Griffin Barash is a financial advisor with OSAIC in San Rafael, CA, holding Series 63 and Series 66 credentials and 20 years of industry experience. He worked at Woodbury Financial Services, Inc for 12 years before joining OSAIC in 2024. Barash also owns a sole proprietorship focused on fixed insurance research and sales. OSAIC serves a diverse client base including individual and high-net-worth investors, retirement plans, and corporations, offering integrated brokerage, advisory services, and access to third-party investment platforms. The firm utilizes asset-allocation tools and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Kurt Burkhard is a financial advisor at Morgan Stanley in San Francisco, CA, with 42 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Burkhard holds Series 63 and Series 65 licenses. He serves as president and board member of the Ski Club in San Rafael, CA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by the firm’s Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Ewelina Krubnik is a CFP® and Series 66-licensed financial advisor with 13 years of industry experience. She has worked at UBS Financial Services since 2012 and previously was affiliated with the Mechanics' Institute for 13 years. Additionally, she is involved as a distributor for AdvoCare International, LP. UBS Financial Services serves individual, corporate, and institutional clients through a variety of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering tailored financial planning and portfolio management supported by proprietary research and market analysis.

Milo Gates is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2009. Outside of his advisory role, he is a partner in a family partnership, Gates Tahoe House LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning using firm-approved tools and methods such as Monte Carlo simulations.

Michael Gonzalez is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He is based in San Francisco, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its financial planning process.

Yontin Teka is a financial advisor at Morgan Stanley in San Francisco, holding Series 63 and Series 66 credentials with 12 years of industry experience. Prior to joining Morgan Stanley in 2019, he worked at JPMorgan Securities LLC and JPMorgan Chase Bank from 2014 to 2019, as well as at Amazon.com, Inc. and Syntruck, LLC. Outside of finance, he is involved with Miracle Math, an educational organization based in Fairfield, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate strategies. The firm uses structured planning tools and models to support client outcomes and manages approximately $2.74 trillion in client assets.

Jack Hoelzer is a Financial Advisor with the Hoelzer Steele Group, a wealth management team within Merrill Lynch Wealth Management. He joined the team in 2021 and works with affluent individuals and families across the country to provide comprehensive wealth management strategies. Jack and his team focus on building multi-generational relationships and collaborate closely with clients' tax and legal advisors to simplify financial lives and support clients in pursuing their goals. Jack earned a Bachelor of Arts degree in Economics with a minor in Film and Media Culture from Middlebury College, where he also played on the Varsity Lacrosse team. He holds several FINRA registrations including the SIE, Series 7, and Series 66, as well as insurance licenses in life, health, and annuity products. Additionally, Jack has the Personal Investment Advisor (PIA) designation and holds a mortgage designation (NMLS #2241202). Beyond his professional work, Jack is involved in community organizations such as Futures Ignite and Harlem Lacrosse. He resides in Manhattan and enjoys outdoor and recreational activities including surfing, skiing, and golfing.

Cristofer Lopez Vargas is a CFP® certificant with four years of industry experience. He is currently with Charles Schwab in Corte Madera, CA, having held positions at Fidelity Investments and J.P. Morgan Securities LLC among others. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers both non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Denise Easterby is a financial advisor with Charles Schwab in Corte Madera, CA, holding Series 63 and Series 66 credentials and six years of industry experience. Her prior roles include positions at TD Ameritrade, Principal Securities Inc., and law offices specializing in legal services. She previously worked at Principal Life Insurance, where she continues to receive residuals from former insurance product engagements. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Rosanna Tokar is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds the Series 66 designation and has been with Wells Fargo in various capacities since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Salena Tong is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds a Series 66 designation and has worked with Wells Fargo in various capacities since 2005, including roles at Wells Fargo Advisors and Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Christopher Antipa is a financial advisor with Raymond James & Associates in San Francisco, CA, holding Series 66 and Series 63 licenses and bringing 21 years of industry experience. He has worked at Raymond James since 2025 and was previously involved with Knowledge Leaps Disruptions, a data and analytics company, where he was a non-employee shareholder. Prior to that, he spent nine years at Itg Inc. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and municipal entities. The firm offers tailored financial planning and consulting services, supported by a wide range of portfolio management styles, affiliated research, and specialized municipal advisory roles.

Omar Liu is a financial advisor with UBS Financial Services in San Francisco, holding a Series 66 designation and 18 years of industry experience. He has been with UBS Financial Services since 2010. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Youxi Zeren is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. Prior to the current role, Zeren worked within Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and supports a broad range of financial products and services through its bank and insurance affiliates.

Julia Wan is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 65 licenses and having 29 years of industry experience. She has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining wealth management with institutional trading capabilities and proprietary research to tailor investment strategies.

Robert Burbank is a financial advisor at Morgan Stanley with 42 years of industry experience. He has held positions at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Burbank serves on the advisory board of the National Center for Ecological Analysis & Synthesis, a nonprofit organization based in Santa Barbara, California. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer providing advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and research.

Aaron Sisk is a CFP® with 28 years of experience in the financial industry. He is currently affiliated with Morgan Stanley and has previously worked at RBC Capital Markets, Bank of America, and Merrill. Outside of his advisory role, he is involved in property management as the sole proprietor of a real estate business in San Francisco. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Brendan Gallagher is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and eight years of industry experience. He has worked at Merrill since 2017 and was previously employed at Bank of America N.A. from 2023 onward. He completed his education at Saint Joseph's University between 2013 and 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm integrates internal Chief Investment Office teams and third-party managers to implement customized portfolio solutions.

Andrew Chase is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Outside of his advisory work, he manages several LLCs involved in real estate investments and land development, including rental properties and Airbnb rentals. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs structured financial planning tools and offers various investment and planning solutions through its extensive network of advisors.

Ana De Loizaga is a financial advisor with Equitable Advisors holding a Series 66 designation and beginning her industry career in 2025. Prior to joining Equitable Advisors, she worked at Target and Blenders in the Grass, and she owns a sales role at Deja and Company Exquisite Jewels since 2021. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through a variety of program sponsors and third-party managers, focusing on both discretionary and non-discretionary asset management.