Dane Tinley is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on delivering personalized wealth management strategies that align with each client's unique financial goals. Dane works closely with clients to develop flexible plans that respond to changing market conditions, offering access to Merrill’s investment insights as well as the banking and lending solutions of Bank of America. His expertise includes college education planning, divorce transition planning, LGBT wealth planning, managing new wealth, special needs planning strategies, women and wealth, tax minimization, and retirement income. Dane emphasizes collaboration and transparency, coordinating with clients’ attorneys and tax professionals to ensure comprehensive financial management. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor’s degree from the University of California. Dane also values community involvement, dedicating time to volunteering with local organizations in line with Merrill’s tradition of service.

Joseph Nelson is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63, 65, and 66 licenses and bringing 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jiedan Lin is a financial advisor at Morgan Stanley with eight years of industry experience. Prior to joining Morgan Stanley in 2022, Lin worked at HSBC Securities USA Inc and HSBC Bank USA NA from 2018 to 2022 and held roles at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA between 2015 and 2018. Lin holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Jonathan Bush is a financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley since 2014 and holds a Series 66 designation. Based in Palo Alto, CA, he is part of a large team servicing both individual and institutional clients. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers various advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and provides its services directly to individuals as well as through Corporate Financial Planning agreements with employers.

Saeed Dehghany is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at both J.P. Morgan and Wells Fargo. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services focused on asset allocation, manager selection, and customized reporting through a non-discretionary approach.

Flor Santana is a financial advisor with LPL Financial in San Mateo, CA, holding Series 63 and Series 65 credentials and with 27 years of industry experience. She has been with LPL Financial since 2009. Santana also teaches part-time at the College of San Mateo. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research support from both internal and third-party sources.

Charles Levy is a financial advisor at Morgan Stanley with 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Michael Burke is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley since 2012, including his current role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

Moreen Latchman is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan Securities for 12 years before joining Wells Fargo Clearing in 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Craig Meier is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Wells Fargo entities since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a fiduciary role when providing investment advice and a discretionary option for plan-level investment selection.

Lyn Jen Tsai is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously was with Citigroup Global Markets starting in 2002. Outside of her advisory role, Tsai is involved in property management as an owner of rental real estate in California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm uses a structured planning process featuring tools such as Monte Carlo simulations and provides services primarily in an advisory capacity.

Lin Xie is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020. Prior to that, he was employed at Cetera Investment Services LLC and East West Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by structured discovery and proprietary planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Walter Gowen IV is a financial advisor with Fisher Investments in San Mateo, CA, holding a Series 65 designation and with 7 years of industry experience. He has been with Fisher Investments since 2012. Fisher Investments serves a diverse global clientele, including institutional and private investors such as pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across various asset classes. The firm employs a centralized investment process that integrates quantitative and qualitative research to construct globally diversified portfolios, and offers additional services including sub-advisory and retirement plan management.

Brian Tucker is a financial advisor with J.P. Morgan Securities in Palo Alto, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He previously worked at First Republic Securities Company and First Republic Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Gary Klein is a financial advisor with LPL Financial in Hayward, CA, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. His prior roles include positions at Trilogy Capital, Inc., National Planning Corporation, and Trilogy Financial Services. He also serves as an insurance agent specializing in universal life and term policies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by model portfolios and research from internal and third-party sources.

Abanti Pakrasi is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in helping individuals and families plan and achieve their life goals. With over two decades of experience, Abanti works closely with clients to create personalized investment strategies that align with their priorities, risk tolerance, time horizon, and liquidity needs. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, women and wealth, and retirement income. Abanti holds a Bachelor’s degree from Delhi University and an MBA in Finance from the University of Southern Mississippi. She is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a Personal Investment Advisor (PIA). Fluent in English, Hindi, Bengali, Gujarati, and Punjabi, she brings a diverse cultural understanding to her practice. In addition to her professional work, Abanti participates in community volunteer activities, including her involvement with Community Seva. Her personal interests include cooking, hiking, reading, and watching movies, reflecting a well-rounded approach to both her personal and professional life.

Sam Goerss is a Financial Consultant currently working at Fidelity Investments since 2020. In this role, he helps clients identify financial goals and build financial plans tailored to their needs. He has previous experience as a Financial Consultant at E*Trade Financial from 2019 to 2020, a Financial Professional at AXA Advisors, LLC from 2016 to 2019, and an Investment Advisor Representative at Securities America Inc. from 2015 to 2016. Sam holds a California Insurance License. Outside of his professional work, Sam has personal interests that include cars, fitness, outdoor adventures, pets, running, and traveling.

Shelley Boutelle is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC and ongoing tenure with Wells Fargo Bank, N.A. since 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Zhouyang Wang is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A. and Wells Fargo Clearing Services LLC. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Angelo Galloway is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 10 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2017, and previously at J.P. Morgan Chase Bank and J.P. Morgan Securities from 2015 to 2017. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management, financial planning services, and a range of custodial and brokerage capabilities.