his professional life, Matthew enjoys hiking, running, tennis, and parenthood.

Taylor Wendel is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 66 and Series 63 registrations and seven years of industry experience. Prior to joining UBS in 2025, he worked at JP Morgan Securities LLC and JP Morgan Chase Bank, N.A. from 2018 to 2025. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Yachen Sun is a CFP® with 12 years of industry experience. He is currently with Wells Fargo Clearing and previously worked for NYLife Securities, LLC and New York Life Insurance Company for 12 years. He is based in Newport Beach, CA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.