Thomas Fragale II is a financial advisor with Raymond James & Associates in West Palm Beach, FL, holding a Series 66 credential and nine years of industry experience. His prior roles include positions at JPMorgan Securities, JPMorgan Chase Bank, and Morgan Stanley. He serves as a Finance and Investment Committee Member and Deacon at Family Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

John Blunt Jr. is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, and Wells Fargo Advisors. He serves as a trustee and co-trustee for multiple family trusts and investment-related entities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and the Global Investment Committee’s analyses.

William Beale is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. His prior roles include positions at Global Retirement Partners, LLC and LPL Financial. He is also president and owner of Beale Financial Group. Cambridge Investment Research Advisors serves a diverse client base including individuals, pensions, charitable organizations, and retirement-plan sponsors, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm provides multiple investment implementation options, proprietary and third-party model strategies, and various institutional features such as advisor transition support and compliance processes.

Torren Szuluk is a financial advisor at J.P. Morgan Securities with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Morgan Stanley and UBS Financial Services. Outside of his advisory role, Szuluk is involved in technology and medical technology companies and holds interests in real estate and restaurant businesses. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside brokerage, distribution, and investment management capabilities through a non-discretionary program where clients retain final decision-making authority.

Mauricio Moreira is a financial advisor at Morgan Stanley with 11 years of industry experience. He has held roles at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities from 2014 to 2025 before joining Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC in 2025. He holds the Series 63 and Series 65 licenses and is based in Palm Beach, FL. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market modeling techniques as part of its advisory approach.

Michael Payne is a financial advisor at Osaic with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including BARR Financial, Triad Advisors Inc, and Cetera. He also operates Solutions Group Wealth Management LLC and works as an independent insurance agent offering life, health, disability, and long-term care insurance products. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of financial advisers. The firm employs asset-allocation tools and third-party platforms to construct diversified portfolios and offers multiple advisory solutions including managed accounts and retirement plan consulting.

Seraphim Rine is a financial advisor with Raymond James & Associates in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior experience includes positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional clients, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Christian Alexander Stevens is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank NA and Morgan Stanley prior to his current role. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework.

Charles Whitney is a financial advisor at LPL Financial with 25 years of industry experience. Before joining LPL Financial in 2024, he worked at UBS Financial Services for 11 years. Outside of his advisory role, he is the president and owner of Native Times LLC, a business unrelated to investment services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, incorporating model portfolios and research, and provides both discretionary and non-discretionary management across its offerings.

Ryan Burke is a financial advisor with RBC Capital Markets in Palm Beach Gardens, FL, holding Series 65 and Series 66 licenses and having 10 years of industry experience. His prior roles include positions at City National Bank, Bank of America, and Merrill. He serves as a director of the David A. Burke Foundation, a nonprofit public charity where he is involved in organizing fundraising events and managing marketing efforts. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored advisory programs with various portfolio management and financial planning services.

Kathleen Durning is a financial advisor at Merrill with 34 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been with Merrill since 2004. Outside of her advisory role, she has a power of attorney position related to an entity named M D in Bellevue, Washington. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Robert Damante is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds a Series 66 designation and has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Dina Assion is a financial advisor with Raymond James & Associates in Palm Beach, FL, holding Series 63, 65, and 66 designations and bringing 20 years of industry experience. Her prior experience includes seven years with Morgan Stanley and Morgan Stanley Private Bank. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering tailored financial planning and investment consulting services through various portfolios and affiliated research resources.

Michele Romano is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding Series 66 and Series 63 designations and 13 years of industry experience. She has worked at UBS Financial Services since 2010 and previously was involved with Best In Town Physical Therapy from 2016 to 2018. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services that include financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Gianni Uglialoro is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Schwab in 2025, he held positions at Wells Fargo Bank and several other financial firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment onboarding process.

Michael Marsengill Jr. is a financial advisor at OSAIC with 30 years of industry experience. He holds the Series 66 designation and has worked at several firms including Securities America and Investacorp, as well as leading Marsengill Financial Services since 1992. He is also president of Michael E. Marsengill & Co., Inc., which focuses on insurance and employee benefits. OSAIC serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services. The firm employs a variety of portfolio construction tools and supports multiple advisory platforms, including third-party money managers and managed accounts.

James Aquilina is a CFP® and Series 66-licensed financial advisor with five years of industry experience. He currently works at Charles Schwab and has prior experience with UBS Financial Services Inc. and Northwestern Mutual. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Daniel Weaver is a Series 66-licensed financial advisor at J.P. Morgan Securities with 11 years of industry experience. He has worked at Merrill from 2015 to 2019 before joining JPMorgan Chase Bank, N.A. and J.P. Morgan Securities in 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Lisa Nagel is a Certified Financial Planner (CFP®) with 35 years of industry experience. She has been with J.P. Morgan Securities LLC since 2016 and also has experience at JPMorgan Chase Bank, N.A. and Jawsome Inc. She holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Mark Tulley is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Wells Fargo Advisors since 2009, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions tailored to client needs, supported by proprietary research and planning tools.