Dolores Charles is a financial advisor at Charles Schwab with 21 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior roles include positions at USAA Transfer Agency Company and USAA Investment Management Company. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment advice and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Sergei Zweibach is a financial advisor at Charles Schwab with 11 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior work includes roles at USAA Financial Advisors, USAA Financial Planning Services, and USAA Investment Management Company. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by in-house research and alternative investment due diligence.

Rebecca Gonzalez is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and 14 years of experience at Merrill. She has also worked for 12 years at Texas AM International University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Katya Thompson Cantu is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to joining Ameriprise in 2021, she worked for CUNA Brokerage Services, Inc. and Randolph Brooks Federal Credit Union, where she provided financial advice to credit union members. Outside of her advisory role, she is also a freelance musician performing at scheduled events. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce personalized Recommendation Reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Marshall Harrison is a Series 66 licensed advisor with Morgan Stanley in San Antonio, TX, and has three years of industry experience. Prior to joining Morgan Stanley, he worked at Airrosti Rehab Centers and Prosperity Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market scenario modeling.

John Mc Phillips Jr. is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones from 2016 to 2020 before joining Raymond James in 2020. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm serves a broad client base, including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting through non-discretionary services and firm-sponsored programs.

Catherine Morrison is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2022. She has spent over a decade with Wells Fargo entities, including Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she owns Vera Natura LLC, an investment-related business based in New Braunfels, TX. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients through a network of financial advisors. The firm offers a broad planning menu and develops tailored recommendations using Wells Fargo research and planning tools, with services covering a wide range of financial needs and specialized planning areas.

Lauren Martinez is a financial advisor with J.P. Morgan Securities in San Antonio, TX. She holds a Series 66 designation and has one year of industry experience. Prior to her current role, she worked at JPMorgan Chase Bank, N.A. and Equitable. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Michael Clark is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 39 years of industry experience. He previously worked at Aspect Wealth Management for 24 years and has been with Cetera since 2013. Clark is involved in several business ventures outside of advising, including partnerships in mining operations, technology distribution, and carbon credit projects. Cetera Investment Advisers LLC serves a broad client base ranging from individuals to institutional accounts, offering portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm provides access to a multi-manager platform with various program options and manages over $256 billion in assets.

Warren Ganues is a financial advisor with Edward Jones in San Antonio, TX, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Johnson Control Inc., USAA, Wells Fargo, Chase Bank, and First Citizens Bank. Outside of finance, he is involved in social media consulting as a creative director and provides self-defense consulting through a separate business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Shelley Maxted is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and 16 years of industry experience. She has worked at various Wells Fargo entities since 2012. Maxted serves as an investment committee member for the Oklahoma City Community Foundation, contributing to investment policy, manager selection, and asset allocation. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services tailored to clients meeting certain net-worth thresholds. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Michael Malchoff is a financial advisor with Merrill in San Antonio, Texas. He holds a Series 66 designation and has six years of industry experience. He has been with Merrill since 2019 and has worked with Bank of America since 2016. Outside of his advisory role, he performs as a guitarist in a local cover band. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Michael Johnston is a CFP® and ChFC® with 19 years of experience in the financial services industry. He is currently with Raymond James Financial Services Advisors, Inc. in San Antonio, TX, and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, LPL Financial, and Genesis Wealth Management. Outside of his advisory work, he has served as an independent contractor driver for Uber since 2017. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, as well as institutional clients, including pension plans and municipal entities. The firm offers customized advisory solutions, including a SIMPLE IRA Employer Advisory & Consulting Services program for small businesses, and maintains a notable presence in municipal and public finance through affiliated departments.

Wesley Alston is a financial advisor with LPL Financial who holds a Series 63 designation and has 26 years of industry experience. He has previously worked at Securities America Advisors, 401 K Concierge, Wfg Investments Inc, and Lone Star Retirement Services. Outside of his advisory work, he is involved in a private curation business focusing on antiques and collectibles. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Daniel Langella is a financial advisor at Equitable Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses with five years of industry experience. He has been with Equitable Advisors since 2020 and previously worked at Flamingo Reys and the University of Texas. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, leveraging LPL-sponsored solutions and third-party managers to provide a range of advisory and brokerage services.

Juan Menchaca Jr. is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Charles Schwab since 2020 and previously spent six years with USAA Investment Management Company. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of wealth advisory, brokerage, custody, and financial planning services through its integrated platform and multi-asset model portfolios.

Dionisio Saenz is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked previously at several financial institutions, including Lone Star National Bank, LPL Financial, and Wells Fargo. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors through its Institutional Consulting Services program, offering customized investment consulting and advisory services that combine quantitative asset-allocation modeling with centralized manager due diligence.

Morgan Edwards Sr. is a financial advisor with Cambridge Investment Research Advisors based in San Antonio, TX, holding a Series 63 designation and bringing 32 years of industry experience. Prior to joining Cambridge in 2024, he worked at Kestra Advisory and Voya Financial Advisors. He serves on several nonprofit and civic boards, including the Texas Lyceum Association and the Alamo Heights ISD School Board. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a wide network of independent professionals who employ a variety of portfolio management strategies tailored to client objectives.

Darren Scrimpshire is a financial advisor with MassMutual Investors Services in San Antonio, TX, holding a Series 66 credential and 24 years of industry experience. He has been with MML Investor Services Inc. since 2010 and MassMutual Life Insurance Company since 2009. Outside of his advisory role, he owns Scrimpshire & Associates, LLC, a leadership consulting business, and is involved in managing small commercial office properties through Syncrho Properties LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved tools to analyze client goals.

Meliora Rosin is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing six years of industry experience. Her prior roles include positions at Ameriprise Financial Services, NYLIFE Securities, and New York Life Insurance. Outside the financial industry, she has been involved with the Earl Cobb Dance Studio since 2016. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by research and various portfolio management strategies.