Justin Vaicek is a Private Wealth Manager at Merrill Private Wealth Management. He works with ultra affluent clients to address their complex wealth management needs by integrating strategies across various client requirements, including investment management, executive services, trust and estate planning, as well as providing access to credit and lending services from Bank of America. Justin has been in the financial services industry since 1993, with over 20 years of direct experience in capital markets. His background includes significant experience in equity research and portfolio management. Prior to joining Merrill, he served as a Senior Analyst and Officer at a long/short equity hedge fund based in Orange County. He also held the position of Senior Vice President and Senior Portfolio Manager at Bank of America Private Bank (formerly US Trust), where he focused on understanding clients' investment objectives and long-term goals to provide comprehensive investment advice and portfolio management solutions. He holds a B.A. from the University of Southern California and an M.B.A. from the University of California, Irvine. Justin is active in his community, having served as a board director for the Newport Harbor Baseball Association and the Newport Harbor Educational Foundation, and participates as a professional mentor for Newport Harbor High School and the Polaris Investment Fund at UC Irvine. Additionally, he is involved as a youth baseball coach and YMCA Adventure Guides leader. He lives in Newport Beach, California with his wife and three sons.

Derrick Lee is a Financial Consultant at Fidelity Investments, a role he has held since 2026. Prior to this position, he worked as an Investment Consultant at Fidelity Investments from 2025 to 2026 and as an Investment Solutions Representative I from 2023 to 2025. Derrick began his financial advisory career with Equitable Advisors in 2022. His professional approach centers on understanding clients' goals, values, and visions to develop personalized financial strategies. Derrick emphasizes clear and honest guidance with a client-first focus, assisting individuals and families in pursuing financial confidence and long-term success. Derrick holds a California Insurance License. Outside of his professional work, he has personal interests that include cars, cooking and baking, fitness, golf, snowboarding, and traveling.

Ferdinand Garcia is a financial advisor at Osaic Wealth with 36 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Woodbury Financial Services for 34 years. Garcia is also a licensed insurance agent. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers brokerage and advisory services across various programs, utilizing model-based asset allocation and portfolio optimization supported by risk assessment tools.

Gavin Wong is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 19 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney LLC since 2009, with prior experience at Citigroup Global Markets. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market-based modeling.

Joshua Fiedler is a Private Wealth Advisor with The Shuhda Group at Merrill Private Wealth Management. He serves clients with significant wealth and complex financial needs, including founders, entrepreneurs, executives in technology and energy sectors, real estate developers, private equity principals, and multigenerational families. Joshua delivers a family office style approach that emphasizes intergenerational and philanthropic planning, tax minimization, estate strategies, and liability management. With over 20 years of experience in capital markets, investment banking, and wealth management, Joshua brings specialized expertise in financial strategy and portfolio design. His prior roles include positions at Morgan Stanley, Robert W. Baird & Co., Deutsche Bank, and Bank of America Securities, focusing on investment banking, capital markets, and fixed income transactions. Joshua holds the Certified Private Wealth Advisor® (CPWA®) and Certified Investment Management Analyst® (CIMA®) designations, both administered by the Investments & Wealth Institute. He earned a Bachelor of Science degree in Finance and International Studies from the Indiana University Kelley School of Business. Outside of his professional work, Joshua enjoys adventure sports, biking, music, skiing, traveling, and yoga.

Youssef Zohny is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has previously worked at Richardson GMP from 2011 to 2017 before joining Morgan Stanley in 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning facilitated through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Secular Return Estimates and Monte Carlo simulations.

Brianna Karsseboom is a Senior Financial Advisor at Merrill Lynch Wealth Management, working as part of the Murphy Fort Advisory Group. She collaborates with high net worth individuals, families, and business owners at various life stages to develop long-term financial strategies. Her focus areas include college education planning, corporate benefits, executive compensation, legacy planning, women and wealth, tax minimization, and retirement income. Brianna holds a Bachelor's degree in Managerial Economics from the University of California system and is a Chartered Retirement Planning Counselor (CRPC) as well as a Personal Investment Advisor (PIA). She brings to her advisory role the principles learned as an NCAA Division I scholar athlete at UC Davis, emphasizing determination, hard work, communication, and collaboration to build client relationships and create customized wealth management solutions. Born and raised in the Bay Area, Brianna currently resides in Danville, California. Outside of her professional work, she is involved in coaching girls' youth volleyball and enjoys hiking, golfing, running, and playing volleyball.

Sam Chouli is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and having two years of industry experience. His prior roles include positions at Edward Jones, LPL Enterprise, and The Prudential Insurance Company of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and includes capabilities in derivatives and commodities through affiliated entities.

Molly Keller is a Planning Consultant at Fidelity Investments, where she supports clients and Financial Consultants with retirement planning-related needs. She works with clients to understand their current financial situations in relation to their general goals, values, and needs, then conducts analyses to build tailored plans by exploring suitable strategies. Molly has been with Fidelity Investments since 2019, initially serving as a Financial Representative before becoming a Planning Consultant in 2021. She holds a California Insurance License.

Gabrielle Fleischer is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with nine years of industry experience. She has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Fleischer also attended Washington and Lee University from 2013 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Robert Whelan is a financial advisor at UBS Financial Services in San Francisco, CA, with 39 years of industry experience. He has been with UBS since 1987 and holds the Series 63 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm provides a combination of institutional trading capabilities and wealth management services supported by proprietary research and model-based asset allocations.

Sean Edrington is a financial advisor with UBS Financial Services in San Francisco, holding a Series 66 designation and 25 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, he is involved as a partner and officer in private investment entities managing personal and trust assets. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services.

Sam Schoner is a financial advisor with J.P. Morgan Securities in San Francisco, CA, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. His career includes roles at First Republic Wealth Advisors and First Republic Securities Company, spanning from 2004 to 2023 before joining J.P. Morgan. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, manager selection, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with a forward-looking approach and incorporates ESG considerations.

Catheryne Diprete is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and the Global Investment Committee’s analyses. The firm manages approximately $2.74 trillion in client assets and offers services through its Financial Advisors and Estate Planning Strategies Group.

Titus Huang is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and has also worked at Wells Fargo Bank, N.A. since 2018. Prior to his financial services career, he spent time at UC Davis and UC Davis School of Law. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeremy Yuster serves as a Managing Director and Senior Financial Advisor within Merrill Lynch Wealth Management. He leads a team working with ultra-high net worth clients to identify their financial priorities and develop tailored strategies aimed at advancing their wealth management goals. His approach emphasizes a comprehensive understanding of each client’s financial picture to create personalized strategies that align with their risk tolerance, liquidity needs, and long-term objectives. Jeremy has extensive experience in investment management, particularly in traditional and alternative investments for institutional clients. He brings a deep, hands-on knowledge of capital markets and has substantial expertise in the technology sector, having evaluated emerging technology investments as a director of diversified investment funds and as a financial analyst. Jeremy has developed strong relationships with corporate executives to assist in crafting appropriate financial strategies, covering areas such as executive compensation, retirement income, philanthropic planning, and tax minimization. He holds a Bachelor’s Degree from Northwestern University and holds the Personal Investment Advisor (PIA) designation. Jeremy is actively involved in his community, volunteering with local educational organizations including the Kentfield School District and San Domenico School, as well as coaching youth sports. He also participates in interviewing incoming Northwestern University students. Residing in Marin County, he enjoys basketball, boating, football, tennis, music, and spending time with his family.

Jonathan Shane is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015 respectively. He is based in San Francisco, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques.

Nona Belous is a financial advisor at OSAIC with 24 years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Securities America Advisors and Waddell & Reed, and she has been involved with the Castro Valley Chamber of Commerce since 2015. She is also associated with David White & Associates, an independent financial services firm. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through multiple programs such as comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process is model-based, utilizing tools like risk-tolerance questionnaires and portfolio optimization, and it is notable for its scale, affiliate network, and private-equity ownership.

Robert Prion is a financial advisor with UBS Financial Services in San Francisco, holding Series 63, 65, and 66 licenses and 26 years of industry experience. His prior experience includes roles at Citigroup Global Markets and Citicorp Investment Services. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, employing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management and provides a wide range of capital markets services.

Starrett Dalton is a financial advisor at Osaic with 41 years of industry experience. He holds a Series 63 designation and previously worked at Securities America Advisors, Inc. and Securities America, Inc. Dalton also serves as an agent on fixed annuity contracts. Osaic Wealth serves a diverse clientele including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services supported by a model-based investment approach and multiple program options.