Ryan Parry is a financial advisor with J.P. Morgan Securities in San Francisco, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at UBS, Symmetry Financial Group, and JPMorgan Chase Bank, N.A. He has also been involved with Monterey Peninsula Country Club and Tehema Country Club in various capacities. J.P. Morgan Securities provides institutional consulting to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a broad range of investment strategies, including derivatives and commodities capabilities.

Shelley Cairns is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley, UBS Financial Services, and currently serves dual roles at JPMorgan Securities and JPMorgan Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory approach combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Chloe Bui is a financial advisor at UBS Financial Services with 2 years of industry experience. She holds a Series 66 designation and has worked at UBS since 2022. Prior to her advisory role, she was involved with the University of California, Santa Barbara, and had experience at Rita's Italian Ice. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services to provide tailored investment solutions.

Ricardo Martell Jr. is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2019, following three years at Wells Fargo Clearing. Based in Oakland, CA, he is part of a large team serving a diverse client base. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a variety of advisory programs, managing approximately $2.74 trillion in client assets.

Kevin Fernandez is a Wealth Management Advisor with Merrill in San Francisco, specializing in providing focused attention and one-on-one guidance to wealth creators, including senior executives with complex equity compensation needs. He offers expertise in areas such as executive trading plans, stock options, tax-minimization strategies, corporate benefits, corporate executive services, equity compensation services, and portfolio management services. Kevin and his team aim to create unified financial approaches that address both personal and professional financial aspects, delivering personalized wealth management strategies supported by insights from Merrill and access to banking services through Bank of America. Kevin holds a Bachelor's Degree from the University of Arizona and has earned professional designations including Accredited Portfolio Management Advisor (APMA), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). His service approach is rooted in a commitment to building lasting and personal client relationships, focusing on managing wealth effectively so clients can dedicate their time to higher-value activities. Outside of his professional role, Kevin enjoys spending time with his wife Meghan and their children, Faye and Jack. He engages in personal interests such as biking, golfing, music, and traveling. He also participates in community organizations including Noe Valley Chamber Music and The Olympic Club.

David Stickney is a financial advisor with Merrill in San Francisco, CA, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. He has worked at Merrill since 1986 and Bank of America, N.A. since 2011. Outside of his advisory work, he is involved with Carry U II, LLC, a single-asset LLC that owns a recreational boat. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Bruce Stuart is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. Outside of his advisory role, he writes and manages a website dedicated to serial fiction and serves as a board member for Albany Law School. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional offerings with specialized advisory and financial planning services.

Meghan Miller is a financial advisor with Morgan Stanley in Oakland, CA, holding a Series 66 designation and 20 years of industry experience. She has worked at Morgan Stanley since 2016 and at Morgan Stanley Private Bank, National Association since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group and manages approximately $2.74 trillion in client assets.

Timothy Cahyadi is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with J.P. Morgan Securities in San Francisco and has held prior positions at firms including First Republic Investment Management, Merrill, and Robertson Stephens. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a specialized group of Wealth Advisors. Their approach includes centralized due diligence, quantitative and qualitative research, and customized asset allocation advice while clients retain final decision-making authority.

Ryan Olson is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and 20 years of industry experience. His career includes roles at City National Bank and Wells Fargo, where he worked from 2005 to 2018 before joining Merrill in 2020. Merrill, with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kelly York is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is a sole proprietor involved in property management in San Francisco. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its financial advisory services.

Benjamin Sutton is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with nine years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017 and previously at Cal Calling Center for one year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Tony Yee is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where he spent 24 years. Outside of his advisory role, he is a co-owner of a rental property in Daly City, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Martha Madrid is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 1979. With over 40 years in the financial industry, she focuses on providing a comprehensive approach to wealth management that begins with understanding each client's unique financial situation and personal priorities. Martha helps clients develop customized and flexible strategies that can adapt to changing market conditions, leveraging the investment insights of Merrill and the banking services of Bank of America. Her areas of expertise include college education planning, personal retirement planning, and addressing the financial needs of women and wealth. Martha holds the Personal Investment Advisor (PIA) designation and completed her high school education through the State of New Jersey Department of Education. She lives in the Bay Area and balances her professional responsibilities with personal interests such as traveling, cooking, tennis, dancing, sewing, and watching movies. Martha is also committed to community involvement, volunteering with local organizations in line with Merrill's tradition of service.

Laureen Schiller is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 2009, as well as Bank of America since 1986. Outside of her advisory role, she is the owner of Our Lulu Legacy, LLC, a family beach house used for short-term rental. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Stephanie Wong is a financial advisor with Raymond James & Associates in San Francisco, CA, holding a Series 66 designation and 25 years of industry experience. She previously worked at UBS Financial Services for six years and Robert Baird & Co. for nine years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities with financial planning, investment consulting, and fiduciary solutions, delivering tailored, primarily non-discretionary advice supported by a range of portfolio management styles and affiliated research.

Ryan Falk is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 12 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2020 and previously worked at Stifel, Nicolaus & Company from 2013 to 2020. In addition to his advisory role, he is also an employee of JPMorgan Bank, where he can offer deposit and credit products. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, using forward-looking capital market assumptions and may incorporate ESG factors.

Aimee Hazelwood is a financial advisor at RBC Capital Markets with nine years of industry experience. She holds the Series 66 designation and previously worked at First Republic Investment Management, Inc. and First Republic Securities Company, LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, alongside access to alternative investments and integrated financial services.

Xu Wang is a CFP® professional with 19 years of industry experience, currently affiliated with LPL Financial since 2013. His prior experience includes roles at Wells Fargo Clearing, Edward Jones, and Banc of America Investment Services. Wang also operates Wang Wealth Advisors LLC as a separate business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and significant operational resources.

David Williams is a financial advisor with Morgan Stanley in Oakland, CA, holding a Series 66 designation and eight years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2018 and has prior work experience with Target and Sonoma State University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including customized financial planning supported by firm-approved tools and modeling techniques.