Michael Macrory is a financial advisor with Raymond James Financial in Houston, TX, holding a Series 63 credential and 27 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2016. Outside of his advisory role, Macrory is the owner of Centre Wealth Management, where he also serves as a financial advisor and branch manager. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Scotti Sulak is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with MML Investors Services Inc. and MassMutual since 2007. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a focus on collaborative, annual planning engagements that utilize firm-approved analytical tools.

Mary Boul is a financial advisor with LPL Financial in Dickinson, Texas, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. She has been with LPL Financial since 2005. Outside of her advisory role, she has involvement in real estate rental activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services and platforms, including financial planning, model portfolios, third-party asset management, and institutional programs.

Brandon Chizer is a financial advisor with Ameriprise in Houston, TX, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at Primerica Advisors, Katy ISD, and Vacations To GO. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides written recommendation reports and annual retirement planning advice focused on income stability and tax-aware withdrawal strategies.

Luis Chaves is a financial advisor at LPL Financial with 19 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2018. Prior to that, he was with INVEST Financial Corporation, New England Securities, and VOYA Financial Advisors, Inc. He also manages Stonewolf Benefits, LLC, a cloud-based HR software and compliance business he has been involved with since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment programs supported by a large network of investment adviser representatives.

Kristie Ramirez is a CFP® and Series 66 credentialed financial advisor with nine years of industry experience, currently practicing at Edward Jones in Friendswood, TX. She has worked at Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and supporting approximately $1.01 trillion in assets under management.

Ben Cravens is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015, Morgan Stanley Smith Barney LLC since 2009, Citigroup Global Markets in 2008–2009, and UBS Financial Services from 1994 to 2008. Morgan Stanley Wealth Management serves both individual and institutional clients, managing approximately $2.74 trillion in assets. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Rosario Burns is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. Prior to joining Morgan Stanley in 2020, Burns worked at UBS Financial Services from 2013 to 2020. Outside of advisory work, Burns is involved as a business owner in Green Rock Venture LLC, which rents coworking spaces. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, employing structured financial planning tools and managing approximately $2.74 trillion in client assets. The firm provides services that include tailored financial planning but generally acts in an advisory capacity rather than as a fiduciary for retirement accounts unless specifically engaged.

Alex Gutierrez is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduces them to solutions available through Merrill and Bank of America. He holds several professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned a Bachelor's Degree from the University of Houston System.

Eric Jefferson is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Lisa Washington is a financial advisor at LPL Financial with 36 years of industry experience. Her background includes long tenures at Waddell & Reed, Inc. and various insurance carriers, as well as work at Texas Home Health prior to joining LPL Financial. She holds a Series 63 designation. Outside of her advisory role, she serves as a non-variable insurance agent through Associates of Clifton Park. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services supported by various investment strategies and operational tools, with a notable combination of advisory and non-advisory financial activities.

Karen Trekell is a financial advisor at Cetera with 18 years of industry experience. She holds a Series 66 designation and has worked at Cetera Advisors LLC since 2013 and Duffy, Cardwell, Clark & Clarke since 2018. Outside of her advisory work, she is a co-owner and partner in LatherUp, LatherMeUp, a soap-making business involved in internet sales and craft fairs. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing a multi-manager platform with various program options and custodial relationships.

Teresa Morris is a financial advisor at Cetera with 39 years of industry experience. She holds Series 63 and Series 65 designations and has been with Cetera and its affiliates since 2013. In addition to her advisory role, she has owned TDM Wealth Management, a financial services firm, since 2015 and has experience selling health and long-term care insurance. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporations, and institutional accounts, offering a variety of portfolio management and financial planning services. The firm operates a multi-manager platform with access to both affiliated and third-party managers, managing over $256 billion in assets across more than 10,000 advisors.

Lovetta Davies is a Series 66-licensed financial advisor with Morgan Stanley in Houston, TX, bringing seven years of industry experience. She has worked at several firms, including Morgan Stanley Smith Barney LLC and Wells Fargo Clearing. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and comprehensive investment resources.

Jeffrey Gulitus is a CFP® and ChFC® with eight years of industry experience. He has been with Edward Jones since 2017. Prior to joining Edward Jones, he worked at Infinity MEP and WSP, where he was involved in mechanical, electrical, and plumbing design projects. Edward Jones is a full-service wealth management firm serving individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and maintaining a large network of financial advisors and branch offices nationwide.

Benjamin Whitty is a Planning Consultant at Fidelity Investments, where he collaborates with high net worth clients and their families to develop customized financial plans aimed at achieving long-term goals. He has been with Fidelity Investments since 2019, progressing through various roles including Customer Relationship Advocate, Investment Solutions Representative, Central Relationship Manager, and Relationship Manager before his current position. Benjamin holds an AR Insurance License, supporting his expertise in financial planning and client relationship management. Outside of his professional work, he has interests in the beach, cooking and baking, fitness, football, and spending time with pets.

John Turner is a Certified Financial Planner (CFP®) with over 22 years of industry experience. He is currently an advisor at Cetera and has held roles at Turner Wealth Management and Avantax Advisory Services. He serves as chairman on the board of Sweet Success ATX, a nonprofit organization. Cetera Investment Advisers LLC supports a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients with a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

David Butler is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2012. His prior roles include positions at Wamu Investments, Ameriprise Advisor Services, and Choreo, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and integrating both quantitative and qualitative research.

Justin Ponchak is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate since 2011. Outside of his advisory role, he owns and operates Ponchak Management, LLC, a construction business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, offering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. As a large institutional firm, Ameriprise also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jaime Garza is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has prior experience at Pruco Securities LLC and Modern Brokers of America. Garza is also employed at Shell Federal Credit Union as part of the Ameriprise Financial Team. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm delivers structured recommendation reports using a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team.