Christopher Merrifield is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at Flagstar Advisors and First Republic Investment Management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary advisory services supported by an in-house manager solutions team and a centralized due-diligence framework.

Robert Murtagh Jr. serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2007, he has been dedicated to assisting a growing circle of clients, including executives, entrepreneurs, and their families, with their financial goals. Robert focuses on serving fewer clients with increased attention, working closely with entire families to promote wise financial habits and passing along wisdom with wealth. His approach involves asking clients targeted questions to understand their priorities, such as maintaining lifestyle, building wealth, educating children, or leaving a legacy. Using detailed analyses of clients' financial statements, Robert creates strategies with multiple scenarios to highlight possible outcomes and cash flows. His planning services include retirement planning, liability management, asset allocation, stock option analysis, and college planning, enabling him to deliver tailored investment recommendations. Robert holds a Bachelor's Degree in Finance from the University of San Francisco and has earned the designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His personal interests include baseball, cooking, hiking, softball, and spending time with his family.

Randall Colombo is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 licenses. He has 50 years of industry experience and has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets and advisory services.

Josue Rodriguez Vargas is a financial advisor with Charles Schwab and holds a Series 66 designation. He has seven years of industry experience, including six years at Northwestern Mutual Wealth Management Company. He serves as a board member for the West Contra Costa Salesians Boys and Girls Club, participating in fundraisers and volunteer work. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of multi-asset model portfolios and alternative investments.

Douglas Fish is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2002, he has earned several professional designations, including the Chartered Financial Consultant® (ChFC) and Personal Investment Advisor (PIA). Douglas focuses on helping clients make rational financial decisions through a proven, planning-based wealth management process. Prior to his career in wealth management, Douglas was an entrepreneur, business owner, and executive in both the United States and abroad, where he funded and managed multiple technology companies. He leverages this extensive business experience to develop personalized, goals-based retirement plans and risk-appropriate portfolios. His client focus areas include college education planning, socially responsible and values-based investing, and retirement income strategies. Douglas is also an active committee member of a local Alzheimer’s Association fundraising team and has been recognized in the 2016 Bank of America Community Volunteer Honor Roll. Douglas earned both a Bachelor's degree in Engineering and an MBA from Washington University in St. Louis. He resides in Walnut Creek with his wife and has two grown daughters. In his personal time, he enjoys tennis, biking, and gardening. Douglas is affiliated with the USTA Northern California and is fluent in English and Hebrew.

Sarah Lo is a Planning Consultant who focuses on helping clients and their families confidently navigate important financial decisions. She aims to make financial planning approachable and collaborative, emphasizing trust and clarity in her client relationships. Sarah has experience working in various financial roles, including as a Relationship Manager and Financial Representative at Fidelity Investments since 2022. Prior to that, she held positions at Bank of America as a Relationship Manager, Lending Specialist, and Relationship Banker from 2020 to 2022. She holds a California Insurance License. Outside of her professional work, Sarah enjoys family activities, parenthood, spending time with pets, Pilates, snowboarding, and traveling.

Karimah Karah is a financial advisor with Ameriprise in Vallejo, CA, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. She has been with Ameriprise and its affiliate since 2015. Outside of her advisory role, she is involved in family-run Airbnb businesses and serves as a trustee on the Solano Community College Board. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. It provides a retirement-income planning service for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations.

Benjamin Wong is a CFP® professional with 39 years of experience in the financial services industry. He is currently with Cetera and has been involved with affiliated firms since 1997, including Cetera Wealth Services, LLC and The Pacific Center For Financial Services. Wong also holds a license to sell fixed life, health, annuities, and long-term care insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports various investment program structures and custodial relationships.

Sean O’Bannon is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines since 2016. Prior to this, he worked at Tmfs Advisors, LLC from 2013 to 2016. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Quais Hasseeb is a financial advisor with LPL Financial based in Walnut Creek, CA, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. His prior roles include positions at J.P. Morgan Securities and JPMorgan Chase Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Joseph Jellison is a financial advisor at Fidelity with a Series 66 credential and two years of industry experience. He previously worked at Edward Jones and Preserve, where he also held roles in the restaurant industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Eric Cheng is a financial advisor with Wells Fargo Advisors in Walnut Creek, CA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Raymond James & Associates, Oppenheimer & Co. Inc, JP Morgan Securities LLC, Bank of America, and Merrill. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using Wells Fargo research and planning tools.

Megan Thompson is a Senior Financial Advisor and Managing Director at Merrill Lynch Wealth Management, where she is the founder and co-leader of the Thompson Group. She provides personalized financial guidance to individuals, families, and businesses across multiple states, focusing on areas such as legacy planning, tax minimization, socially responsible investing, retirement income, and small business strategies. Megan works closely with clients to simplify the complexities of wealth management and supports them in pursuing their long-term goals with confidence. Megan began her career as a Financial Advisor in 2006 and joined Merrill in 2012. She holds a bachelor's degree in Resource Management and Economics from The Ohio State University and has earned national recognition, including multiple listings on Forbes’ “Top Women Wealth Advisors” and “Best-in-State Wealth Advisors.” She is a Personal Investment Advisor (PIA) and serves on the board of Teneral Cellars and as a member of the Women’s President Organization. Outside of her professional work, Megan enjoys traveling, engaging in adventurous activities such as skiing and surf camp, and spending time with her husband Chris and their two French bulldogs. She values building lasting relationships and connecting clients with the resources and networks that support their personal and financial well-being.

Vianney Verzola is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and previously worked in various roles including at the University of the Pacific Office of Admissions and Pacific Summer High School Institute. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Bret Cameto is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America prior to his current roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm‑approved tools and processes. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct client relationships and corporate financial planning agreements.

Dwight Carlson is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with UBS since 1993. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor investment plans and provides a broad range of financial services including discretionary portfolio management and fee-based financial planning.

Richard Corcoran is a financial advisor with J.P. Morgan Securities in Walnut Creek, CA, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2020. Corcoran serves as Treasurer for the Piedmont Recreational Facilities Organization, which supports public recreational facility development and improvement in Piedmont. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Kimy Smith is a financial advisor at Mass Mutual Investors Services with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2014. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses a collaborative, annual planning process with firm-approved software tools and offers a range of programs including estate settlement and employer-sponsored planning.

Essam Ibrahim is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Aig Financial Advisors since 2005 before joining OSAIC in 2023. Outside of his advisory role, he owns a mortgage brokerage and operates as a real estate broker and tax preparer. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations through a large network of advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios.

Aaron Sellers is a financial advisor at UBS Financial Services with nine years of industry experience. He holds a Series 66 designation and has been with UBS Financial Services Inc. since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.