Ruben Valdez is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and 12 years of industry experience. His work history includes roles at Wells Fargo Clearing, Bank of America, Merrill, and JP Morgan. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services. The firm provides a broad planning menu using proprietary research and tools, with a focus on tailored recommendations across various financial planning areas.

Jamie Brown is a financial advisor with Raymond James Financial, holding Series 66 and Series 63 licenses and bringing two years of industry experience. Prior to joining Raymond James Financial Services Advisors, Inc., Jamie worked with New York Life Insurance Company and other firms. Jamie’s background also includes experience at Colorado State University - Global Campus. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and uses advanced analytical tools to support client goals, with notable services in municipal and public finance as well as SIMPLE IRA Employer Advisory & Consulting Services.

Michelle Chung Hui Lai is a CFP® credentialed financial advisor with 15 years of industry experience. She has been with J.P. Morgan Securities since 2016 and previously worked at Cetera. Michelle is based in Diamond Bar, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting.

Jonathan Kimmes is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Morgan Stanley DW Inc. from 2003 to 2004. Outside of his advisory role, he serves as a board member of the Peninsula Home Owners Association and has made guest appearances on a home improvement television show. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers a broad range of brokerage and advisory solutions and manages approximately $671 billion in assets through a network of over 14,000 financial advisors.

Ronald Owen is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has three years of industry experience, including prior roles at Merrill Edge and Northwestern Mutual. Before entering the financial industry, he served seven years in the U.S. Navy. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers broader derivatives and commodities capabilities through unique regulatory registrations.

Lake Robinson is a financial advisor at Fidelity with Series 65 and Series 66 licenses and 4 years of industry experience. His prior roles include positions at Ameriprise and Equitable Advisors, LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a range of clients including registered investment companies and delivers model portfolios through systematic methodologies and oversight of sub-advisers.

Rene Licon Jr. is a CFP® professional with 32 years of industry experience. He is currently with LPL Financial and previously worked at SCF Investment Advisors, SCF Securities, Financial Telesis Inc., and had an earlier tenure at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary research and third-party strategies.

Nauman Lakhany is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2020, following previous roles at Wells Fargo Clearing and Wells Fargo Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations and may include ESG criteria, with implementation support from affiliated investment-management entities.

Thomas Schiada is a Vice President Private Wealth Management Advisor at Fidelity Investments, where he has worked since 2005. In his current role, he helps families develop personalized wealth strategies focused on growth, preservation, and transfer of wealth. He coordinates a team of specialists, including an Investment Manager, an Advanced Planner, and a Trust Officer, to deliver comprehensive wealth planning services. Thomas has extensive experience in private wealth management, having progressed through positions at Fidelity Investments from Financial Consultant to Vice President over nearly two decades. He holds a California Insurance License which supports his advisory capabilities. Outside of his professional work, Thomas has personal interests that include baseball, golf, music, social events with friends, parenthood, and traveling.

Richard Felling Jr. is a financial advisor with Equitable Advisors in Brea, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 1999. Outside his advisory role, he provides tax and accounting services through his CPA practice and serves as co-trustee and successor trustee of family trusts. Equitable Advisors serves a wide range of clients including individuals, plans, corporations, and nonprofits, offering financial planning, retirement consulting, and asset-management programs through its network of Investment Adviser Representatives. The firm utilizes third-party asset managers and advisory programs, focusing on customized solutions delivered via multiple investment products and fiduciary services.

Charles Richey is a financial advisor with LPL Financial in Seal Beach, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes positions at E.K. Riley Investments and multiple roles at Morgan Stanley from 2001 to 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and participant-level retirement advice, supported by a large network of investment adviser representatives.

Frank Ortiz is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Merrill and Banc of America Investment Services, Inc. Ortiz is based in La Puente, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Behdod Vaghefi is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Merrill from 2011 to 2015. Outside of his advisory role, he acts as a power of attorney to assist friends with financial matters in the event they become incapacitated. Wells Fargo Advisors provides a broad range of investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, utilizing research from the Wells Fargo Investment Institute and third-party sources to support its investment strategies.

Bruce Lien is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Brea, CA. He has three years of industry experience and has worked previously at American Fidelity and Randstad Holding. Outside of financial advising, he operates a laundry and dry cleaning business as a sole proprietor. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers a consolidated planning and managed-account option called WealthPlan, while maintaining separate services.

Jennifer Broemeling is a CFP® and holds a Series 66 license, with 14 years of experience in the financial services industry. She is currently with LPL Financial and previously worked at U.S. Bancorp Advisors and Invest Financial Corporation. Outside of her advisory role, she is a business owner of Loving Hearts Center in Weed, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing both proprietary and third-party investment strategies alongside advanced operational tools.

Lupita Duenas is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 63 and Series 66 designations and has worked at Charles Schwab & Co., Inc., Charles Schwab Bank, SSB, Wells Fargo Clearing Services LLC, Wells Fargo Bank NA, and J.P. Morgan Chase. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative investment process.

Sapphira Chow is a financial advisor at Cetera with 12 years of industry experience. Her background includes positions at JP Morgan Securities LLC and East West Bank. Outside of finance, she is a licensed real estate agent and part-owner of a dog daycare and boarding business, Family Paws Resort LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and retirement services and operates a multi-manager platform that includes model portfolios and third-party manager options.

Chunyi Lei is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds the ChFC® designation and the Series 66 license. Prior to joining J.P. Morgan Securities in 2016, she worked at Merrill and MSI Financial Services, Inc. She is also involved with AJ4properties, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and may include an ESG eligibility framework.

Shane Gold is a financial advisor with J.P. Morgan Securities in Brea, California, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory program.

David Shin is a financial advisor at Charles Schwab with 12 years of industry experience. His prior roles include positions at TD Ameritrade, Klk Capital Management, and M.S. Howells & Co. He holds a Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated model combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a centralized operational structure supporting a large client base.